*This is an attempt to collect a debt.
Any information obtained will be used
for that purpose. However, to the extent your original obligation is included
in a pending bankruptcy case, or has been discharged following a
bankruptcy case, this notice is for compliance and/or informational
Varo Bank Account Statement purposes only and does not constitute an attempt to collect a debt.
01/01/2025 - 01/31/2025
Steven Carranza Routing: 124303201
2719 Orange Grove Trl
Naples, FL 34120
Summary for Bank Account 45313420
Beginning Balance on 01/01/2025 $154.73
Deposits and other credits $837.11
Withdrawals and other debits $991.40
Fees $0.00
Ending Balance on 01/31/2025 $0.44
Account Activity
Date Description Amount Balance
Visa POS Transaction QT 831, VBASE2
01/02/2025 -$38.64 $116.09
DULUTH GA US
Visa POS Transaction QT 831, VBASE2
01/02/2025 -$5.10 $110.99
DULUTH GA US
Visa POS Transaction TIENDA D1 BODEGA
01/02/2025 -$30.67 $80.32
BOLO, MN00C463 MEDELLIN * CO
01/02/2025 Visa POS Transaction Lyft oCAUS $209.69 $290.01
01/02/2025 Visa POS Transaction Lyft oCAUS $98.66 $388.67
Visa POS Transaction RMTLY* M622A,
01/02/2025 -$103.99 $284.68
N6YU96QU [Link] WA US
01/03/2025 Visa POS Transaction Lyft oCAUS $82.19 $366.87
Visa POS Transaction QT 841, VBASE2
01/03/2025 -$5.15 $361.72
CUMMING GA US
Visa POS Transaction QT 771, VBASE2
01/03/2025 -$3.18 $358.54
GAINESVILLE GA US
Visa POS Transaction RAPPI*RAPPI
01/03/2025 -$12.69 $345.85
COLOMBIA, BBBBF630 BOGOTA * CO
Visa POS Transaction QT 771, VBASE2
01/06/2025 -$8.22 $337.63
GAINESVILLE GA US
Visa POS Transaction PUBLIX #844, VBASE2
01/06/2025 -$6.16 $331.47
FLOWERY BRANC GA US
01/06/2025 Visa POS Transaction Lyft oCAUS $87.27 $418.74
Visa POS Transaction DOLLAR-GENERAL # DG
01/06/2025 -$10.54 $408.20
062, 99999999 FLOWERY BRANC GA US
Visa POS Transaction RAPPI*RAPPI
01/06/2025 -$10.03 $398.17
COLOMBIA, BBBBF630 BOGOTA * CO
Visa POS Transaction TIKTOK SHOP, VBASE2
01/06/2025 $27.29 $425.46
888-888-8888 CA US
Visa POS Transaction RACETRAC2324,
01/06/2025 -$5.44 $420.02
29127601 COLLEGE PARK GA US
01/06/2025 Visa POS Transaction Lyft oCAUS $112.72 $532.74
Visa POS Transaction KROGER CO 210 4498
01/06/2025 CHAM, 99999999 DUNWOODY GA US -$103.21 $429.53
Visa POS Transaction KROGER CO 210 4498
01/06/2025 -$107.32 $322.21
CHAM, 99999999 DUNWOODY GA US
Visa POS Transaction PUBLIX #634, 55460355
01/06/2025 -$17.61 $304.60
FLOWERY BRANC GA US
Visa POS Transaction RMTLY* M21AA,
01/06/2025 -$83.99 $220.61
N6YU96QU [Link].C WA US
Visa POS Transaction TikTok Shop, VBASE2
01/06/2025 -$24.56 $196.05
650-5840896 CA US
Visa POS Transaction QT 771, VBASE2
01/06/2025 -$8.22 $187.83
GAINESVILLE GA US
Visa POS Transaction QT 771, VBASE2
01/06/2025 -$29.48 $158.35
GAINESVILLE GA US
Visa POS Transaction TIKTOK SHOP, VBASE2
01/06/2025 -$12.74 $145.61
6505840896 CA US
Visa POS Transaction RAPPI*RAPPI
01/06/2025 -$5.08 $140.53
COLOMBIA, 9BHZZ780 BOGOTA * CO
Visa POS Transaction DLO*DIDI, 00907918
01/06/2025 -$1.43 $139.10
BOGOTA * CO
Visa POS Transaction DLO*DIDI, 00907918
01/06/2025 -$2.31 $136.79
BOGOTA * CO
Visa POS Transaction CHIPOTLE 0932,
01/06/2025 -$9.38 $127.41
00009666 BUFORD GA US
Visa POS Transaction KFC G135082, 00001518
01/06/2025 -$6.47 $120.94
TUCKER GA US
Visa POS Transaction RAPPI*RAPPI
01/06/2025 -$3.29 $117.65
COLOMBIA, BBBBF630 BOGOTA * CO
Visa POS Transaction DUNKIN #358739,
01/07/2025 -$4.30 $113.35
3587026 HAPEVILLE GA US
Visa POS Transaction CHIPOTLE 0932,
01/07/2025 -$9.38 $103.97
00009666 BUFORD GA US
Visa POS Transaction QT 771, VBASE2
01/07/2025 -$27.42 $76.55
GAINESVILLE GA US
Visa POS Transaction QT 704, VBASE2
01/07/2025 -$6.68 $69.87
TUCKER GA US
Visa POS Transaction QT 704, VBASE2
01/07/2025 -$40.48 $29.39
TUCKER GA US
Visa POS Transaction QT 805 INSIDE, VBASE2
01/07/2025 -$5.25 $24.14
ATLANTA GA US
Visa POS Transaction RAPPI*RAPPI
01/07/2025 -$8.00 $16.14
COLOMBIA, 9BHZZ780 BOGOTA * CO
Visa POS Transaction DLO*DIDI, 00907918
01/07/2025 -$1.52 $14.62
BOGOTA * CO
Visa POS Transaction DLO*DIDI, 00907918
01/07/2025 -$1.08 $13.54
BOGOTA * CO
Visa POS Transaction TIENDA D1 EL RODEO,
01/08/2025 -$10.35 $3.19
HA008225 MEDELLIN * CO
Visa POS Transaction DLO*DIDI, 00907918
