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CRISIL Corporate Presentation

September, 2011

Overview
Who we are?

A global analytical company providing ratings, research, and risk and policy advisory services.

About us
Majority shareholder is Standard & Poors , a part of The McGraw-Hill Companies (NYSE:MHP), is the world's foremost provider of credit ratings.

Value Delivered
CRISIL s independence in information, opinion, and solutions helps clients make well-informed business and investment decisions, enhances efficiency in markets and market participants, and helps shape infrastructure policy and projects.

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Who we are ?
CRISIL is a global analytical company providing ratings, research, and risk and policy advisory services. We are Indias leading ratings agency. We are also the foremost provider of high-end research to the worlds largest banks and leading corporations. With sustainable competitive advantage arising from our strong brand, unmatched credibility, market leadership across businesses, and large customer base, we deliver analysis, opinions, and solutions that make markets function better. Our defining trait is our ability to convert data and information into expert judgements and forecasts across a wide range of domains, with deep expertise and complete objectivity. At the core of our credibility, built up assiduously over the years, are our values: Integrity, Independence, Analytical Rigour, Commitment and Innovation.

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CRISIL Businesses
CRISIL Limited

Ratings

Research

Advisory *

Bond Ratings Bank Loan Ratings SME ratings CRISIL Real Estate Star Ratings Education Grading

Global Analytical Centre

India Research

Global Research & Analytics

CRISIL Infrastructure Advisory

CRISIL Risk Solutions

CRISIL Centre for Economic Research

Industry Research

Capital Market Research

Irevna

Pipal Research

Mutual Funds Research

Equities

Fixed Income Research & Valuation

* Wholly-owned subsidiary - CRISIL Risk and Infrastructure Solutions Limited

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Did you know ?

Enjoys the largest market share in the SME space with over 20,000 SME ratings.

Captures about 50% of Indias bank loan rating space in the market.

The official provider of NAV to the Mutual fund industry.

CRISIL Infrastructure Advisory strategized the takeout finance scheme - a method of making long term debt financing available to large infrastructure projects for India Infrastructure Company Ltd (IIFCL).

Shaped the development of Indias debt markets by rating more than 34,342 debt instruments and facilities, valuing more than Rs. 38 trillion, pertaining to nearly 10,000 issuers and borrowers.

CRISIL distinguished the structured finance ratings with a special symbol starting in 1993, fifteen years before markets the world over began demanding it.

CRISIL Global Research and Analytics is the leading provider of high-end research and analytics to the worlds largest financial institutions and leading global corporations.

Helps employees provident fund organisation (EPFO) select fund managers.

Designed and implemented first of its kind novel Electricity Distribution Franchisee Contract in Maharashtra.

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Leadership Positions Across the CRISIL Businesses

India's first, largest and most prominent credit rating agency Rated more than 34,342 debt instruments and facilities, valuing more than Rs.38 trillion, pertaining to nearly 10,000 issuers and borrowers Rated more than 20,000 SMEs, CRISIL has the highest number of outstanding SME ratings in India.

Bank Loan Ratings fostered credible credit culture in India and encouraged banks to take more systematic approach towards credit appraisal. Market share in bank loan ratings exceeds 50 per cent.
Rated two- third of corporate bonds outstanding in India. Market leader in the structured finance (SF) ratings segment, having rated more than 60 per cent of the SF securities issued in India so far

Pioneered off-shore model in equity research in 2001 Pioneered high-end analytics outsourcing in actuarial vertical Served more than 225 clients in the financial services space Strategic relationship with 12 of the top 15 global investment banks, 2 of the top 10 consulting groups, 3 of the top 10 AMCs, 3 of the top 15 insurance firms CRISIL acquired Pipal in December 2010

Indias largest, integrated, independent research house providing ongoing analysis and forecasts on the Indian: Economy; Industries (65); Companies (150) Over 1200 Indian & Global clients 90% of Indias commercial banks 4 of the worlds largest consulting firms All leading brokers, investment banks and private equity players

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Leadership Positions Across the CRISIL Businesses

Largest independent equity research house in India. Independent Equity Research (IER) was launched in 2009. In less than a year more than 100 companies are researched. NSE has mandated CRISIL to carry out research on companies listed on NSE Market leader in Indian funds space and the only provider of Bond Valuations and Fixed Income indices Pioneer and official provider of debt evaluation and debt and hybrid indices to the Indian mutual-fund industry

CRISIL Fund Services mutual fund rankings have been the industry standard for mutual fund evaluation in India for more than a decade.

Indias premier advisor on policy and infrastructure to governments, regulators, corporates and multilateral lending agencies CRISIL infrastructure advisory provides practical and innovative solutions to governments, donor funded agencies and leading organizations in emerging economies around the world to help improve infrastructure service delivery

transform performance of public institutions and sector efficiency

design and strengthen reform programs to catalyze private sector participation

Practical and innovative solutions in 31 countries.

CRIS Risk Solutions (CRS) is Indias leading provider of 'end-to-end' risk management software and services, focusing on Basel II implementation Ranked as the No. 1 Risk Solution provider in the Indian Banks Association (IBA) Survey CRS's flagship product RAM is Indias leading internal risk rating solution. More than 1.25 lakh users across Banks use RAM as part of its lending process Delivered risk solutions to more than 35 plus financial institutions in India and abroad Client roster includes 50 financial institutions in India and abroad.

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www.crisil.com
www.standardandpoors.com

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