T Navya
Bangalore, India | +91 9302387256 | navyat137@[Link] | [Link]
Professional Summary
Senior Financial Crime & Compliance Analyst with almost 2 years of experience in AML, KYC, CDD, EDD, fraud
investigations, transaction monitoring, and regulatory compliance across fintech, banking, and e-commerce.
Proven expertise in SAR/STR filing, sanctions/PEP screening, adverse media checks, and fraud prevention (ATO,
APP, CNP). Skilled in regulatory frameworks including FCA, FATF, EU AMLD, BSA/AML, OFAC, and FinCEN. Adept
at handling high-risk client onboarding, risk assessments, and audit-ready documentation. Recognized for reducing
fraud losses, optimizing compliance workflows, and training analysts in AML/KYC investigations. Proficient in
industry tools including Actimize, World-Check, LexisNexis, Jira, Dante, Confluence, Paragon, FinanzOnline, Tax
Configuration Tool and Back Office systems.
Core Competencies
Anti-Money Laundering (AML) & Counter-Terrorist Financing (CTF)
KYC, CDD, EDD & Client Onboarding
Transaction Monitoring & Investigations
Fraud Risk Management (ATO, APP, CNP, Phishing, Identity Theft)
Sanctions, PEP & Adverse Media Screening
Regulatory Compliance (FCA, FATF, EU AMLDs, BSA/AML, OFAC, FinCEN)
Suspicious Activity Reporting (SAR/STR Filing)
Risk Assessment, De-risking & Escalation Management
Internal Audit, Risk Advisory & Compliance Consulting
Cross-Functional Collaboration (Compliance, Legal, Risk, Audit, Engineering)
Data Analysis, Quality Assurance & Documentation
Professional Experience
Concerntrix (Revolut) – Senior FinCrime Analyst
June 2025 – Present
Led 200+ AML investigations monthly, ensuring 99% compliance with FCA, FATF, and EU AMLD standards.
Conducted EDD on 50+ high-risk clients, analyzing complex ownership and fund flow structures.
Processed 150+ KYC/CDD reviews per month with 100% accuracy in beneficial ownership verification.
Filed 25+ SARs/STRs with zero regulatory rejections.
Performed transaction monitoring on 300+ digital payment cases monthly, identifying fraud patterns.
Screened clients via World-Check & LexisNexis, escalating PEP, sanctions, and adverse media matches.
Managed complex escalations involving source of funds/wealth and legal entity verification.
Maintained audit-ready documentation supporting regulatory inspections and QA reviews.
Amazon, Bangalore – Risk Compliance Analyst I
Dec 2023 – Apr 2025
Investigated 1200+ financial transactions/month, detecting fraud (ATO, phishing, PTO, synthetic IDs).
Performed transaction monitoring and analysis on 150+ alerts/week, escalating suspicious cases for SAR filing.
Completed 6,000+ KYC/CDD/EDD verifications annually, ensuring AML/BSA compliance.
Supported 100+ SAR filings per year for high-risk accounts involving money laundering and fraud.
Assessed alerts exceeding $5M in funds monthly, escalating suspicious activity cases.
Resolved 250+ whistleblower cases, covering ACH fraud, unauthorized checks, and deposit abuse.
Maintained 95%+ accuracy in fraud alert adjudication by following SOPs and audit controls.
Collaborated with fraud engineering, compliance, legal, and risk teams on complex investigations.
Key Achievements
Reduced fraud losses by 32% YoY, blocking $2.5M+ in attempted fraud.
Improved alert triaging efficiency by 45% through workflow redesign.
Escalated an ACH fraud ring, helping recover $700K in fraudulent transfers.
Remediated 4,500+ high-risk profiles, reducing regulatory exposure by 28%.
Enhanced fraud detection automation, reducing false positives by 22%.
Trained 20+ analysts on AML/KYC red flags and SAR standards, improving onboarding accuracy by 40%.
Achieved 99% audit readiness during internal and external AML compliance audits.
Education
MBA (Pursuing) – Lovely Professional University | 2024 – Present
Bachelor of Commerce – St. Thomas College, Bhilai | 2020 – 2023
Certifications
Advanced Excel with AI & Tally ERP-9 | 2023
Power BI Workshop – Office Master | 2025
Payroll & Tax Fundamentals – ADP Learning Academy