01/10/2025 -$1.47 $1.72
BOGOTA * CO
01/14/2025 Visa POS Transaction Lyft oCAUS $47.23 $48.95
Visa POS Transaction Rappi, CT000002 Bogota
01/14/2025 -$5.00 $43.95
* CO
Visa POS Transaction ALDI 76005, 34945803
01/14/2025 -$25.96 $17.99
TUCKER GA US
Visa POS Transaction RAPPI*RAPPI
01/14/2025 -$5.04 $12.95
COLOMBIA, MNQZZ191 BOGOTA * CO
Visa POS Transaction RAPPI SAS, 9C9ZZ032
01/14/2025 -$6.02 $6.93
BOGOTA * CO
Visa POS Transaction BUC-EE'S #51, VBASE2
01/15/2025 FORT VALLEY GA US -$4.97 $1.96
01/15/2025 Visa POS Transaction Lyft oCAUS $17.23 $19.19
01/15/2025 Visa POS Transaction Lyft oCAUS $36.95 $56.14
01/15/2025 Visa POS Transaction RMTLY* BDDB4, -$13.99 $42.15
N6YU96QU [Link] WA US
01/15/2025 Visa POS Transaction Lyft oCAUS $14.92 $57.07
Visa POS Transaction RAPPI*RAPPI
01/15/2025 -$5.16 $51.91
COLOMBIA, MNQZZ191 BOGOTA * CO
01/15/2025 Visa POS Transaction Lyft oCAUS $22.10 $74.01
Visa POS Transaction UBER *TRIP
01/15/2025 -$3.15 $70.86
[Link], VBASE2 [Link] * NL
01/16/2025 Visa POS Transaction Lyft oCAUS $59.58 $130.44
Visa POS Transaction QT 751, VBASE2
01/16/2025 -$20.10 $110.34
LAWRENCEVILLE GA US
Visa POS Transaction ALDI 76037, 27975203
01/16/2025 -$8.29 $102.05
GAINESVILLE GA US
Visa POS Transaction RAPPI*RAPPI
01/16/2025 -$19.88 $82.17
COLOMBIA, BBBBF630 BOGOTA * CO
Visa POS Transaction RAPPI*RAPPI
01/16/2025 -$20.05 $62.12
COLOMBIA, BBBBF630 BOGOTA * CO
Visa POS Transaction QT 771, VBASE2
01/17/2025 -$5.85 $56.27
GAINESVILLE GA US
Visa POS Transaction QT 1721, VBASE2 -$3.48 $52.79
01/17/2025
ALPHARETTA GA US
Visa POS Transaction QT 1726 INSIDE,
01/17/2025 -$21.75 $31.04
VBASE2 ATHENS GA US
Visa POS Transaction QT 785, VBASE2
01/17/2025 -$29.44 $1.60
BUFORD GA US
Visa POS Transaction TIKTOK SHOP, VBASE2
01/17/2025 $21.28 $22.88
888-888-8888 CA US
Visa POS Transaction RAPPI*RAPPI
01/21/2025 -$6.69 $16.19
COLOMBIA, MNQZZ191 BOGOTA * CO
Visa POS Transaction RAPPI*RAPPI
01/22/2025 -$6.35 $9.84
COLOMBIA, MNQZZ191 BOGOTA * CO
Visa POS Transaction RAPPI*RAPPI
01/22/2025 -$8.83 $1.01
COLOMBIA, MNQZZ191 BOGOTA * CO
Visa POS Transaction RAPPI*RAPPI
01/24/2025 -$0.57 $0.44
COLOMBIA, MNQZZ191 BOGOTA * CO
Information About Your Right to Dispute Errors
In case of errors or questions about your electronic transactions, call 1-877-377-8276 or write to PO Box 108 Draper, UT 84020 if you think your
statement or receipt is wrong or if you need more information about a transaction listed in the statement or receipt. We must hear from you no later than
60 days after we sent the FIRST statement on which the problem or error appeared.
You will need to: (1) tell us your name, account number and/or 16 digit card number (if any), (2) describe the error and explain as clearly as you can why
you believe it is an error, (3) tell us the dollar amount of the suspected error, and (4) tell us approximately when the error took place.
If you provide this information orally, we may require that you send your complaint or question in writing within ten (10) business days. We will determine
whether an error occurred within ten (10) business days after we hear from you and will correct any error promptly. If we need more time, however, we
may take up to forty-five (45) days to investigate your complaint or question. If we decide to do this, we will credit your Varo Bank Account within ten (10)
business days for the amount you think is in error, so that you will have use of the money during the time it takes to complete the investigation. If we ask
you to put your complaint or question in writing and you do not provide it within ten (10) business days, we may not credit your Varo Bank Account.
For errors involving new Varo Bank Accounts, POS transactions or foreign-initiated transactions, we may take up to ninety (90) days to investigate your
complaint or question. For new accounts, we may take up to twenty (20) business days to credit your Varo Bank Account for the amount you think is in
error.
We will tell you the results within three (3) business days after completing the investigation. If we decide that there was no error, we will send you a
written explanation. You may ask for copies of the documents that we used in our investigation.
