Arch (@ArchLending) / X

Arch

3,412 posts

Arch

@ArchLending

A world leading destination for Bitcoin-backed loans with white-glove service.

New York City

Joined October 2022

Pinned
Arch
@ArchLending
May 11
Last quarter we shipped the first transparent, size-based rate table in crypto lending. Today we go further. Arch is dropping rates platform-wide and simplifying the size-tier structure for our clients. We now have the lowest qualified custodian rates in our industry!
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Arch
@ArchLending
4h
You should never have to guess where your loan stands. Your LTV, your margin thresholds, your loan documents, and your full transaction history are all visible from the moment you log in. When everything lives on the dashboard, there is nothing left to surprise you later. We
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Arch
@ArchLending
8h
Deferral is the most underrated tool in your stack. Every year you don't sell, the tax bill stays at zero. If you sell today, years of appreciation get taxed at once. If you borrow against your Bitcoin, the appreciation keeps compounding untaxed. The IRS is patient. The
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@ArchLending
13h
10 years from now, Bitcoin maxis won't be spending their $BTC because they can't get more of it. The ones who figured this out early are already borrowing against it instead.
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@ArchLending
15h
Your conviction can survive volatility. It's the cash needs that can break it: • A house • A tax bill • A hard month None of them require you to sell your Bitcoin.
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Arch
@ArchLending
Jul 5
The clearest proof that Bitcoin is a reserve asset and not money is what the largest holders are doing with it right now. Companies are putting Bitcoin on the balance sheet where cash used to sit. And when they need liquidity, they borrow cash against the Bitcoin rather than
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Arch
@ArchLending
Jul 5
Self-custody solves who controls your Bitcoin. But it doesn't solve the moment you need cash. If you sell, the stack you protected shrinks and the gain gets taxed. If you borrow against it, you get cash without selling. Your stack survived the drawdowns. Now the question is
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Arch
@ArchLending
Jul 4
Two facts: • You can't unsell your Bitcoin. • The IRS can’t tax what you never sold. Bitcoin holders ultimately face a choice. Realize gains now and pay tax. Or keep deferring them by continuing to hold.
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Arch
@ArchLending
Jul 4
Holding dollars costs you around 7% a year in purchasing power. So every year you hold cash, roughly 7% of its value evaporates. Bitcoin doesn’t work that way. It’s not money. It’s a reserve asset. You don’t hold it to spend it. You hold it because it doesn’t bleed value
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Arch
@ArchLending
Jul 3
The people who call Bitcoin money tend to spend it. The people who call it a reserve asset tend to hold it for decades. The belief shapes the behavior, and the behavior shapes the outcome. Money gets spent. Reserves get borrowed against. We believe ten years from now, the gap
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Arch reposted
Rahul Ramakrishnan 🟧
@rahulprama
Jul 3
@ArchLending is the best BTC-backed lending product I’ve used (I’ve used Figure Markets and Strike Lending). They are secure, transparent, and flexible. 1. Seamless UX and Transparency: Their design provides instant visibility into all key loan metrics. This removes the risk of
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Arch
@ArchLending
Jul 3
Bitcoin-backed mortgages went mainstream this year as Fannie Mae accepted its first crypto-backed mortgage. There are now two distinct ways Bitcoiners can buy property with BTC as collateral. Here's how both work: 🧵
Arch
@ArchLending
Mar 26
Article
Fannie Mae, Bitcoin, and the End of the Forced Sale
Bitcoin holders have been told for years that if they want to buy a home, they need to sell first. That was never true. It was just the only option the system offered. And today, Fannie Mae changed...
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Arch
@ArchLending
Jul 3
Replying to @ArchLending
Real estate is becoming the #1 use case for Bitcoin-backed lending. And we're glad to see Bitcoiners buying their dream homes without selling. You can now pair the world's most pristine collateral with history's most enduring asset.
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Arch
@ArchLending
Jul 3
We believe your Bitcoin strategy deserves a lending partner who understands your vision. At Arch, we're committed to supporting your long-term wealth goals. If you're ready to explore your options follow @ArchLending and visit our website
Crypto-Backed Loans | Bitcoin, Ethereum & Solana Collateral | Arch Lending
From archlending.com
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Arch
@ArchLending
Jul 2
Everything besides Bitcoin is credit: • Bonds are credit. • Dollars are credit. • Even gold held in a vault is someone else's promise that it's there. Bitcoin in cold storage is the thing itself. Verifiable on a public ledger, not issued by anyone and not redeemable for
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