NEW MISSION FOR URBAN

POVERTY ALLEVIATION –
NULM 2.0
Mission Director
Mission For Elimination of Poverty in Municipal Areas (MEPMA)
Dept. of Municipal Administration & Urban Development (MA&UD)
Govt. of Andhra Pradesh
1
 Deendayal Antyodaya Yojana-National Urban Livelihoods
Mission (DAY-NULM) 1.0 COMPONENTS

EST&P
EMPLOYMENT
Govt. of India is implementing THROUGH SKILL
DAY-NULM “to reduce poverty TRAINING &
PLACEMENT
and vulnerability of the urban SM&ID
poor households by enabling SOCIAL MOBILIZATION
&INSTITUTION
them to access self-employment DEVELOPMENT
and skilled wage employment
SEP
opportunities, resulting in an
SELP EMPLOYMENT
appreciable improvement in their PROGRAMME
livelihoods on a sustainable SUH
basis, through building strong SHULTER FOR
UEBAN HOMELESS
grassroots level institutions of
the poor which is the started by SUSV
Govt. of India to eliminate the SUPPORT TO
STREET VENDORS
poverty in Urban Areas “
CB&T
MEPMA has been designated as a State Level CAPACITY BUILDING
Nodal Agency (SLNA) for implementing & TRAINING

National Urban Livelihoods Mission (NULM) 2

activities in Andhra Pradesh.
 NEW MISSION FOR URBAN POVERTY ALLEVIATION – NULM 2.0

Objective of the Strategy:

Mission
To reduce “Whole-of-Government Approach“
• To strengthen Community-Led Institutions

Occupational Vulnerability and outreach through focused interventions in

Six Identified Vulnerable Occupations (Care,
Domestic, Transport, GIG, Waste and
Construction Workers)
Social Vulnerability
• Promote Financial Inclusion and Enterprise
Development
• Develop Social Infrastructure
• Build a Social Security Coverage of Welfare
Residential Vulnerability
Schemes
• Promote Innovation
3
 Focused Vulnerable Occupational Groups under NULM-2.0

Vulnerable
S. Related Act/ Purpose of Bank
Occupational Target Members Intervention Mechanisms
No Departments Linkage
Group
1. Construction Workers who involved in… • Enumeration The Building and Automotive /
workers • Construction • Federation into SHGs/CIGs Other Technology
• Alteration • Skills training to workers with Construction upgraded
• Repairs a special focus on women Workers instruments
• Maintenance workers (Regulation of
• demolition of • Social security linkages Employment and
buildings, streets, • Developing well-equipped Conditions
roads, railways Labour Chowks in partnership of Service)
• other infrastructure with Labour welfare boards (BoCW) Act, 1996

2. Transport • Auto Rickshaw Drivers, • Enumeration Police Purchase of E-

workers • E-Rickshaw Driver, • Credit Support Department Rickshaws / E-
• Cycle-Rickshaw • Community led Development autos
• Cart pullers • Social Infrastructure (Street Group loans
Shelters) may be availed
• Social Security by CLFs/ALFs
to operate
rickshaw banks.

4
 Focused Vulnerable Occupational Groups under NULM-2.0

Vulnerable Purpose of Bank

S. Intervention Related Act/
Occupational Target Members Linkage
No Mechanisms Departments
Group
3. Gig workers Non-platform Gig • Enumeration purchase of two
workers are generally • Credit Support wheelers
casual wage workers • Community led (preferably electric
and own account Development vehicles or other
workers in the • Social Infrastructure equipment related
conventional (Resting space for to their
sectors, working part- workers) occupational
time or full time. • Social Security needs.

4. Domestic workers Domestic work • Enumeration The Protection of

includes tasks such as • Credit Support Women from
Cleaning, Cooking, • Community led Sexual Harassment
Laundry, Caregiving, Development (PoSH) Act, 2013,
Gardening, Security, • Social Security
Driving, and Pet care • Convergences

5
 Focused Vulnerable Occupational Groups under NULM-2.0

Vulnerable Purpose of Bank

S. Intervention Related Act/
Occupational Target Members Linkage
No Mechanisms Departments
Group
5. Waste workers • Sewer cleaning, • Enumeration Swachh Bharat May avail
• Cleaning dry or single-pit, • Institution Building Mission (SBM) individual or group
• Latrines and septic tanks, • Financial Inclusion and loans to purchase
• Cleaning railway lines, • Access information National Action battery
• School and public or • Convergences for operated vehicles,
community toilets, • Skilling Mechanized mechanized
• sweeping, Sanitation cleaning
• drain cleaning, and Ecosystem equipment, safety
• working in treatment (NAMASTE) gear, etc.
plants

6. Care workers childcare, geriatric care, and • Enumeration May avail group
domestic work, with • Community led loans to create and
childcare Development operate care
• Financial Inclusion infrastructure such
• Social Infrastructure as daycare
• Social Security centers/ creches
• Convergences etc.

