Hey Kanhaiy kumar,
Your travel policy is ready for a take off.
Travel Details
Policy Number ACKTR96669 Policy Issue Date 04-09-2025
Travel Start Date 26-09-2025 Travel End Date 27-09-2025
Geography Covered Asia Visiting Country Armenia
Coverages Selected Baggage cover
Mobile Number (Primary 8935806791
Insured)
Travellers Covered
Name DOB Gender Passport Number Nominee GST
Number
Kanhaiy kumar 08-12- Male Not Provided Not
1997 Provided
Premium Breakup
Total Package Premium ₹8
IGST(18%) ₹1
Total Premium ₹9
When things go south, this plan
puts you back on track
You are covered for
Delay of checked-in baggage
Sum Insured $200
If your baggage is delayed for more than 3 hours, we will pay $200 to cover for your discomfort.
Please note:
1. This cover is not applicable for flights arriving in India.
Total loss of checked-in baggage
Sum Insured $500
If your airline confirms complete loss of your checked-in baggage, we will pay $500 to compensate
for your loss.
Damage of checked-in baggage
Sum Insured $50
If your airline confirms damage of your checked-in baggage, we will pay $50 to compensate for
your discomfort
Loss of passport
Sum Insured Upto$500
If you lose your passport, we will cover the expenses incurred upto $500 to obtain a new passport
or emergency certificate.
Please note:
1. Any loss after your arrival in India will not be covered under this benefit.
Home cover
Sum Insured Upto₹200,000
In case there was any theft at your place while you were on trip, we will reimburse the actual loss
amount (excluding cash or any valuables) upto ₹200,000.
Note:
1. The coverage amount is common with other domestic property benefits where this condition is
specified
Legal liability
Sum Insured Upto$100,000
We will reimburse any actual legal liability upto $100,000, including costs incurred on litigation and
bail bond by you to pay damages to a third party arising out of the third partyʼs death, injury or
property being damaged during the travel period- just let us know within 7 days from the date of
incident to avail this benefit.
If you're ever in a difficult spot (we hope not),
Acko makes it easy to raise a claim.
Get cashless treatment (if medical cover is Claim for other covers
applicable)
Login to the Acko app with your
Select this travel policy from the 'Your policies' registered mobile number and
section on your Acko app to get the list of select your travel policy from the
cashless network hospitals around you or call us ‘Your Policiesʼ section
on 18338138772 (for US) and on 022-69635374
(for other regions) In the ‘claimsʼ section of your
policy, select what you need to
We will immediately send a list of claim for, share details about what
cashless hospitals near you. happened and upload your
supporting documents
Show this policy document at the
hospital desk and proceed with Track the progress of your claim
the treatment. We will settle the directly from the Acko app
bill with the hospital directly.
This is to certify that Acko International Travel Insurance has been issued to the Proposer as mentioned in the ‘policy holder detailsʼ
section for the policy period as indicated. It is to be noted that the insurance accorded by the Policy described herein is subject to all the
terms, exclusions and conditions contained within the Policy wordings. The Policy provides for the sum insured to the insured in the
unfortunate event of having faced loss or damage by any insured perils in the coverage period. The summary of benefits of the same is
mentioned under the “You are covered for” section
For Acko General Insurance
Company Authorised Representative Signature
Consolidated Stamp Duty is paid with the Department of Stamps, Bengaluru – Karnataka
For further details, refer to the detailed policy wordings
Acko General Insurance Limited
Somasandra Palya, 36/5, Haralukunte village, adjacent 27th main road,sector 2 HSR Layout, Bangalore, Karnataka,560102
CIN: U66000KA2016PLC138288
GSTIN: 29AAOCA9055C1ZF
If you need any assistance
travelinsurance@[Link]
Within India Outside India
1800-266- 18338138772 (for US) and 022-69635374 (for other
2256 regions)
Premium receipt
Received with thanks from Kanhaiy kumar a sum of ₹9 towards premium on International Travel Insurance
Policy
INSURED DETAILS
Name of Insured: Kanhaiy kumar
GST: Not Provided
Policy Number: ACKTR96669
Payment Date: 04-09-2025
PREMIUM DETAILS (₹)
Total Package Premium ₹8
IGST(18%) ₹1
Total Premium ₹9
TERMS & CONDITIONS
Issuance of this receipt does not amount to acceptance of the risk by Acko General Insurance Limited. The insurance
cover for the risk shall be as per the terms and conditions of the Insurance Policy if and when issued.
