EUR / GBP IBANs and virtual cards

Digital Banking for
Non-EU residents of
EU Businesses

Manage global finances at $0/user with 12 currency accounts and corporate cards that help you save.

Start saving

Open accounts in 12 currencies from anywhere in the world.

Open a business account in as little as 1 working day, forever free.

Flat-fee SWIFT In/Out transfers and free SEPA transactions.

Challenges experienced 
with other providers

Lengthy KYC & verification, often days or even weeks;

Limited, unresponsive support;

Card issuance & maintenance fees add up fast;

Most traditional banks require high minimum balance thresholds;

How Spendbase 
stands out

Streamlined KYB, instant card issuing;

Dedicated support whenever you need it;

Forever free digital banking services;

No balance barriers, you fully control your spend limits;

Scale globally with multi-currency accounts

Open a corporate payment account from anywhere in the world and issue cards for you & your team in no time.

  • Dedicated IBANs in 12 currencies and native USD, EUR, GBP, or PLN cards*
  • Up to 1,25% cashback1 with each transaction
  • Off-the-shelf deals with top vendors through Spendbase SaaS discounts
  • Apple and Google Pay. (coming soon)
Start saving

Gain full control of your teams’ spend

No more chasing receipts and blind guessing where the money went.

  • Open dedicated cards for specific projects, teams, or international vendors
  • Set custom budget limits for each card
  • Track payments across 12 currencies (one-off & recurring)
  • Issue, assign, or deactivate cards in seconds
Start saving

Automate your accounting

Ease your day-to-day accounting by keeping all your payment data up to date.

  • Integrations with your ERP or accounting system
  • Automated sync of expense accounts
  • Payment and purchase data export to your general ledger
Start saving

Pricing

Free payment account for startups

$0

Monthly fee

$0

Per user

0%

SEPA & SEPA Instant payment fees

YOU CALL THE SHOTS

Start saving with virtual cards
in three easy steps

1. Sign up for Spendbase;
2. Seamlessly pass KYB;
3. Integrate your ERP and issue virtual cards.

Get free Spendbase account

*Valid only for EU-registered companies