6
MISSION COMPONENTS - COMMUNITY LED INSTITUTION DEVELOPMENT (CLID)

• 70% members should be in Poor to get Funding Support

• CIGs/ Vulnerable Groups/ Vulnerable Occupational Workers may be formed with 5
SHG members
• Saving-Loan Ratio is 1:6
• Revolving Fund – Rs.25,000/- per SHG
• 1st Tranche – Rs.10,000/- after grading of the SHG (Following PANCHASUTRAS)
• 2nd Tranche – Rs.15,000/- after getting 1st bank credit linkage
• Resource Organization Fund to strengthen the newly formed SHG/CIG is Rs.20,000/-

AL • 10-20 SHGs/CIGs will be federated into ALFs.

F • Registered ALFs will be provided with RF support of ₹2 lakhs
• Engage Community Resource Persons to strengthen SHGs and Federations in
convergence with different stakeholders.

• 10-15 ALFs will be federated into CLFs.

CL • Registered CLFs will be provided Community Investment Support Fund’ (CISF)
F • Resource Organization Fund channelizing through CLF
• Engage Community Resource Persons to strengthen ALFs/SHGs and Federations in
convergence with different stakeholders.
7
 Comparison of NULM-1.0 and 2.0 (SM&ID & CLID)

NULM 1.0 NULM-2.0

Social Mobilization and
COMMUNITY LED INSTITUTION
Components Institution Development
DEVELOPMENT (CLID)
(SM&ID)
RO Fund - Cost of
₹ 10,000 ₹ 20,000
Formation of SHG/CIGs

After 3 months of
₹10,000 released post SHG grading
Formation and
Revolving Fund to SHGs ₹ 10,000 ₹ 25,000 exercises and ₹15,000 provided post
Panchasuthras’
first bank-linkage loan of SHGs/CIGs
observation

Revolving Fund to ALFs ₹ 50,000 ₹ 2,00,000

Establishment Fund to
- ₹ 1,00,000 Registered CLF
CLF
up to ₹1
Community Investment 1/3rd of eligible SHG/CIG, routed
- lakh per
Support Fund through ALF/CLF
group

Secretarial Support to 3 CRPs per 1 Master Bookkeeper + 2

-
CLF CLF Institutional building support
8
 MISSION COMPONENTS - FINANCIAL INCLUSION AND ENTERPRISE DEVELOPMENT (FI&ED)
• Loan for Individual and Group Enterprises:
• For individual enterprises, bank loans up to ₹4 Lakh
• For the group enterprises, bank loans up to ₹20 Lakh will be supported
• Micro Credit Plan (MCP) is a financial proposal to provide small loans to individuals, typically aimed at low-income
Bank Linkage
entrepreneurs and small businesses. MCP is mandatory for each loan.

• A digital platform (web and app based), fully integrated with the Udyami Mitra Portal will serve as a ‘one-stop digital solution’
• Integration with the Udyami Mitra will enable Individual and group loan SHGs to register on the portal and track progress on loans.
UDYAMI MITRA
• For women beneficiaries (including those involved in vulnerable occupations), the concessional rate of interest
chargeable will be fixed at 4%.
• The interest subvention by the Government of India will be to the extent of 8% (an additional 1% for women
Interest Subvention beneficiaries)

• Credit Guarantee will be provided through Credit Guarantee Fund Trust for Micro and Small Enterprises
(CGTMSE) In lines with PMSVANidhi
CGTMSE • City Livelihood Action Plan (C-LAP).
• Target beneficiaries will be trained in enterprise management.
• EDF will be routed through ALF/CLF to eligible SHGs/CIGs as a loan at subsidized interest rates.
• This fund is intended to cover expenses such as working capital, purchase of machinery or equipment, infrastructure
EDP development, and capacity building.

• Provide support in market linkages for the products and services offered by SHGs/ CIGs
• Provide marketing, branding, packaging, consultancy (advice), technology, etc. support
Market Linkage • Organize SHG Mela/Fair 9
 Comparison of NULM-1.0 and 2.0 (SEP (I&G) and FI&ED)

NULM 1.0 NULM-2.0

Financial Inclusion & Enterprise
Component Self Employment Program
Development
SEP-I ₹ 2,00,000 - Max ₹ 4,00,000 Max
₹ 10,00,000 Max for 5 member
SEP-G ₹ 20,00,000 Max for 5 member per group
per group
SHG - Bank Linkage
Effective R.O.I chargeable to male
Payable to over and above Payable to
Interest subvention beneficiaries will be fixed at 5%
SHGs 7% RoI Banks
and for women it is 4%
Credit guarantee fund trust for
Credit Guarantee - Provided Micro and Small Enterprises
(CGTMSE)

