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Plaid

Plaid enables secure account connectivity to support Automated Clearing House (ACH) payments in the United States. Through Plaid, customers can connect and verify their accounts during checkout to complete authentication and payment authorization. ACH payments are commonly used for recurring billing, subscriptions, and higher-value transactions.

Benefits

Additional Payment Option

Additional Payment Option

Supports ACH payments alongside existing card-based payment methods, providing merchants with an additional way to accept payments in the United States.

Secure Account Connectivity

Secure Account Connectivity

Customer accounts are connected and authenticated through Plaid as part of the checkout process, helping support secure verification without requiring manual entry of account details.

Recurring Payment Support

Recurring Payment Support

Suitable for subscriptions, recurring billing, and other repeat payment scenarios where account-based payments are commonly used.

Payment Reliability

Payment Reliability

Built-in checks help support payment reliability by reducing failed payments and supporting more consistent transaction outcomes.

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Key Capabilities


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Payment Category

Online banking



Supported Countries

United States



Recurring Payments

Supported



Refund

Supported


Supported Solutions

Online



Processing currencies

USD



Settlement Timeframe

Optimized settlement



How it works

Online Checkout

  1. The customer selects Plaid at checkout and chooses their bank from the available list.
  2. The customer verifies their phone number and completes authentication.
  3. The customer logs in to their bank to authorize the payment.
  4. The payment is processed securely, and the transaction is complete.