Teacher Grade Level 8

Teaching Dates Learning Area MATHEMATICS 8

Daily Lesson
Teaching Time Quarter SECOND
Log
Day 1 Day 2 Day 3 Day 4 Day 5
I.CURRICULUM CONTENT, STANDARDS, AND LESSON COMPETENCIES
A. Content
The learners should have knowledge and understanding of earning money, profit and loss, ‘best buys’, buying on terms.
Standards
B. Performanc
By the end of the quarter, the learners are able to solve financial problems involving earning money, profit and loss, “best buys,” and buying on terms. (NA).
e Standards
C. Learning Learning Competency
Competenci
es and 1. solve financial problems involving:
objectives a. earning money,
b. profit and loss,
c. buying amounts of products that represent the best value (‘best buys’), and
d. buying on terms (‘installment plan’).

Learning Objectives

At the end of the lesson, the learners are expected to:

1. recall financial planning.
2. describe situations involving financial problems such as:
a. earning money;
b. profit and loss;
c. buying amounts of products that represent the best value (‘best buys’);
d. buying on terms (‘installment plan’).
3. illustrate ways to solve financial problems involving:
a. earning money;
b. profit and loss;
c. buying amounts of products that represent the best value (‘best buys’);
d. buying on terms (‘installment plan’).
D. Content Topic: Solving Financial Problems
Sub-Topic 1: Describe situations involving financial problems
Sub-Topic 2: Illustrate ways to solve financial
E. Integration

Financial Literacy
Economics

II.LEARNING RESOURCES
A. References Investopedia. (n.d.). Financial planning. Investopedia. https://www.investopedia.com/financial-planning-4427750
 Kropf, J. (2024, June 21). 50+ Fun Financial Literacy Month Ideas, Challenges, & Games. Wealthy Woman Finance. Wealth Woman Finance.
https://wealthywomanfinance.com/financial-literacy-month/
Organisation for Economic Co-operation and Development. (2021, November). Financial Literacy Questionnaire for PISA 2022 Main Survey Vision (International Option).
https://www.oecd.org/pisa/data/2022database/CY8_202111_QST_MS_FLQ_NoNotes.pdf
THE SKILLS THAT MATTER in Adult Education Financial Literacy: Money Management Lesson Plan. (n.d.). https://lincs.ed.gov/sites/default/files/TSTM-FinLitLssPln2MnyMng-
508.pdf
VISA (2019). Practical Money Skills Workbook. https://www.practicalmoneyskills.com/content/dam/financial-literacy/practical-money-skills/downloads/pdfs/Practical-Money-Skills-
Workbook.pdf
B. Other
Learning
Resources
and
Materials
III.TEACHING AND LEARNING PROCEDURE
A. Activating 1. Short Review The teacher will conduct a
Prior The teacher will conduct a group short review about the lessons
Knowledge activity called “Pagdating ng from Day 1 to 4.
Panahon,” where the learners will
answer a survey about their future
plans.

Directions of the activity:

• The class will be divided into
groups of 3-5 members.
• Each learner will be asked to
answer a simple survey question
regarding their future financial
plans.
• After all the members are done
answering the survey, each group
shall tabulate their results of the
survey and present it to the whole
class.

2. Feedback
The teacher will ask the following
questions:

1. How does comprehensive

financial planning help individuals
 anticipate and mitigate future
financial challenges?
2. What role does setting specific
financial goals play in effective
financial planning for long-term
security?
3. In what ways does regular
review and adjustment of financial
plans contribute to addressing
unforeseen financial obstacles and
opportunities?

B. Establishing 1. Lesson Purpose The teacher will give the

Lesson The teacher will then guide the questionnaires to the students
Purpose activity, emphasizing the and explain the quiz
significance of financial planning instructions.
from a young age by asking the
following questions to facilitate the
discussion:

1. Why is starting financial planning

early beneficial?
2. What are the risks of neglecting
financial planning in youth?
3. How can early financial planning
impact long-term financial stability?
4. What role does budgeting play in
early financial planning?
5. How does early investment
contribute to financial
independence?

