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New construction has lagged behind household growth since the mid‑2000s. This under building especially hit workforce and middle-income rentals and entry‑level homes that...
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Incentivizing a productive society by building future-selves
Described as the most significant policy shift in Continuum of Care (CoC) programming history, HUD Sec. Scott...
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ECONOMICS
Housing costs
Coastal states have some of the highest median home prices and rents in the nation driven by high demand and restrictive zoning...
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House Republicans with support of their constituencies—many builders and apartment operators—have introduced legislation aimed at rolling back green mandates enacted under previous administrations....
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The president “may declare a national housing emergency” this fall U.S. Treasury Secretary Scott Bessent told the Washington Examiner Sept. 1.
The administration is...
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3,000-4,500
number of new rules published each year
$100 million
added cost to the economy of new regs annually (avg.)
$1 trillion
economic cost of federal regs added...
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AI-powered answer engines are quickly supplanting search engines, upending a paradigm that has defined how billions of people accessed information for decades. Traditional...
Renters are one-third of households but have only 5 percent of total U.S. household wealth.
Can this diverse segment achieve upward mobility without homeownership?
Growing the...
Higher education generally supports a more productive workforce and higher wages. However, as U.S. student debt has disproportionately ballooned and college curriculum has veered toward...
Trump’s promise to “bring back Main Street” is certain to impact the dynamic of U.S. jobs. Treasury Secretary Scott Bessent outlined the plan: shrink...
Decades of mismanagement of federal and state forests have contributed to catastrophic wildfires, ecosystem degradation and economic loss. Millions of acres of America’s forests...
Canadian lumber trade with the U.S. has been contentious for decades. Canada’s subsidies distort the lumber market shuttering U.S. mills, and causing a cascade...
Tariffs and trade-offs
Critics warn that tariffs will lead to inflation. However, a Congressional Budget Office (CBO) analysis found that tariffs would also slash deficits...
Here’s how.
1 Shoe leather
The resources and energy people use to convert deteriorating currency into stable assets are costly. Economists call this shoe leather costs,...
Despite the rise in homelessness, the federal government continues to raise the barrier to creating shelter for those without permanent housing. Infusing bad actors...
GAAP stands for “generally accepted accounting principles,” and are a set of rules/standards for preparing and reporting financial statements in the U.S. (unless you’re...
This will slim you down six ways from Sunday.
The problem with socialism is that you eventually run out of other peoples’ money. —Margaret Thatcher
$2.4...
High-income millennials and Gen Zers are choosing Class A apartments over home ownership. Is it a lifestyle choice or the economy?
National Class A rents...
Job openings at small businesses fire on all cylinders—despite Federal interest rate increases
(up) 50 percent more job openings in April were by small/midsized employers...
Office demand is not returning. Owners working with lenders on short sales aren’t counted as foreclosures muffling the numbers. The volume of commercial property...
Launching from the bestselling 2008 book, Nudge, by Thayer and Sunstein, nudging became a cultural phenomenon. The concept assumes that behavior is better persuaded...
Rising interest rates, tighter lending and flattening rents in parts of the country have left property companies from California to Florida waiting for financing...
^58 percent increase in requested quotes to thousands of appliance repair businesses y/y (2022-2023)
^43 percent increase in appliance spend in 2023 compared to 2013—rising...
Disparate impact of high interest rates has adversely impacted millions of low- and middle-income families—and housing providers. More often high interest rates depress stock...
spend like there’s no tomorrow
Runaway federal debt destabilizes resident incomes, interferes with housing production and depresses apartment rents (PRO IN THE KNOW)
$35 trillion debtor
Unrepentant,...