2022-2023
[Link]
PRESENTED BY MD JILANI
Id : 2022210000082
INTRODUCTION
Founded 1985, now a top private life
insurer in Bangladesh
Corporate HQ: NLI Tower, Karwan Bazar,
Dhaka
Holds AAA long-term credit rating
Core positioning: Participating (with-
profits) savings + protection products
658 branches, 50,000+ agents nationwide
PRODUCT AND POLICIES
1. Individual (Akok Bima): Endowment Insurance
(With Profits), Anticipated Endowment Insurance
(With Profits), Child Protection Policy , Five
Payments Endowment Insurance, Double
Protection Endowment , Children Education
Security Plan , Pension Policy , Whole Life
Insurance , Single Premium Policy , Assurance Cum
Pension Policy .
2. Janabima: Children Education Security , Small
Savings Insurance , Family Savings & Income
Insurance Plan , Child Protection Insurance , Two
Payment Janabima , Monthly Savings Insurance
(MSI) , Monthly Savings Micro Insurance-MDMI .
PRODUCT AND POLICIES
3. Islami Takaful: Hajj Insurance ,
Denmohor Insurance , One / Three/
Four Payment Endowment .
4. Group Insurance: Group Term
Insurance , Group Endowment
Insurance , Group Economy Insurance ,
Group Anticipated Insurance , Group
Pension Insurance
5. National Pension Deposit Insurance-
NPDI
PREMIUM CALCULATOR
Individual (Akok Bima
Endowment Insurance (With Profits)
Example : policy holder : age 40 , term 20 years
Sum assured : BDT 200000
Sum Term Payment Amount
assured mode of
premium
200000 20 Yearly 10724
200000 20 Half yearly 5362
200000 20 Quarterly 2681
200000 20 Monthly 894
Janabima: Children Education Security Islami Takaful: Hajj Insurance
Example : policy holder : age 30 , term 10 Example : policy holder : age 25 , term 15
Sum assured : BDT 100000 Sum assured : BDT 100000
Sum Term Payment Amount Sum Term Payment Amount
assured mode of assured mode of
premium premium
100000 10 Yearly 11130 100000 15 Yearly 7660
100000 10 Half yearly 5565 100000 15 Half yearly 3830
100000 10 Quarterly 2783 100000 15 Quarterly 1915
100000 10 Monthly 928 100000 15 Monthly 638
VISION & MISSION
Vision: To be Bangladesh’s most trusted and
innovative life insurer.
Mission: To provide diverse life insurance
solutions that ensure financial security and
peace of mind.
ELIGIBILITY FOR POLICIES
NLI's policies are designed for a wide
demographic:
Individuals: Ages 18–65
Groups: Organizations with a minimum of 15
members
Special Schemes: Tailored for specific needs
like child education, pension plans, and
religious obligations
PREMIUM CALCULATION
PREMIUM PAYMENT SYSTEM
Premiums are determined based on:
Age of the Insured: Younger individuals typically Online Payment: Through the official
have lower premiums. website.
Policy Type: Different plans have varying Mobile Financial Services: Premiums can
premium structures. be paid via platforms like Nagad. Nlibd
Payment Mode: Options include monthly, Bank Transfers: Direct payments to
quarterly, half-yearly, and yearly payments. designated bank accounts.
Sum Assured: Higher coverage amounts result
in higher premiums.
2022 FINANCIAL PERFORMANCE
Premium income: Tk 16.16bn
Life fund: Tk 48.01bn
Assets: Tk 55.73bn
Investments: Tk 47.98bn
Gross claims: Tk 10.52bn
Claims ratio: ~65% of premium
Investments/Assets: ~86% →
heavily investment-backed
Wide portfolio (traditional + Limited online transparency of
takaful + group). premium rates.
Large distribution network, Weaknesses Financial disclosures less user-
strong balance sheet. friendly (PDFs/images).
Trusted brand with AAA
raingt.
Opportunities
Strengths
Digital UX upgrades (full e-KYC, online
Market volatility affecting bonuses. premium illustrations).
Regulatory changes and rising
Threats Growing demand for takaful & health
competition in life insurance sector. products.
Expansion into group
hospitalization/employee benefits.
This report synthesizes information from:
Official Website: [Link]
DATA SOURCES & Annual Reports: 2022 and 2023
Quarterly Financial Statements: 2025
METHODOLOGY Product Brochures: Available on the official website
Established Trust: Over 38 years in the industry.
Diverse Offerings: Comprehensive range of products
catering to various needs.
Technological Integration: Online premium payment and WHY CHOOSE NLI?
claim status tracking.
Financial Security ,Tax Benefits , Bonus Accumulation ,
Flexible Payment Options.
National Life Insurance Co. Ltd. is more than
just an insurance company—it is a promise of
security, trust, and growth. With decades of
proven performance, a wide range of
CONCLUSION innovative policies, and strong financial
stability, NLI empowers families to dream
boldly while staying protected. Choosing NLI
means choosing peace of mind today and a
brighter tomorrow.
THANKS TO YOU ALL
