Prof.
Marlon Chavarría Rayo
CPA-CIA
[email protected]Can I ever become rich?
Robert Kiyosaki - Rich Dad, Poor Dad
What is going to happen next?
I finished my degree.
university?
Will I ever become
rich? - Without being political?
Reflections: What did I believe
what was going to happen to me and
What happened?
What is the rat race?
Ingreso Gastos Pasivos
The consumption habits of the poor and the class
media cause that when earning more money it increases
more poverty.
Lesson 1: Traditional education system
The poor and the middle class work for
money;
while the rich think "Money works for me."
Why does the employee remain an employee their entire
life?
life and why every day it is getting poorer?
Lesson 2: Financial Education
The
acquisition
of a house or
de un carro
it is an asset
or is a
passive?
Assets
Liabilities
Income
Expenses
FINANCIAL INTELLIGENCE
1.- Accounting: It is a vital skill to build an empire.
It is the art of keeping accurate records of numbers. It is about having
Financial specialization is having the ability to read and
Understanding account statements. This skill allows you to know
The weaknesses and strengths of a business.
2.- Investments: It is the science of money making money.
Involucre estrategias y formulas.
3.- Understanding the markets: The science of supply and
Demand.
4.- The law: An individual with knowledge of the advantages
Taxation and the protection provided by a corporation, can
Getting rich faster than someone who is
Employee or owner of a small business.
Lesson 3: Mind your own business
-
Profession
Business
It is a business when their presence is not required for
that your investment generates income.
Lesson 4: The rich do not pay taxes
• Tax on the
rent to the rich.
Taxes
direct
Tax on
salaries.
Value Added Tax
Added.
Taxes
indirect
Selective tax
of consumption.
The rich pay taxes on the profits that
they generate their companies; however, for a long time now
time companies do not generate profits for purposes
fiscal
Expenses
100%
Savings 0%
Income
employment
Liabilities = Every day poorer
Expenses
50%
Savings
10%
Income
employment
Income
employment
Income
investment
The income generated from my investments should not require my physical
presence and
there will come a time when my income generated by my investments
will be
higher than my income from my current job. By this point, I no longer work.
for the money and I can decide whether to stay in my job or not.
Lesson 5: Breaking the cycle of the rat race