Technology platform - Provided Udyami Mitra Portal

Enterprise Fund will be routed through

₹0.5 lakh per
Development Fund - ALF/CLF to eligible
SHG/CIG
(EDF) microenterprises.
Bank Mitra, e-commerce platforms, SHG Mela
New Initiatives -
/ Fair
10
 Comparison of NULM-1.0 and 2.0 (SUH and Social Infrastructure)

NULM 1.0 NULM-2.0

Component Shelters for Urban Homeless Social Infrastructure

All district headquarter towns and other

towns with population of one lakh or
In all million-plus cities
more as per the Census of 2011
Shelter for Urban
Homeless (SUH) One-time construction cost Up to INR 2.5 Cr* for 100 beds

Nominal charges could be collected

Up to 25% of shelter beds may be earmarked for
depending on the income levels of the
revenue generation on a nominal fee, with
urban homeless at rates ranging from
additional revenue from commercial rentals
1/10 to 1/20 of their income
One-time construction and operational fund of up
-
Labour Chowks to INR 15 lakhs* will be provided by MoHUA during
the mission period
a non-recurring grant of Rs. 10 Lakh as
City Livelihood A non-recurring grant of ₹25 Lakh* will be
untied fund will be released in 3
Centres (CLCs) provided in 3 instalments for establishing CLCs
instalments
Care - • Daycare for children
Infrastructure • Multi-generational care clusters
11
 MISSION COMPONENTS - CONVERGENCE
NULM 1.0 NULM 2.0
Component Convergence
1. Socio-economic profiling of all urban poor HHs.
Convergence 2. Scheme linkages as per eligibility—8 Central welfare schemes
Only in PMSVAnidhi
Activities 3. Option of onboarding of State welfare schemes
Scheme
4. Other Convergence-led initiatives

8 Central Welfare Schemes and

Programmes

PM Jeeban Jyoti SUYOG—Suraksha Yojana Guarantee centres

PM Jan Dhan Yojana
Bheema Yojana will be set up as permanent ULB level centers
PM Suraksha Shrama Yogi for facilitating scheme linkages.
Bima Mandhan
Yojana Yojana
PM Matru PM Janani Suraksha
Vandana Yojana
Yojana Funds will be provided by MoHUA for profiling
Registration and setting up SUYOG centres
ONORC
under
BOCW
State/ UT level schemes may be added as
per decision of the State
12
 MISSION COMPONENTS - Innovative and Special Projects (I&SP)

• National Initiative for Promoting Upskilling of Nirman workers (NIPUN)

• Public, Private, and Community partnerships (P-P-C-P)

• City Livelihood Action Plan (C-LAP).

• Aspirational City Livelihood Action Plan

13
 MISSION COMPONENTS - CAPACITY BUILDING AND TRAINING (CB&T)
NULM 1.0 NULM-2.0
Capacity Building and Training
Component Capacity Building and Training (CB&T)
(CB&T)
SMMU 6 SMMs 1 TL + 6 Experts – Total - 7
DMMU - - 1-4 Experts Per District
Large Cities (>5 Lakhs) – 4
CMMs
Medium Cities (>3 to <5
• Mega Cities (>70 Lakhs)–6 CMMs (4 City)
Lakhs) – 3 CMMs
CMMU 155 • Cities (40 to 70 Lakhs) – 5 CMMs (4 City)
District Headquartered Towns
• Cities (10 to 40 Lakhs) – 4 CMMs (38 City)
(<1 Lakhs) and Statutory
• Cities (5 to 10 Lakhs) – 3 CMMs (46 City)
Towns (50,000 to 3 lakh) – 2
CMMs
Community Organizers
635 1 per 3000 urban poor families Community Supervisor
(CO)
Community Resource
New Initiation – CRP strategy
Person (CRP)

Mission Integrated Portal, Convergence portal,

MIS NIC Maintained
UrbanOS and Financial Inclusion Portal

Brand Identity: Logo, colour palette, fonts,

Branding - iconography, personality, tagline, Social Infrastructure
Branding

Media Strategy - Traditional Media, Outdoor Print Media, Electronic, Traditional, Social, Outdoor
14
Data Flow Across Systems - MIS
 https://www.apmepma.gov.in/

THANK YOU Mission for Elimination of Poverty in Municipal Areas

O/o Mission Director,
3rd & 4th Floors, Sri Lakshmi Narasimha Constructions,
NH-16 Service Road, Beside: D-MART,
TADEPALLI - 522 501,
Mangalagiri-Tadapalli Municipal Corporation,
Guntur District,AP State.
E-mail : [email protected].

Follow us on

16