Name: Zepto Payments Pty Ltd
Price range: $

Create a Contact

Make a Payment to a Contact

Direct Debit a Contact

Refund a Direct Debit

Create a Receivable Contact

Receive a Payment

Create a Contact

A Contact represents an entity and their related bank account. You can pay a Contact or pair it with an Agreement to collect funds from the Contact.

Request Response

Zepto | POST /contacts

{
  "name": "Hunter S. Thompson",
  "email": "[email protected]",
  "branch_code": "123456",
  "account_number": "13048322"
}

Zepto | Response (Status code - 201 created)

{
  "data": {
    "id": "6a7ed958-f1e8-42dc-8c02-3901d7057357",
    "name": "Hunter S. Thompson",
    "email": "[email protected]",
    "type": "anyone",
    "bank_account": {
      "id": "55afddde-4296-4daf-8e49-7ba481ef9608",
      "account_number": "13048322",
      "branch_code": "123456",
      "bank_name": "National Australia Bank",
      "state": "active",
      "iav_provider": null,
      "iav_status": null,
      "blocks": {
        "debits_blocked": false,
        "credits_blocked": false
      }
    },
    "links": {
      "add_bank_connection": "https://go.sandbox.split.cash/invite_contact/thomas-morgan-1/1030bfef-cef5-4938-b10b-5841cafafc80"
    }
  }
}

Make a Payment to a Contact

Pay the Contact via your choice of real time or slower traditional channels.

Request Response

Zepto | POST /payments

{
  "description": "The SuperPackage",
  "matures_at": "2021-06-13T00:00:00Z",
  "channels": [
    "new_payments_platform"
  ],
  "payouts": [
    {
      "amount": 30000,
      "description": "A tandem skydive jump SB23094",
      "recipient_contact_id": "48b89364-1577-4c81-ba02-96705895d457"
    }
  ]
}

Zepto | Response (Status code - 201 created)

{
  "data": {
    "ref": "PB.1",
    "your_bank_account_id": "83623359-e86e-440c-9780-432a3bc3626f",
    "channels": [
      "new_payments_platform"
    ],
    "payouts": [
      {
        "recipient_contact_id": "48b89364-1577-4c81-ba02-96705895d457",
        "matures_at": "2016-09-13T23:50:44Z",
        "created_at": "2016-09-10T23:50:44Z",
        "from_id": "83623359-e86e-440c-9780-432a3bc3626f",
        "status": "maturing",
        "ref": "D.1",
        "batch_description": "The SuperPackage",
        "amount": 30000,
        "description": "A tandem skydive jump SB23094",
        "to_id": "21066764-c103-4e7f-b436-4cee7db5f400"
      }
    ]
  }
}

Direct Debit a Contact

Initiate a Payment Request to collect funds via Direct Debit from a Contact where an Agreement exists and is active.

Request Response

Zepto | POST /payment_requests

{
  "description": "Visible to both initiator and authoriser",
  "matures_at": "2016-12-19T02:10:56.000Z",
  "amount": 99000,
  "authoriser_contact_id": "de86472c-c027-4735-a6a7-234366a27fc7"
}

Zepto | Response (Status code - 200 okay)

{
  "data": {
    "your_bank_account_id": "9c70871d-8e36-4c3e-8a9c-c0ee20e7c679",
    "payout": {
      "amount": 99000,
      "description": "Premium Package for 4",
      "matures_at": "2021-12-25T00:00:00Z"
    },
    "matures_at": "2021-12-25T00:00:00Z",
    "created_at": "2021-12-19T02:10:56Z",
    "initiator_id": "ca7bc5b3-e47f-4153-96fb-bbe326b42772",
    "schedule_ref": null,
    "contact_initiated": false,
    "credit_ref": null,
    "status_reason": null,
    "status": "pending_approval",
    "ref": "PR.39p1",
    "authoriser_contact_id": "de86472c-c027-4735-a6a7-234366a27fc7",
    "authoriser_id": "970e4526-67d9-4ed9-b554-f5cf390ab775",
    "responded_at": null
  }
}

Refund a Direct Debit

Refund a successful Payment Request to return collected funds. Full or multiple partials, no problem.

Request Response

Zepto | POST /credits/{credit_ref}/refunds

{
  "amount": 500,
  "channels": [
    "direct_entry"
  ],
  "reason": "Because reason"
}

Zepto | Response (Status code - 200 okay)

{
  "data": {
    "debit_ref": "D.63hgf",
    "reason": "Subscription refund",
    "your_bank_account_id": "9c70871d-8e36-4c3e-8a9c-c0ee20e7c679",
    "created_at": "2021-06-01T07:20:24Z",
    "channels": [
      "direct_entry"
    ],
    "contacts": {
      "source_contact_id": "194b0237-6c2c-4705-b4fb-308274b14eda",
      "target_contact_id": "3694ff53-32ea-40ae-8392-821e48d7bd5a"
    },
    "ref": "PRF.7f4",
    "amount": 500,
    "for_ref": "C.1gf22"
  }
}

Create a Receivable Contact

Use a Receivable Contact to create a float account representing your customer. The float account provides you with a unique BSB, account number and PayID.