2. Unlocking Content Vocabulary

The teacher will guide learners in
understanding the concept of
financial planning and problem-
solving by explaining key
components such as budgeting,
saving, investing, and debt
management; facilitating
discussions on setting financial
goals; and engaging learners in
activities that apply strategies to
real-life financial scenarios.
C. Developing SUB-TOPIC1: Describe situations SUB-TOPIC1: Illustrate ways 3. Lesson Purpose The students will start
and involving financial problems to solve financial The teacher give a short answering their quiz.
Deepening activity to the learners by letting
Understandi 1. Explicitation 1. Explicitation them answer then following
The teacher will explain the impact of The teacher will explain the questions:
ng financial problems on individuals and following skills for solving
families, highlight the importance of financial problems to the 1. Reflect on a recent financial
acquiring financial problem-solving learners: decision you or your family
skills, and facilitate activities that made. What factors influenced
develop budgeting, planning, and 1. Budgeting Skills: this decision, and how do you
resilience strategies to promote Understanding income, think it could have been
financial stability and well-being. expenses, and prioritizing improved with better financial
spending. knowledge?
2. Worked Example 2. Debt Management: Strategies
The teacher will introduce various for reducing and managing debt 2. Think about a financial
financial challenges commonly faced effectively. challenge commonly faced by
by junior and senior high school 3. Saving and Investing: Filipino families today (e.g.,
learners, including student loans, Techniques for saving money managing household
family financial instability, part-time and making informed investment expenses, saving for
employment pressures, and financial decisions. education). How would you
literacy gaps. Through guided 4. Critical Thinking: Analyzing approach solving this challenge
discussions and case studies, financial situations and making differently now, compared to
students will explore how these sound decisions. before learning about financial
issues affect academic performance, 5. Communication: Negotiating literacy?
mental health, and future financial with creditors or financial
decisions. institutions.

3. Consider a hypothetical
3. Lesson Activity 2. Worked Example scenario where you encounter
Learners will be asked to portray The teacher will present unexpected expenses (e.g.,
various financial problems through contextualized scenarios medical emergency, home
role-playing scenarios, using the involving earning money, profit repair). Describe the steps you
same groupings as on Day 1. and loss, best buys, and would take to address these
installment plans to help financial needs, including any
Here are the scenarios that the learners understand practical resources or strategies you've
teacher will provide for the learners to approaches to solving financial learned about in your financial
role-play. problems. Through guided literacy education.
analysis and discussion,
Scenario 1: Ma Erica has just students will evaluate decision- 4. Imagine you are advising a
graduated from college and is making strategies, calculate friend who wants to start a
struggling to find a job in her field. costs and benefits, and apply small business to earn extra
She has learner loans to repay and is financial concepts to everyday income. What key financial
worried about making ends meet. situations. considerations and steps would
you emphasize to help them
Scenario 2: Eya’s family has
 encountered unexpected medical succeed and avoid common
expenses due to a family member's pitfalls?
illness. They are unsure how to
manage these additional costs. 5. Reflect on the role of saving
and investing in achieving your
Scenario 3: Ervin Adriel's parents are future goals, such as further
going through a divorce, and the education or starting a career.
family's finances are in chaos. She How has your understanding of
worries about how this will affect her financial planning evolved, and
college savings and future plans. what steps are you taking now
to secure your financial future?
Scenario 4: Alvin loves gaming and
recently used all his savings to buy a
new gaming console. Now he realizes
he won't have enough money to
cover his upcoming school trip
abroad.

D. Making 1. Learners’ Takeaways

Generalizati The teacher will ask what is the
ons possible solutions in solving
financial problems?

IV.EVALUATING LEARNING: FORMATIVE ASSESSMENT AND TEACHER’S REFLECTION

A. Evaluating 1. Formative Assessment The students will be tasked to

Learning See Formative Assessment on check the paper of their
pages 9 – 10 of seatmates using other color of
Q2_LE_Mathematics 8_Lesson pens and the teacher will
8_Week 8. record it after.
B. Teacher’s
Remarks
C. Teacher’s
Reflection

Prepared By: Checked and Noted:

NAME NAME
Teacher I Position