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Jimmy, here's exactly what I'd do if I earned your salary.
First, I want to say this: you're not irresponsible. You're just carrying more people than your salary should carry.
Let's look at the numbers.🧵
I work with MTN Nigeria🇳🇬 earning ₦550,000 monthly.
People think I am wealthy because I wear a corporate ID card, but after taxes, pension, and NHF deductions, I take home ₦390,000.
Expenses include rent (₦80,000), NEPA plus diesel (₦45,000), transport (₦35,000), feeding













