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Treasury Bond Auction analysis. Navigating Easing Interest rates amidst the New upcoming September Bonds.
10 Year Bond coming in at 8.5% Premium. 3 Year Bond coming in at 7% Premium. Lessons and plans ahead. Plus a Message to BoU
Kakande Alex
@KakandeAlex
Let's talk everything Finance, Investment and best practices of running Businesses.
Uganda
Joined October 2011
- A risk financial manager who needs to up their risk analysis skills. Like I said. You still have so much to learn. Try your best not to compare Insurance products. How they are designed is totally different from investment products.If interest rates have gone up since you bought, your old bond with a lower coupon becomes less attractive. You'd likely have to sell at a discount = loss. Incase of emergency, you may try to access money from other sources like Unitrust etc than thinking of cashingout the bonds.
- When you are truly out of your depth. You will just say things for the sake of speaking. Zero understanding of how Bonds are priced nor how Insurance surrender charges work. And he is representing a big brand.I hope you also know when you cancel bond, you lose all the expected profits
- Then promote it as a protection product which is the ultimate flex of an insurance policy not an investment product with RoI especially if you end up using wrong Numbers. Gross 32% return in 5 years and say they are better than 15% per year. See the difference?Replying to @KakandeAlexI think the difference is that it is an insurance policy and not an investment plan. Guaranteed full payout/compensation should stuff happen before policy maturation, something an investment policy doesn't offer.
- Oh it’s a competition. Not of individuals but products. You came up with wrong information. That you couldn’t interpret well. Life policies shouldn’t be sold or marketed on their RoI because that’s not their primary target. Good I retired.We may compare notes bro but it's not a competition. Keep selling yo bonds in good faith 🙏
