Why did 15 million Americans move in 2025? Here are just a few reasons.

download pdf ECONOMICS Housing costs Coastal states have some of the highest median home prices and rents in the nation driven by high demand and restrictive zoning...

Stove wars

download pdf House Republicans with support of their constituencies—many builders and apartment operators—have introduced legislation aimed at rolling back green mandates enacted under previous administrations....

Is housing an emergency?

download pdf The president “may declare a national housing emergency” this fall U.S. Treasury Secretary Scott Bessent told the Washington Examiner Sept. 1. The administration is...

The problem with overreach

download pdf 3,000-4,500 number of new rules published each year $100 million added cost to the economy of new regs annually (avg.) $1 trillion economic cost of federal regs added...

What just happened?

Download pdf AI-powered answer engines are quickly supplanting search engines, upending a paradigm that has defined how billions of people accessed information for decades. Traditional...

Can renters shrink the household wealth gap?

Renters are one-third of households but have only 5 percent of total U.S. household wealth. Can this diverse segment achieve upward mobility without homeownership? Growing the...

The intersection of student loans and resident solvency

Higher education generally supports a more productive workforce and higher wages. However, as U.S. student debt has disproportionately ballooned and college curriculum has veered toward...

The jobs that pay the rent

Trump’s promise to “bring back Main Street” is certain to impact the dynamic of U.S. jobs. Treasury Secretary Scott Bessent outlined the plan: shrink...

Missing the forest for the trees

Decades of mismanagement of federal and state forests have contributed to catastrophic wildfires, ecosystem degradation and economic loss. Millions of acres of America’s forests...

The true line on U.S. lumber tariffs

Canadian lumber trade with the U.S. has been contentious for decades. Canada’s subsidies distort the lumber market shuttering U.S. mills, and causing a cascade...

Run like an apartment developer

Tariffs and trade-offs Critics warn that tariffs will lead to inflation. However, a Congressional Budget Office (CBO) analysis found that tariffs would also slash deficits...

Inflation is the most destructive disease known to modern societies —Milton Friedman

Here’s how. 1 Shoe leather The resources and energy people use to convert deteriorating currency into stable assets are costly. Economists call this shoe leather costs,...

Paying the fox to watch the chickens: The war on private housing

Despite the rise in homelessness, the federal government continues to raise the barrier to creating shelter for those without permanent housing. Infusing bad actors...

Bad loans will cost taxpayers $65.2B in 2025

GAAP stands for “generally accepted accounting principles,” and are a set of rules/standards for preparing and reporting financial statements in the U.S. (unless you’re...

America’s spending problem

This will slim you down six ways from Sunday. The problem with socialism is that you eventually run out of other peoples’ money. —Margaret Thatcher $2.4...