PRESENTED TO:
PROF: RIAZ AHMAD MIAN
PRESENTED BY:
Muhammad Umar Asghar (088)
Khuram Shahzad (089)
Adnan Aziz Butt (138)
THE COMMERCIAL BANK
BANK
“commercial bank is an institution
that accepts demand deposits
and makes commercial loans.”
Introduction of Samba Bank:
Scheduled Bank Licensed by SBP
Incorporated on November 12, 2002
Paid Up Capital Rs. 1475.61 Million
Network of 28 Branches
BRANCH NETWORK:-
Punjab-12
Sindh-11
NWFP-1
ICT-4
Samba’s Vision
A progressive, vibrant and resourceful
bank aiming to be a household name
by winning over customers through
quality services.
Samba’s Mission
“A bank distinguished for offering the
widest range of competitive and
innovative products and services to its
customers with efficiency and
personalized service.”
Core Values
C-O-M-P-E-T-E
C------CUSTOMER
O------OUTSTANDING QUALITY
M-----MOTIVATED TRAINED STAFF
P-----PROFESSIONALISM
E------EMPOWERMENT
T------TEAM WORK
E------ENHANCED VALUE
Products & Services :
Consumer Banking.
Investment
Banking.
The Ultimate Personal Loan
It’s Simple
Maximum You Can Get
It’s Safe
It’s Convenient
It’s Online
It’s Lets You Top Up
It’s Lets You Enhance Your Loan
Samba Bank’s Persona Loan
Salaried Individual
Self Employed Professional
Self Employed Business Individual
For Debt Consolidation
Branch Banking
Samba bank Accounts
Basic Banking Account
Samba Customer Plus Account
Samba Business Plus Account
Samba Plus
Samba Horizon
Samba Saving Account
Certificates
Samba Term Deposit
Certificates
Samba Monthly
Income Certificates
Speed Cash
Fast and Safe Money
Transfer
Maximum Amount
Investment Banking
Capital Markets
Treasury
Services
Online Banking
ATM
Utility Bills Payments
Online Services
Samba ATM
Information
Inquires
Order Tracking
Maintenance
SWOT ANALYSIS
STRENGTHS:
Leading Private Sector Bank
Automatic Operations
Full Day Banking
Customized Solutions
Customer Oriented Banking
Electronic Banking
Phone Banking
Ethical Concern & Public Image
WEAKNESSES:
Not Highly Automated
Low Job Satisfaction
Lack of Specialization
Centralization
Lack of Training Facilities
OPPORTUNITIES:
It deals in bulk business.
A large amount of foreign investment is attracted.
Strong potential for growth
Steady increase in Customer Deposits
Overseas Operations
Branches In Remote Areas
Islamic Banking
Sharp increase in imports and export
THREATS:
High Employees Turnover
High Charges
Less Attractive Rate of Return
Stiff Competition
Less Experienced Staff