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BISP

The Benazir Income Support Program (BISP), established in 2008, aims to alleviate poverty in Pakistan by providing cash transfers primarily to women, particularly those in vulnerable situations. These cash transfers enhance women's financial autonomy and influence household decision-making, leading to improved outcomes in children's education and health. However, challenges such as limited access to digital services and program awareness remain, prompting future goals focused on digital literacy and sustainability.

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21 views9 pages

BISP

The Benazir Income Support Program (BISP), established in 2008, aims to alleviate poverty in Pakistan by providing cash transfers primarily to women, particularly those in vulnerable situations. These cash transfers enhance women's financial autonomy and influence household decision-making, leading to improved outcomes in children's education and health. However, challenges such as limited access to digital services and program awareness remain, prompting future goals focused on digital literacy and sustainability.

Uploaded by

inayatgcmhs
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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Download as PPTX, PDF, TXT or read online on Scribd

Presented By: Inayatullah Abid

Presented to: Ma'am Shahida


Benazir Income Support Program (BISP), focusing on its cash transfer initiatives to
women and the impacts on financial autonomy and household decision-making:
INTRODUCTION TO BISP
• Overview: Established in 2008, BISP is Pakistan’s largest social safety
net program aimed at poverty alleviation.
• Main Goal: To provide financial support to the most vulnerable segments
of society, especially women.
OBJECTIVE OF CASH TRANSFERS
TO WOMEN
• Primary Goal: Directly empower women by providing regular cash
payments to improve their financial stability.
• Key Target: Female-headed households, widows, and women from
marginalized communities.
BISP’S ROLE IN FINANCIAL AUTONOMY

• Income for the Unbanked: BISP targets unbanked women, helping


them receive financial resources independently.
• Digital Payments: Shift to digital payments (e.g., ATMs, mobile banking)
has allowed women direct access to their funds.
• Usage of Cash: Women can use the funds for essential needs like food,
health, and education, which directly impact family welfare.
IMPACT ON HOUSEHOLD
DECISION-MAKING
• Increased Bargaining Power: Women with control over finances have
greater influence in family financial decisions.
• Children’s Education & Health: Women report using BISP funds to
prioritize children's needs, positively affecting family health and
education outcomes.
• Reduced Vulnerability: Financial independence reduces women's
reliance on male members, giving them more control over their lives.
QUANTITATIVE DATA ON
BISP’S IMPACT
• Enrollment Statistics: Number of women registered under BISP.
• Average Cash Transfer: Current monthly or annual average amount per
beneficiary.
• Reported Outcomes: Increases in children’s school attendance,
improved family nutrition, and other metrics reflecting BISP’s influence.
CHALLENGES AND
LIMITATIONS
• Access to Digital Services: Many rural women face difficulties with
technology, affecting access to funds.
• Program Awareness: Limited awareness of the program’s services and
benefits.
• Dependency Risk: Some recipients become financially dependent on
BISP, leading to questions of long-term sustainability.
FUTURE GOALS FOR BISP
• Expanding Digital Literacy: Introducing training to help beneficiaries
use digital financial services confidently.
• Enhanced Monitoring: Improving systems to ensure funds reach the
intended recipients and track the impact effectively.
• Sustainability and Exit Strategies: Creating pathways to gradually
transition recipients from dependency on cash transfers to income-
generating activities.
CONCLUSION
• Summary: BISP’s cash transfers to women have made significant strides
in promoting financial autonomy and decision-making.
• Future Outlook: Emphasis on strengthening women’s empowerment,
financial inclusion, and social impact of BISP.

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