010/R1/04F000

Citibank Client Services 000

PO Box 6201 000
Sioux Falls, SD 57117-6201 CITIBANK, N. A.
Account
12031801941
JHORSING ALBERTO PAEZ AYALA Statement Period
1001 Home St APT 2B Sep 22 - Oct 19, 2025
Bronx NY 10459-2057

Page 1 of 8

YOUR SIMPLIFIED BANKING ACCOUNT STATEMENT AS OF OCTOBER 19, 2025

Relationship Summary: As of 12-5-2025, cash deposits to consumer accounts

at Citi ATMs are limited to a max of $20,000 per
Checking $0.00 customer over a rolling 30-day period and a max of 5
Savings ----- checks per ATM or Debit Card over a 24-hour period.
Investments ----- For amendments to your account agreement, visit
[Link]/JRS/popups/ao/[Link].
(not FDIC Insured)
Loans -----

Your Retail Bank Consumer Privacy Notice is now available. To view it online, visit
[Link]/accountagreementsandnotices and click on Privacy Notice under
Consumer Deposit Account Agreement, Simplified Banking Fact Sheet, and Notices.

Your Citibank Statement

Calendar Month 1 Combined Average Monthly Balance Range 2 Relationship Tier 3

August 2025 $0 - $14,999 None
September 2025 $0 - $14,999 None

Account Fees and Charges 4

Account Type Account Monthly Service Non-Citi ATM Fee Average Monthly Waiver Applied
Fee Balance
Access Account 12031801941 None None N/A No Fee - Qualifying
Activity Met
Total None None

Fees. When not linked to a checking account, savings account balances (excluding Citi Miles Ahead Savings) for the calendar
month prior to the end of the monthly statement period will be used to determine your Average Savings Balance, which
determines if you receive a monthly service fee. All fees assessed in this Statement Cycle, including Non-Citi ATM fees, will
appear as charges on the first Business Day of your next Account Statement. Please refer to your Client Manual Agreement for
details on how we determine your monthly fees and charges.
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JHORSING ALBERTO PAEZ AYALA Account 12031801941 Page 2 of 8
Statement Period - Sep 22 - Oct 19, 2025

