Portfolio Construct

for an Expected Rate

of Return of 13-15%

ACTION PLAN
 Strategic Allocation of 2.5cr
Expected Weighted Avg
Category Allocation Amount (Rs.) Return Return
Equity Mutual Funds 40% 1.00 13%-15% 6%
Market Linked Debentures 40% 1.00 12%-14% 6%
Debt Mutual Funds 20% 0.50 6% 1%
Total 100% 2.50 13%

Corpus - 2.5cr

Equity Mutual Debt Mutual

MLD – 1 Cr
Funds – 1Cr Funds – 0.50Cr
 Categories of Mutual Funds
Sr No Scheme name category
1 Franklin India Bluechip Fund (G) Large Cap Fund
2 SBI Large & Midacp Fund-Reg(G) Large & Mid Cap
3 DSP Equity Opportunity Fund-Reg(G) Large & Mid Cap
4 Kotak Emerging Equity Fund-Reg(G) Mid Cap Fund
5 Aditya Birla SL Small Cap Fund-Reg(G) Small Cap Fund
6 HDFC Small Cap Fund-Reg(G) Small Cap Fund
7 Invesco India Small Cap Fund-Reg(G) Small Cap Fund
8 ICICI Pru Focused Equity Fund Focused Fund
9 Kotak Multi Cap Fund-Reg(G) Multi Cap
10 Quant Active Fund (G) Multi Cap

11 Canara Robeco Flexi Cap Fund (G) Flexi Cap

12 HDFC Flexi Cap Fund (G) Flexi Cap

13 SBI Contra Fund-Reg(G) Value/Contra

14 ICICI Pru Dividend yield Equity Fund (G) Dividend Yield/Thematic Fund
 Debt Mutual Funds

• Investing in a roll down strategy gives us predictability of returns if the fund is held
for the target roll down period. Hence the return realized at maturity is most likely
equal to the yield of the fund at the time of investment.

• High yields- These funds have already transmitted the benefit of increased yields.
It gives a good opportunity to lock-in returns at the elevated yields.

• Portfolio Quality- There are roll down funds available that invest 100% in Central
Government papers which have the highest credit quality.
 Debt Mutual Funds – Long Term

Allocation
Scheme Name Category (%) Maturity Net Yield MOD(in years)

SBI CRISIL IBX Gilt Index – Apr 2029 Fund Long Tem Debt 50% 30th April 2029 7.13% 4.73

Nippon India Nifty G-Sec Sep 2027 Maturity Long Tem Debt 50% 30th Sept 2027 7.16% 3.60
Index Fund

Portfolio Average 100% 7.15% 4.17

 Debt Mutual Funds – Low Duration/Short Term

To take care of the cash flow, some corpus can be parked into below mentioned low duration fund:

Scheme name category

ICICI Prudential Savings Fund Low Duration

Low Duration
ICICI Prudential arbitrage Fund
 Market Linked Debentures

To park the corpus of 1 Cr into market linked debenture in the below

mentioned product :

Nifty Accelerator –
100%
• For 5 years
Annexure
 NIFTY ACCELERATOR– 100% : PRODUCT SPECIFICATIONS (Non-PP Market Linked
Debentures Idea)
Product Name Nifty Accelerator– 100%

Issuer Anand Rathi Global Finance Limited

Underlying Nifty 50 Index
Principal Protected Principal is not protected
Tenor(days) 1875 Days
Initial Fixing Level 150 points contingent from closing nifty then rounded to next 100
Final Fixing Level Average of Closing NIFTY on last Thursday of 47th, 50th, 53rd & 56th Month.
Nifty Performance
(Final Fixing Level/Initial Fixing Level)-1
(NP)
Contingent Coupon
100% (IRR – ~14.45%)
(CC)
Participation Rate1
100%(From 108% to 133% of Initial Fixing Level)
(PR1)
Participation Rate2
2500%(From 130% to 133% of Initial Fixing Level)
(PR2)
Decay Multiple
(DM1)®
1.10x (below -15% till -30% fall with catch-up)
Knock-In Put @
84.99%
Decay Multiple
(DM2)®
0.10x (Beyond -30% fall decay decreases)
Nifty @ 69.99% of
initial
If Final Fixing Level is at or above 133% of Initial Fixing Level Contingent Coupon

Product Information If Final Fixing Level is above 108% & below 133% of Initial Fixing Level (NP-8%)* PR1+ Max(0%,(NP-30%)*PR2
FTY ACCELERATOR- 100%: PAYOFF (Non-PP Market Linked Debentures Idea)
Nifty Values Nifty Perf. Product Return Nifty IRR Product IRR
Product IRR* ~14.45%
37590 110.00% 100.00% 15.50% 14.45%
35800 100.00% 100.00% 14.40% 14.45%
26850 50.00% 100.00% 8.20% 14.45%
23807 33.00% 100.00% 5.70% 14.45% Tenor – 1875 **Standard Deviation Target Nifty Perf.
Days
23628 32.00% 74.00% 5.60% 11.39% Expiry – Avg. of
4.23% 33%.
23449 31.00% 48.00% 5.40% 7.93% 47, 50, 53, & 56 Months

23270 30.00% 22.00% 5.20% 3.95% Product Explanation

21480 20.00% 12.00% 3.60% 2.23%
NP >= 33% 100% (Contingent Coupon)
19332 8.00% 0.00% 1.50% 0.00%
17900 0.00% 0.00% 0.00% 0.00% 30% < NP < 33% Max(0%,(NP-30%)*PR2
17721 -1.00% 0.00% -0.30% 0.00% 8% < NP < 33% (NP-8%)* PR1
16110 -10.00% 0.00% -2.00% 0.00% -15% <= NP <= 8% Principal Protection
15215 -15.00% 0.00% -3.10% 0.00% -30% <= NP < -15% 1.15x Decay with Catch-up
15213 -15.01% -17.26% -3.10% -3.62% -89.99% <= NP < -30% Decay decreases to 0.15x
14320 -20.00% -23.00% -3.12% -4.96%
Nifty Falls Beyond -90% Nifty performance
12530 -30.00% -34.50% -4.30% -7.91%
8950 -50.00% -37.50% -4.30% -8.74% *Product IRR assume to be Pre-Tax IRR
•NP: Nifty Performance
1792 -89.99% -43.50% -6.70% -10.52% ^ Initial Fixing Level is taken as 17662, adding 150 points contingent: 17812, rounded off to
next 100: 17900.
1790 -90.00% -90.00% -9.50% -36.12% **Historical Standard Deviation is calculated for 1710 days daily rolling NIFTY (Working Days
Only) return from 1st Jan’2001 – 31st January 2023.
0 -100.00% -100.00% -100.00% -100.00% Investment Value per debenture: 1,25,000/-(Issued at a premium)

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advice by ARWL and/or its employee. Investor/Client must make their own investment decisions based on their own specific investment objectives and financial
Product Information position. This communication does not constitute an offer or solicitation for the purchase or sale of any financial instrument/security.
 THANK
YOU
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