PROJECT AT A GLANCE
1.1 NATURE OF INDUSTRY DINESH KUMAR JENA
1.2 NAME OF THE UNIT DINESH KUMASR JENA
S/O- RATNAKAR JENA
1.3 CONSTITUTION PROPRIETORSHIP
1.4 DATE OF INCORPORATION SEP'2025
1.5 REGISTERED OFFICE KUDEI,KUDEI,
SORO.BALESWAR
1.6 UNIT AT KUDEI,KUDEI,
SORO,BALESWAR
1.7 PROPRIETOR DINESH KUMAR JENA
S/O- RATNAKAR JENA
Project Overview
- Project Name: Truck Purchase and Operations
- Total Cost: ₹17,00,000
- Project Duration: 7 years
- Vehicle: Truck
- Annual Income: ₹7,71,000
Expenses:
- Driver Salary: ₹2,04,000 per year (₹17,000 per month)
- Fuel: ₹1,26,000 per year (assuming 1,400 liters of fuel per month @ ₹90
per liter, adjusted for actual usage)
- Maintenance: ₹35,000 per year (insurance, servicing, etc.)
- Other Expenses: ₹25,000 per year (tolls, parking, etc.)
- Total Annual Expenses: ₹3,90,000
Profit Calculation:
- Annual Profit: ₹7,71,000 (income) - ₹3,90,000 (expenses) = ₹3,81,000
Repayment Strategy:
- Loan Amount: ₹17,00,000
- Interest Rate: 11.4% per annum
- Loan Tenure: 7 years
- Monthly EMI: ₹29,466
- Annual EMI: ₹3,53,592
Year-wise Repayment Plan:
- Year 1: ₹3,53,592 (EMI)
- Year 2: ₹3,53,592
- Year 3: ₹3,53,592
- Year 4: ₹3,53,592
- Year 5: ₹3,53,592
- Year 6: ₹3,53,592
- Year 7: ₹3,53,592
Surplus/Deficit Calculation:
Annual Surplus: ₹3,81,000 (profit) - ₹3,53,592 (EMI) = ₹27,408
This plan indicates a small surplus each year, suggesting the project is
viable. However, actual performance may vary depending on factors like
market conditions, operational efficiency, and maintenance costs.