CHECKING ACTIVITY

Access Account
12031801941 Beginning Balance: $3.88
Ending Balance: $0.00
Date Description Amount Subtracted Amount Added Balance
09/23 Debit Card Purchase 09/19 06:38p #3749 2.90 0.98
OMNYPYG* 877-789-6669 NY 25263
Misc Transportation
09/24 Zelle Credit PAY ID:COFE51GVFE76 ORG ID:COF NAME:Rafael Fabia 46.00
09/24 Zelle Credit PAY ID:COFF987XOG1J ORG ID:COF NAME:Rafael Fabia 59.00 105.98
09/25 Zelle Credit PAY ID:COFXENDPQH9K ORG ID:COF NAME:Rafael Fabia 20.00
09/25 Zelle Credit PAY ID:JPM99bogw6b4 ORG ID:JPM NAME:YURI GONZALE 65.00
09/25 Zelle Debit PAY ID:CTIltlHmx3bH ORG ID:JPM NAME:YURI GONZALE 65.00
09/25 Mobile Purchase PIN Based 23.48 102.50
D3139 WALGREENS STORE BRONX NYUS07159
09/26 Debit Card Purchase 09/24 02:35p #3749 30.00 72.50
ESPN BET HWC WYOMISSING PA 25268
Misc Business Services
09/29 Zelle Credit PAY ID:JPM99bovu45x ORG ID:JPM NAME:ESTARLYN CAL 40.00
09/29 Zelle Credit PAY ID:JPM99botizso ORG ID:JPM NAME:ESTARLYN CAL 40.00
09/29 Zelle Credit PAY ID:COFQOX8VNA5Z ORG ID:COF NAME:Rafael Fabia 500.00
09/29 Zelle Debit PAY ID:CTImqdhz1hzi ORG ID:BAC NAME:MARIA CORINA 500.00
09/29 Debit Card Purchase 09/25 08:08a #3749 4.34
[Link]/BILL 866-712-7753 CA 25269
09/29 Debit Card Purchase 09/25 03:16p #3749 38.00 110.16
ESPN BET HWC WYOMISSING PA 25269
Misc Business Services
09/30 Mobile Purchase Sign Based 09/26 07:36p #3749 4.16
D3139 TULCIMEX DELI/GROCERY BRONX NY 25272
Food & Beverages
09/30 Debit Card Purchase 09/27 08:38a #3749 12.00
ESPN BET HWC WYOMISSING PA 25271
Misc Business Services
09/30 Debit Card Purchase 09/26 08:11a #3749 13.05
[Link]/BILL 866-712-7753 CA 25270
09/30 Debit Card Purchase 09/28 01:10p #3749 40.00
ESPN BET HWC WYOMISSING PA 25272
Misc Business Services
09/30 Debit Card Purchase 09/27 07:06p #3749 40.00 0.95
ESPN BET HWC WYOMISSING PA 25272
Misc Business Services
10/01 Zelle Credit PAY ID:COFR6QG5ICY3 ORG ID:COF NAME:Rafael Fabia 120.00 120.95
10/03 Zelle Credit PAY ID:BACqky9n3ona ORG ID:BAC NAME:JHORSING PAE 188.00 308.95
10/06 Zelle Credit PAY ID:BACawi91wggv ORG ID:BAC NAME:JHORSING PAE 13.00
10/06 Zelle Credit PAY ID:BACk75wjn2mm ORG ID:BAC NAME:JHORSING PAE 100.00
10/06 Mobile Purchase Sign Based 10/01 05:38p #3749 118.99 302.96
D3139 WESTERN UNION SAN FRANCISCO CA 25276
10/07 Deposit 10/06 11:40p #3749 10.00
Citibank ATM 3924 E TREMONT AV, BRONX, NY
10/07 Deposit 10/06 11:38p #3749 2,990.00
Citibank ATM 3924 E TREMONT AV, BRONX, NY
10/07 Mobile Purchase Sign Based 10/03 10:37p #3749 202.00 3,100.96
D3139 T-MOBILE WEB PAYMENT BELLEVUE WA 25277
Phones, Cable & Utilities
10/09 Zelle Credit PAY ID:COF1QQE5GYKI ORG ID:COF NAME:Rafael Fabia 50.00
10/09 Debit Card Purchase 10/06 10:23p #3749 2.17
[Link]/BILL 866-712-7753 CA 25281
10/09 Mobile Purchase Sign Based 10/07 06:02p #3749 5.15
D3139 BP#4835634APEX PETRQPS BRONX NY 25281
Autos (rental, service, gas)
10/09 Debit Card Purchase 10/07 07:04a #3749 40.00
ESPN BET HWC WYOMISSING PA 25281
Misc Business Services
10/09 Debit Card Purchase 10/07 12:33p #3749 48.00
ESPN BET HWC WYOMISSING PA 25281
Misc Business Services
10/09 Cash Withdrawal 10/08 10:40p #3749 1,500.00 1,555.64
Citibank ATM 3924 E TREMONT AV, BRONX, NY
10/10 Cash Withdrawal 09:06a #3749 1,500.00 55.64
Citibank ATM 1265 CASTLE HILL, BRONX, NY
10/14 Zelle Credit PAY ID:JPM99bqxvkuu ORG ID:JPM NAME:ESTARLYN CAL 20.00
10/14 Deposit 10/11 12:39p #3747 300.00
Citibank ATM 1463 SOUTHERN BLVD, BRONX, NY
10/14 Zelle Debit PAY ID:CTIwlkt72Am2 ORG ID:BAC NAME:JHORSING PAE 10.00
10/14 Zelle Debit PAY ID:CTIUDuqaanX5 ORG ID:BAC NAME:JHORSING PAE 100.00
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JHORSING ALBERTO PAEZ AYALA Account 12031801941 Page 3 of 8
Statement Period - Sep 22 - Oct 19, 2025

