Sam Broner (@SamBroner) / X

Sam Broner

2,694 posts

Sam Broner

@SamBroner

Generally Happy. Founder @bettermoney_co | prev: investor @a16zcrypto, MIT, eng @Microsoft

NYC

Joined January 2018

Pinned
Sam Broner
@SamBroner
Apr 1
Well, stablecoin expert was short lived. We're building @bettermoney_co and it's been a long time coming. We're hiring across the board - especially engineers with payments, ledgering, and distributed systems experience. DM me if you want to build better money.
12K
Sam Broner
@SamBroner
Dec 12, 2024
Stablecoins will eat payments Today the payment landscape is dominated by gatekeepers & extractive networks - stifling competition, limiting the creativity of builders & taxing the profitability of every business All businesses want to add 2% to their bottom line Here's how👇
162K
Sam Broner
@SamBroner
Mar 30, 2025
I'm moving to San Francisco! But just for two months 😅. Starting **today**, I am in SF to help run the a16z Crypto Startup Accelerator (CSX). Friend, founder, person with shared interests?? Hit me up. I'd love to see you while I'm here.
48K
Sam Broner
@SamBroner
Feb 28, 2025
Stablecoins will eat payments because of simple incentives: stablecoins improve *payment processors* margins for the first time! CC's take 2.5% from merchants, but non-bank payments companies (Stripe, Visa, Venmo, Square, etc) get only ~0.15% (.0015)! Payment cos want stables👇
64K
Sam Broner
@SamBroner
Jun 15, 2023
The secret's out: I am joining @a16zcrypto as an investor. I am excited to invest in crypto's best founders alongside the industry's most thoughtful team. Thinking deeply about how to make web3 more powerful, safe, or user-centric? Reach out online or in NYC.
51K
Sam Broner
@SamBroner
Jun 6, 2025
The reason payment processors are adopting stables is simple: they can make more money while offering a better product.
56K
Sam Broner
@SamBroner
Jun 14, 2025
Stablecoins are better because they encourage competition. Now anyone can program money - the fixed & marginal costs of building a fintech are lower. More competition = better prices, better experiences, more access Speed & cost (< 1 second, 1 cent) matter, but it's the
60K
Sam Broner
@SamBroner
Apr 9, 2025
Stablecoins make it faster, cheaper, and easier to move money. What is the WhatsApp of payments? Likely stablecoins. First, we make payments faster, cheaper, easier. Then we enable agent to agent payments, micropayments, supply chain, payment waterfalls and much more. Onward!
Chris Dixon
@cdixon
Apr 9, 2025
Stablecoins: Payments Without Intermediaries The internet made information free and global. So why is it still so hard — and expensive — to move money? The early internet promised a future where anyone could publish, build, or transact without permission. Protocols like email
43K
Sam Broner
@SamBroner
Dec 4, 2024
Stablecoin adoption in payments is going to happen surprisingly fast. All businesses want to add 2% to their bottom line! My contribution to a16z's Big Ideas in Crypto for 2025 👇
50K
Sam Broner
@SamBroner
Nov 14, 2024
Stablecoins have found product market fit - they're a nearly free, nearly instant, infinitely flexible payments platform. There are over $160B stablecoins issued & they were used for 2x the volume of the Visa network! ($8.5T v $3.9T in Q2 24) Here’s my framework for stablecoins.
50K
Sam Broner
@SamBroner
Jun 4, 2025
There are three structural issues we have to solve before stablecoins become money: 1️⃣ universal stablecoin fungibility 2️⃣ dollar stablecoins in non-dollar economies 3️⃣ effects of better money backed by treasuries A lot here. Let's unpack & look at the opportunities. Essay 👇
31K
Sam Broner
@SamBroner
Jul 18, 2025
The GENIUS Act is getting signed today, bringing clear rules of the road for stablecoins. Here's why stablecoins are better money, how they're better for people and businesses, and the mental models you can use to understand them. My master thread on stablecoins. 👇
28K
Sam Broner
@SamBroner
May 9, 2025
The past month has been among the most important in payment history: the month fintechs embraced stablecoins Legacy payment companies are bootstrapping an onchain economy. I break down the key announcements & share my thoughts on what they mean for the industry Full post below
40K
Sam Broner
@SamBroner
Dec 12, 2024
Stablecoins will eat payments
Brian Armstrong
@brian_armstrong
Dec 12, 2024
Crypto is the only payment rail that checks all 3 boxes: fast, cheap, global. Under 1 second, and 1 cent, anywhere in the world. Like water, payments flow to the path of least resistance. There is only one conclusion you can draw from this: the % of global GDP running on crypto
28K