SBI General Health Alpha (Senior)
SBI General Health Alpha (Senior)
Product USP:
56+ Entry age starts at 56 years onwards
No medical underwriting till age 70 years^ for sum insured of 10 lacs
No co-payment
Treatment anywhere in India#
Unlimited Restoration
3 variants to cater to different segments based on covers provided
The premium starts from Rs 35000 for an individual aged 56-60 years
for a S.I of Rs 10 lacs
^ With no medical history
# Not applicable for Excluded Providers
For Internal Circulation Only
Salient Features
Feature Description
❖ SBI General Health Alpha - Senior Select (Sum Insured ₹10 lakh & ₹20 lakh)
1
2 3 Three Variants ❖ SBI General Health Alpha - Senior Prime (Sum Insured ₹10 lakh, ₹20 lakh, ₹25 lakh & ₹50 lakh)
❖ SBI General Health Alpha - Senior Ultima (Sum Insured ₹10 lakh, ₹20 lakh, ₹25 lakh & ₹50 lakh)
Eleven Base Covers Inpatient Treatment, Day Care Treatment, AYUSH Treatment, Domiciliary Treatment, Pre-Hospitalization, Post Hospitalization,
under all 3 variants Bariatric Surgery, Modern Treatments, No Claim Discount (NCD), Restore Benefit and OPD cover
SBI General Health SBI General Health Alpha-Senior Prime additionally provides Organ Donor, Health checkup, Consumable cover and Companion
Alpha-Senior Prime cover
SBI General Health SBI General Health Alpha-Senior Ultima also provides Air Ambulance, Home Health Care, Critical Illness and Global Cover in
Alpha-Senior Ultima addition to covers mentioned under SBI General Health Alpha-Senior Prime plan
For Internal Circulation Only
Salient Features
Target Segment Senior Citizens: 56 years and above
10 lakhs, 20 lakhs, 25 lakhs & 50
Sum Insured 10 lakhs and 20 lakhs 10 lakhs, 20 lakhs, 25 lakhs & 50 lakhs
lakhs
Room Rent Limits Actuals
PED Waiting Period 24 Months
Sum Insured
Age Band
Up to 10 lakhs More than 10 lakhs
Underwriting
56 to 65 Years No medical Underwriting Tele-MER
66 to 70 Years No medical Underwriting PPHC
More than 70 Years PPHC PPHC
For Internal Circulation Only
Salient Features
Target Segment Senior Citizens: 56 years and above
Cover Name Alpha -Select Senior Alpha – Prime Senior Alpha - Ultima Senior
In-Patient Treatment Up to the SI
Day Care Treatment Within SI
AYUSH Treatment Within SI
Domiciliary Treatment Within SI
Pre-Hospitalization 60 Days
Post Hospitalization 90 Days
Bariatric Surgery Within SI
Modern Treatments Up to the SI
50% of SI max upto100%
Cumulative Bonus
In the event of claim, CB will not reduce in same proportion
OR OR
No Claim Discount (NCD) 2.5% of Hospitalization Base premium
Restore Benefit Unlimited Restoration up to 100% of base SI
Road Ambulance NA Per Hospitalization: up to 3500
Organ Donor NA Up to the SI
Health Check Up NA Up to 5000
Consumables Cover NA Actuals
Per day Daily Cash:1000 max up to 30 Days
Companion Cover NA
Minimum Hospitalization of 72 hours
OPD Cover* 5000 only up to 65 Years 5000 only up to 65 Years
Air Ambulance NA NA up to 5 Lakhs
Home Health Care NA NA Up to SI
Critical Illness NA NA Up to 10L
Global Cover* NA NA Up to SI only up to 65 years
E- Opinion It’s a Service It’s a Service It’s a Service
* Available only for age up to 65 years
For Internal Circulation Only
Thank You