CHECKING ACTIVITY Continued

Date Description Amount Subtracted Amount Added Balance

10/14 Zelle Debit PAY ID:CTIdd8N0Vzqm ORG ID:SVB NAME:YISEL SIERRA 200.00
10/14 Debit Card Purchase 10/09 12:33p #3749 40.00 25.64
ESPN BET HWC WYOMISSING PA 25283
Misc Business Services
10/15 Debit PIN Purchase BP#4835634APEX BRONX
NYUS00155 10.92
10/15 Mobile Purchase Sign Based 10/09 12:15p #3749 14.72 0.00
D3139 EL BOHIO TROPICAL BRONX NY 25284
Restaurant/Bar
Total Subtracted/Added 4,564.88 4,561.00
All transaction times and dates reflected are based on Eastern Time.
Transactions made on weekends, bank holidays or after bank business hours are not reflected in your account until the next
business day.
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JHORSING ALBERTO PAEZ AYALA Account 12031801941 Page 4 of 8
Statement Period - Sep 22 - Oct 19, 2025

CUSTOMER SERVICE INFORMATION

IF YOU HAVE QUESTIONS ON: YOU CAN CALL: YOU CAN WRITE:
Checking 888-248-4226 Citibank Client Services
For TTY:We accept 711 or 100 Citibank Drive
other Relay Service. San Antonio, TX 78245-9966
If you have questions about marketing communications, please visit [Link]/offersforyou or call 1-888-248-4226
(TTY: We accept 711 or other Relay Service).
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JHORSING ALBERTO PAEZ AYALA Account 12031801941 Page 5 of 8
Statement Period - Sep 22 - Oct 19, 2025

Important Disclosures
Please read the paragraphs below for important information on your accounts with us. Note that some of these products may not be available in all states.

The products reported on this statement have been combined onto one monthly statement at your request. The ownership and title of individual products reported here may be
different from the addressee(s) on the first page.

TRANSACTIONS OUTSIDE OF YOUR HOME COUNTRY - FOR NON-US PERSONS ONLY

Transactions may be executed outside of your country and without any participation from any Citigroup or Citibank subsidiary, branch or affiliate in your country. Some products
may not be registered with the Financial Regulatory body of your country governing such financial products, nor may they be governed or protected by the laws and regulations
of your country. Products and services offered by Citi and its affiliates are subject to the applicable local laws and regulations of the jurisdiction where they are booked and
offered. Not all accounts, products, and services as well as pricing are available in all jurisdictions or to all customers. Your country of citizenship, domicile, or residence may
have laws, rules, and regulations that govern or affect your application for and use of our accounts, products and services, including laws and regulations regarding taxes,
exchange and/or capital controls.

If your country of residence is other than the United States or the Commonwealth of Puerto Rico, you acknowledge that you are responsible for, and agree that you will comply
with, all laws, regulations, and rules applicable to your accounts, products and services with us, including any tax, foreign exchange, or capital controls, and for all payments,
reporting or filing requirements that may apply as a result of your country of citizenship, domicile, or residence.

CHECKING, SAVINGS AND CERTIFICATES OF DEPOSIT

FDIC Insurance:
Products reported in CHECKING, SAVINGS and CERTIFICATES OF DEPOSIT are insured by the Federal Deposit Insurance Corporation. Please consult your Client Manual
Agreement for full details and limitations of FDIC coverage.

When you initiate a payment by phone, you authorize Citi to electronically debit your specified bank account by an ACH transaction in the amount and on such date that you
indicated on the phone. You may cancel a one-time payment by calling the number on your statement within the timeframe disclosed to you on the phone. For additional
information about cancelling an ACH payment, see your Client Manual Agreement for details.

IN CASE OF ERRORS
In Case of Errors or Questions About Your Electronic Fund Transfers:
If you think your statement or record is wrong or if you need more information about a transfer on the statement or record, telephone us or write to us at the address shown in
the Customer Service Information section on your statement as soon as possible. We must hear from you no later than 60 days after we sent you the first statement on which
the error or problem appeared. You are entitled to remedies for error resolution for an electronic fund transfer in accordance with the Electronic Fund Transfer Act and federal
Regulation E or in accordance with laws of the state where your account is located as may be applicable. See your Client Manual Agreement for details.
Give us the following information: (1) your name and account number, (2) the dollar amount of the suspected error, (3) describe the error or the transfer you are unsure
about and explain as clearly as you can why you believe there is an error or why you need more information. We will investigate your complaint and will correct any error
promptly. If we take more than 10 business days to do this we will recredit your account for the amount you think is in error, so that you will have use of the money during the
time it takes us to complete our investigation.
The following special procedures apply to errors or questions about international wire transfers or international Citibank Global Transfers to a recipient located in
a foreign country: Telephone us or write to us at the address shown in the Customer Service Information section on your statement as soon as possible. We must hear from
you within 180 days of the date we indicated to you that the funds would be made available to the recipient of that transfer. At the time you contact us, we may ask for the
following information: 1) your name, address and account number; 2) the name of the person receiving the funds, and if you know it, his or her telephone number and/or
address; 3) the dollar amount of the transfer; 4) the reference code for the transfer; and 5) a description of the error or why you need additional information. We may also ask
you to select a choice of remedy (credit to your account in an amount necessary to resolve the error or alternatively, a resend of the transfer in an amount necessary to resolve
the error for those cases where bank error is found). We will determine whether an error has occurred within 90 days after you contact us. If we determine that an error has
occurred, we will promptly correct that error in accordance with the error resolution procedures under the Electronic Fund Transfer Act and federal Regulation E or in
accordance with the laws of the state where your account is located as may be applicable. See your Client Manual Agreement for details.