Request Response

Zepto | POST /contacts/receivable

{
  "name": "Hunter S. Thompson",
  "email": "[email protected]",
  "payid_email": "[email protected]",
  "metadata": {
    "custom_key": "Custom string",
    "another_custom_key": "Maybe a URL"
  }
}

Zepto | Response (Status code - 201 created)

{
  "data": {
    "id": "6a7ed958-f1e8-42dc-8c02-3901d7057357",
    "name": "Hunter S. Thompson",
    "email": "[email protected]",
    "type": "anyone",
    "metadata": {
      "custom_key": "Custom string",
      "another_custom_key": "Maybe a URL"
    },
    "bank_account": {
      "id": "55afddde-4296-4daf-8e49-7ba481ef9608",
      "account_number": "1408281",
      "branch_code": "802919",
      "bank_name": "Zepto Float Account",
      "state": "active",
      "iav_provider": null,
      "iav_status": null,
      "blocks": {
        "debits_blocked": false,
        "credits_blocked": false
      }
    },
    "anyone_account": {
      "id": "77be6ecc-5fa7-454b-86d6-02a5f147878d"
    },
    "payid_details": {
      "alias_value": "[email protected]",
      "alias_type": "email",
      "alias_name": "your merchant's alias_name",
      "state": "pending"
    }
  }
}

Receive a Payment

Share the Receivable Contact account details with your customer and start receiving automatically reconciled funds, in real time.

Request

Zepto | Webhook Delivery

{
  "data": [
    {
      "your_bank_account_id": "1d0eac6b-a81d-4bad-ab9e-8006b16aa185",
      "payout": {
        "amount": 2500,
        "matures_at": "2020-11-26T13:00:00Z",
        "description": "1"
      },
      "matures_at": "2020-11-26T13:00:00Z",
      "created_at": "2020-11-26T22:23:09Z",
      "initiator_id": "1d0eac6b-a81d-4bad-ab9e-8006b16aa185",
      "schedule_ref": null,
      "credit_ref": "C.3dv9",
      "metadata": {
        "npp_payment_reference": "Test Payment",
        "npp_debtor_name": "Hunter S. Thompson",
        "npp_payment_transaction_id": "ESFHAU21XXXN20210608DA0000013537000",
        "npp_debtor_legal_name": "Hiunter S. Thompson",
        "npp_alias_value": "[email protected]",
        "npp_payment_description": "Test Payment",
        "npp_debtor_branch_code": "014209",
        "npp_debtor_account_number": "12345678",
        "npp_alias_type": "/EMAL"
      },
      "status_reason": null,
      "status": "approved",
      "ref": "PR.pnb",
      "authoriser_contact_id": "a7565a92-a570-4ad1-b5c9-e6763e8af42e",
      "authoriser_id": "c0dd0b3b-555e-41ec-983e-14f7b6e7dc59",
      "responded_at": "2020-11-26T22:23:09Z"
    }
  ],
  "event": {
    "at": "2020-11-26T22:23:09Z",
    "who": {
      "account_id": "ba5c54ce-de1e-4355-9864-fdd7b90fbae0",
      "account_type": "AnyoneAccount",
      "bank_account_id": "c0dd0b3b-555e-41ec-983e-14f7b6e7dc59",
      "bank_account_type": "BankAccount"
    },
    "type": "payment_request.approved"
  }
}

API Docs

Tap the power of Zepto by using our sophisticated yet simple-to-use API. Built as a RESTful API using JSON as its data-interchange format, it’s designed to feel homely but behave performant and modular-in-style. Go on, give our API documentation a read. We’ve even got a Postman collection in there for you to play with, no code required!

Dive In

Sandbox Environment

The best way to familiarise yourself with Zepto’s API is by interacting with it. Try our sandbox environment today and look for the support launcher to talk with our integration team.

Isolated testing
Production behaviour
Reliable integration testing
Always free

Play

Help Centre

Zepto’s Help Centre contains useful articles, cheat sheets and deeper insights to help with your integration. This is constantly updated with release notes and articles.

Getting started
Custom payment forms
Import/export data

Zeptopedia

"The speed of Superhero's integration with Zepto far surpassed any expectation. The team at Zepto work efficiently but to the highest standard, and we were able to achieve a seamless integration and launch quickly to deliver for our customers."

John Winters Co-Founder & CEO, Superhero

"The speed of Superhero's integration with Zepto far surpassed any expectation. The team at Zepto work efficiently but to the highest standard, and we were able to achieve a seamless integration and launch quickly to deliver for our customers."

John Winters Co-Founder & CEO, Superhero

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The developer zone

Create a Contact

Zepto | POST /contacts

Zepto | Response (Status code - 201 created)

Make a Payment to a Contact

Zepto | POST /payments

Zepto | Response (Status code - 201 created)

Direct Debit a Contact

Zepto | POST /payment_requests

Zepto | Response (Status code - 200 okay)

Refund a Direct Debit

Zepto | POST /credits/{credit_ref}/refunds

Zepto | Response (Status code - 200 okay)

Create a Receivable Contact

Zepto | POST /contacts/receivable

Zepto | Response (Status code - 201 created)

Receive a Payment

Zepto | Webhook Delivery

API Docs

Sandbox Environment

Help Centre

Receive mission updates...