About
Hey! I'm Raph 👋
Welcome to ValuebyRaph, really glad you found your way here.
This is where I publish interactive investment reports using AI, share what I've learnt about analysing companies and the prompts to build your own reports. In short, I am trying to make finance genuinely accessible.
A bit about me: I'm a UK-based Chartered Accountant with eight years in private equity as an Investment Professional, most of them at CVC Capital Partners - one of Europe's largest PE funds. I also sit independently on the board of one of the UK's largest healthcare groups.
Where this came from
I spent years inside one of the best investment shops in Europe, surrounded by some of the sharpest investment professionals you'll ever meet. I learnt how they pull a company apart - how to look at a business, understand where the money really comes from, spot what could go wrong, and decide whether it's actually worth owning.
What surprised me is that the framework is the same whether the company is private or public. Big or small. Boring or exciting. Once you've got it, you can apply it to anything.
Being a Chartered Accountant on top of that helped: you learn to dissect businesses, tax, and the rules they operate under inside out. It sharpens the way you read a set of accounts and the way you think about risk.
I've been investing since my very first bonus, and I've grown my portfolio on the back of that same disciplined framework. Nothing flashy, just doing the work properly.
The thing is, most people never get the chance to learn this stuff. Financial education isn't taught in schools, it's locked behind expensive degrees, and the internet is full of people shouting tickers without explaining anything underneath.
ValuebyRaph is me trying to fix a small piece of that.
How I make the reports
Every report is an interactive dashboard you can explore yourself: click around, hover on the numbers, see how the pieces fit. Underneath, I write a clear explanation of what the company does, where the money comes from, what could go right, and what could go wrong.
Every technical term gets explained. Every metric gets unpacked. Nothing assumed. Finance isn't hard. You just need to be taught it properly.
And here's the unusual bit: I share the prompt too. Every report comes with the exact prompt I used to build it, so you can run your own analyses on any company you like. That's the real unlock: not just reading my reports, but learning to make your own.
AI plays a big role in how I work. It saves hours on research, handles huge volumes of data, summarises filings, surfaces patterns. But AI is only as good as the person using it, it won't produce a great report on its own. You have to know what to ask, how to challenge it, and how to design the output so it stays disciplined. That's where the years of experience come in, and it's exactly what I bake into the prompts I share.
The tagline says it: investing made simple with AI. The simple part is the output. The discipline is the input.
What this isn't
I want to be straight with you about this bit: I don't give financial advice and I don't pick stocks for you.
The honest truth is that building a proper portfolio for someone is a complicated job. It depends on your salary, your savings, your debts, your tax situation etc... none of which I know about you. Anyone who recommends stocks without taking that into account is, frankly, not a great adviser.
What I give you instead is a way of thinking. A framework for reading the numbers, asking the right questions, and challenging the story you're being told - so you can make better decisions for yourself.
Come say hi 📲
If something I've written made the penny drop, made you laugh, or got something wrong - I'd genuinely love to hear about it. I read everything!
📩 [email protected]
📍@valuebyraph — on Instagram and Youtube where most of the conversation happens
Speak soon,
Raph