Citibank is an Equal Housing Lender.

© 2025 Citigroup Inc. Citibank, N.A. Member FDIC.

Citibank credit cards are issued by Citibank, N.A. AAdvantage® is a registered trademark of American Airlines, Inc.
Citi, Citi and Arc Design and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world.
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JHORSING ALBERTO PAEZ AYALA Account 12031801941 Page 6 of 8
Statement Period - Sep 22 - Oct 19, 2025
1. Your Combined Average Monthly Balance (CAMB) is the summation of the End of Day Available Now balances for all Eligible Deposit and Investment account(s) (EDI)
across a calendar month divided by the number of days in that month. CAMB is based on the calendar month and is not tied to Your Statement Period. Only certain
account types qualify as EDI accounts and you must be the owner (or beneficial owner) of an EDI account for it to contribute toward your CAMB. All of the EDI accounts
contributing to your CAMB may not appear on this Account Statement. Some accounts that appear on this Account Statement are not EDI accounts. Please call us to
learn which EDI accounts you own that contribute to your CAMB .
Eligible Family Members who live at the same address can choose to link their EDI accounts creating a Family CAMB range. Please see definition of Eligible Family
Members in the Family Link section of the Client Manual Agreement. Retirement accounts have different rules for Family Linking than other EDI accounts. You may invite
or be invited by Eligible Family Members (Members) to Family Linking. Starting in the first month existing deposit customers who are Eligible Family Members
("Members") successfully join or create a Family Link, their family CAMB will include EDI accounts they own along with EDI accounts owned by Members. If you were
converted to a Legacy Relationship along with owners of accounts in your Package(s) pursuant to separate notice which provided the Effective Date of that conversion,
similar to Family Linking the CAMB for Members in Legacy Relationships will include all EDI accounts they own along with EDI accounts owned by Members. Your family
or legacy relationship CAMB may be higher than your individual CAMB, entitling you to join a Relationship Tier or different Relationship Tier. If you no longer want to be a
member of Family Linking or a Legacy Relationship or no longer qualify for Family Linking or Legacy Relationships, speak to a banker on the phone or in a branch. Please
see the Client Manual Agreement for more information on Family Links and Legacy Relationships.

2. Your Relationship Tier status will determine your Annual Percentage Yield for Citi Savings accounts (but not other Savings accounts) and may impact your eligibility for
Monthly Service Fee and Non-Citi ATM waivers, along with other fees, features and benefits. Customers who did not own a Citibank checking, savings, CD, IRA, or
investment account (investment accounts are offered through CGMI) in the 30 calendar days prior to opening their new EDI account ("New to Relationship" customers)
may choose their Relationship Tier when opening the new EDI account. Re-Tiering will begin reviewing New to Relationship customer CAMB in the first full month after
account opening, but it takes three months of sustained Balance Ranges for an Up-Tiering or Re-Tiering Out change. Unless a Tier exception applies, customers are
Re-Tiered automatically on the first calendar day of the month. Through Re-Tiering, if an existing customer CAMB range meets the minimum Balance Range required for
a higher Relationship Tier for three consecutive calendar months, they will automatically be Up-Tiered. If an existing customer wants to maintain their Relationship Tier,
they need to make sure their CAMB does not drop below their Relationship Tier's minimum Balance Range for three consecutive calendar months.

