TEMENOS T24 – OVERVIEW
TEMENOS EDUCATION CENTRE
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criminal penalties, and will be prosecuted to the maximum extent possible under applicable law.”
NVchange without notice.
Information in this document is subject to
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Open Standards
• TEMENOS T24 runs on
– Open hardware
• Scalable architecture that permits adding further servers as volumes
expand
– Open database
– Open user interface through browser, HTML and XSLT
– Open connectivity through XML and Web services
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Non stop operation
• By installing an additional product we can have Non Stop processing
• Temenos T24 provides non-stop processing for the following
applications in R5 release:
– CUSTOMER, ACCOUNT, FUNDS.TRANSFER, STANDING.ORDER,
TELLER, TELLER.ID, SEC.ACC.MASTER, DATA.CAPTURE,
CUSTOMER.SECURITY, SC.SETTLEMENT, CURRENCY,
FORWARD.RATES and PERIODIC.INTEREST
• The following applications support NS but allow new deals only:
– MM.MONEY.MARKET, FOREX, SEC.OPEN.ORDER,
SC.EXE.SEC.ORDERS, SEC.TRADE, SECURITY.TRANSFER,
MG.MORTGAGE, MG.PAYMENT, LD.LOANS.AND.DEPOSITS,
LD.SCHEDULE.DEFINE, FD.FID.ORDER, FD.FIDUCIARY
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Temenos T24 Technical
Architecture
Zero footprint
Presentation
MQ
APIs Multi-channel
Scale
Excel etc.
SOAP
Browser GIB Internet Web Services Enterprise Console Other connectivity Open, e.g. Tivoli
API – Java and COM
Network Dispatcher Web Server,
e.g. Apache Tomcat
NO
Connectivity
HTTP Server TCP/IP
SINGLE MQ Series
Scale
POINT J2EE J2EE Server,
OF Websphere, Oracle,
XML
FAILURE EJB Container Weblogic
Linux, IBM I/Z Series,
Presentation Presentation Presentation
Application
HP,Unix, Windows
Scale
C object code
Server level API
Common presentation
NON-STOP
No batch Non Stop!
Database
Oracle, DB2, J4
Scale
Cluster etc.
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Temenos T24 Functional features
• Temenos T24 is a product for the international financial services
market
• It has comprehensive functions
– Integration
– Timely (both in batch and real time)
– Multi-currency
• It has core functionality
• It has optional Applications
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TEMENOS T24 Functional Architecture
Web Call Centre Mobile Channel Services Browser Web Svcs IVR
Version Presentation Enquiry
Security Management System
Static Contact History Overview Customer Profitability Preferences and Groups
Retail Trust /Private Treasury Corporate General
Wealth Management
Asset Management FX Trade Finance Nostro Recs
Accounts Performance
DDA, checks, cards, Modeling… Money Market Commercial Loans Confo matching
statements, charges, Funds Transfer
sweeps, direct debits Fiduciaries Swaps Guarantees Euro
Mortgages / loans Fixed deposits FRA Cash Management Past Due
Brokerage Intermediary comp
Teller Order processing Repos Syndicated Loans
Corporate Actions… Tax
Mutual Funds* Capital Markets Leasing Image
Planning
Futures/Options Bills Document mgt
Accounting Multi Dev Toolkit Workflow Risk Delivery
CORE Exception STP Limits / Collateral Swift / FIX
General Ledger Company, ccy Programming
Support Modules Dispo Market Risk Print / Telex / Other
MIS / Profitabilty Language, GAC Database
Security Management System
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Temenos T24
Customisation
Security Management System
Retail
Temenos T24 Core Treasury
Teller FX
Funds Transfer & Risk Management
Customer Money Market
Standing Orders
Integrated CIF Credit Risk
Repos
Branch System Addresses Market Risk
Current & Savings Collateral FRAs
Accounting Utilities IRSwaps
Loans
General Ledger Reports
Commercial Loans Accounts Inquiries Private
Trade Finance Interest Rates Screens & Menus Fiduciaries
Sector Word-Link
Guarantees Charges Excel-Link Securities
Commissions
Past Due Currency Image Portfolio mgmt
MIS / Profitability
Mortgages Messages/Clearing Legend:
Regulatory Reporting
Print
Other Core
SWIFT SID Interface
EURO
Module
Multi-Company Custom Interfaces
OFS Customization
GIS
Nostro Recon.
RDBMS
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Temenos T24 Customisation
scope
Parameters &
Conditions Local Reference Fields
Temenos T24
Screen Design Implementation
(Version) Tape Enquiries & Reports
User defined Routines Default field data
Customised
Temenos T24
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Initial System build
• Temenos T24 Core Tables
– Banking / Financial
– Customers / Account
– Limits etc
• Application Parameters
– Treasury : FX, MM, FRA, IRS
– Lending : LD, MG, SL, etc
– Securities
– Operations: FT, TT etc
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Custom System
build
• Local references
• Screen versions
• Menus
• Enquiries
• Reports
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Temenos T24
Functionality
or
Transaction Input Authorizer Queries
Security Management System
RDBMS
APPLICATION LOGIC
Temenos T24 Core
Close of Business
Accruals
Validation Maturity Control
Reporting
AUTHORIZED Revaluation
UNAUTHORIZED
Static Data
Risk Management Messages/Clearing Accounting
Product
Interest Rates General Ledger
Credit Risk Print
Commissions Debits/Credits
Market Risk
Currency SWIFT SID Interface
MIS / Profitability
etc... Collateral
Custom Interfaces Regulatory Reporting
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Record
stages
• Unauthorized records
– Records input by a user and committed
– Needs authorization
• Live records
– Records input and authorised
• History records
– Copies of modified live records
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Vocabulary
• Modules (Business products)
• FX, Funds Transfer
• Applications (Programs to run Temenos T24)
• CUSTOMER, ACCOUNT
• Tables / Files (Data storing objects)
• CURRENCY, RATES
• Records (Individual transactions)
• Fields
• Standard and Local Reference
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