You may be able to join Relationship Tiers faster and maintain Relationship Tiers by enrolling in Tier Acceleration. For three months after enrollment, Citi will review your
"End of Day" balances on the last Business Day of the month across all EDI accounts you own ("EOD Balance"). Your EOD Balance is your Available Now Balance
across eligible deposit and investment accounts at 10:30 p.m. EST. If your EOD balance meets the Balance Range for the same or a higher Relationship Tier on one or
more eligible months, you will join that Relationship Tier on the first day of the next calendar month.

Your individual Account Statement will show both your current monthly Relationship Tier and up to 3 months of CAMB and Relationship Tier history.

Important: When customers own accounts as Joint Owners, the Relationship Tier associated with their account will be determined by the highest Relationship Tier among
joint owners. The CAMB shown on a joint Account Statement will show the highest CAMB range among account owners.

Important: On statements, Joint Account owners will see the highest balance range of CAMB and highest Relationship Tier among Joint Account owners. Family
Relationship members will see the Family CAMB range. Members in a Legacy Relationship will see the Legacy Relationship CAMB range. . As a result, Joint Account
owners, Family Linking members, and Members of Legacy Relationships may be able to deduce approximate balances of other owners and members. When deciding to
open a Joint Account, join a Family Linking, or remain in Legacy Relationships, customers should evaluate their privacy needs, along with their need for rate and fee
advantages.

3. CAMB Balance Range Chart

Citigold Private
Citi Priority Citigold
Client

To attain Relationship Tier $30,000-199,999.99 $200,000-999,999.99 $1,000,000 or more

To remain in Relationship Tier $30,000-199,999.99 $180,000-999,999.99 $800,000 or more

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JHORSING ALBERTO PAEZ AYALA Account 12031801941 Page 7 of 8
Statement Period - Sep 22 - Oct 19, 2025

4. Citibank generally charges fees for its products and services. Deposit accounts are subject to service, transaction or other fees not covered by the Monthly Service Fee.
For a complete list of applicable fees and to learn the impact of Relationship Tiers on those fees, please visit the Fee Schedule of the Client Manual Agreement. Please
also carefully review any fee disclosures provided at the time of a transaction or when a service is provided, such as when you open a Safe Deposit Box or order checks.

Monthly Service Fee and Non-Citi ATM Fee Chart

Standard Fees Monthly Service Fee and Non-Citi ATM Fee will not be charged for months
where the following situations apply

Citigold Private Client,

Monthly Service
Description Non--Citi ATM Fee Activity Citigold or Citi Priority
Fee
Relationship Tier status

Enhanced Direct Deposit* of $250 or more

Regular Checking** $15 $2.50 Yes
Important: Non-Citi ATM fee is non-waivable

Enhanced Direct Deposit* of $250 or more

Access Checking** $5 $2.50 Yes
Important: Non-Citi ATM fee is non-waivable

Average Monthly Balance of $500 or more

Citi Savings** $4.50 $2.50 or Yes
Any owner also owns a checking account

Average Monthly Balance of $500 or more

Citi Accelerate Savings $4.50 $2.50 or Yes
Any owner also owns a checking account

Citi Miles Ahead Savings $0 $0 N/A N/A

COMMA Savings Account $0 $0 N/A N/A

*An Enhanced Direct Deposit (EDD) is an electronic deposit through the Automated Clearing House ("ACH") Network of payroll, pension, social security, government
benefits and other payments to your checking or savings account. An EDD also includes Zelle incoming payments and other funds from person-to-person (P2P)
®

payments when transferred through the ACH Network using providers such as Venmo or PayPal. Teller deposits, cash deposits, check deposits, wire transfers, transfers
between Citibank accounts, ATM transfers and deposits, mobile check deposits, debit card funding transfers, and P2P payment transfers sent to a Citibank debit card do
not qualify as EDDs. Any funds transferred from another financial institution or P2P provider through an instant transfer service will also not qualify as an EDD.

**Checking accounts and Savings accounts owned as Uniform Transfers to Minors Accounts (UTMA) are not charged a Monthly Service Fee or Non-Citi ATM Fee when
the beneficiary is younger than 18 years of age.
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Statement Period - Sep 22 - Oct 19, 2025

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