Proposal Form
Dear Kanhaiy kumar,
We wish to inform you that the Insurance policy number ACKTR96669 has been issued on the basis of the information
and declaration given by you, the transcript whereof is mentioned below.
Please be informed that this Policy shall be construed to be void ab initio/invalid in the event we find that you have not
disclosed material or correct information required for the purpose of providing the below insurance cover and in case
of any claim arising under the policy in such a scenario, we shall be under no obligation whatsoever to settle such claim
to you and the premium paid by you under this policy shall stand fully forfeited.
Travel Details
Policy Number ACKTR96669 Policy Issue Date 04-09-2025
Travel Start Date 26-09-2025 Travel End Date 27-09-2025
Geography Covered Asia Visiting Country Armenia
Coverages Selected Baggage cover
Mobile Number (Primary 8935806791
Insured)
Travellers Covered
Name DOB Gender Passport Number Nominee GST
Number
Kanhaiy kumar 08-12- Male Not Provided Not
1997 Provided
Premium Breakup
Total Package Premium ₹8
IGST(18%) ₹1
Total Premium ₹9
Acko General Insurance Limited
International Travel Insurance
CUSTOMER INFORMATION SHEET
(Description is illustrative and not exhaustive)
Policy
Sr.
Title Description Clause
No
Number
Name of the
1 Acko International Travel Insurance
Product
Policy
2 ACKTR96669
Number
Type of
3 Insurance Both Indemnity and Benefit
Product/Policy
Sum
Cover
insured
Delay of checked-in baggage $200
Sum Insured Total loss of checked-in baggage $500
4 (Individual
Basis) Damage of checked-in baggage $50
Loss of passport $500
Home cover ₹200,000
Legal liability $100,000
All the below mentioned benefits are covered up to sum insured & conditions as
specified in the policy schedule unless specified otherwise
Section
Flight Related Benefits
3.2
Delayed Delivery of the Insured Person’s accompanying Checked-in Section
Baggage for more than 3 Hours by the Flight operator 3.2.9
Permanent and Total loss of the Insured Person’s Checked-in Section
Baggage, by the Flight Operator 3.2.7
Damages Requiring Repairs OR Loss of Contents of the Insured Section
Policy
5 Person’s Checked-in Baggage 3.2.8
Coverage
Section
Other Trip Benefits
3.3
Section
Loss of original passport during the Travel Period
3.3.5
Theft of Personal Possessions or Property Stored within the Insured Section
Person’s usual place of residence during Travel Period 3.3.12
Legal Liability towards Defence of Litigation and Bail Bond during Section
the Travel Period 3.3.9
Section
Suicide, Self-Inflicted Injury etc.
4(a)
Section
Any Pre-Existing Disease unless disclosed to us in advance
4(b)
Section
Abuse of any Substance, Intoxicant, Drug, Alcohol or Hallucinogen
4(c)
Section
Any breach of law
4(d)
Certification of disability by a Medical Practitioner who shares the Section
same residence as the Insured Person 4(e)
Section
Childbirth or Pregnancy
4(f)
Participation of the Insured Person in any flying activity, except as a Section
bona fide passenger on a public aircraft 4(g)
Section
Any change of profession after inception of the Policy
4(h)
Section
Engaging in any Hazardous Activities
4(i)
Section
Any act of foreign invasion
4(j)
Ionizing radiation or contamination by radioactivity from any Section
nuclear fuel 4(k)
Section
Nuclear, chemical or biological attack
6 Exclusions 4(l)
Any physical or medical condition, or treatment, or service that is
Section
specifically excluded in the Policy Schedule under special
4(m)
conditions.
Section
Any form of non-allopathic treatment.
4(n)
Any loss of eye-glasses or power lenses in respect of any Insured Section
Person. 4(o)
Section
Any loss of Valuables, Money, any kinds of securities or tickets.
4(p)
Any journey where the Insured Person is travelling as a commercial Section
driver, operator or crew member etc. 4(q)
Section
Any intentional illegal or unlawful act
4(r)
Section
Any failure to take reasonable precautions to avoid a claim
4(s)
Any journey commenced with the Insured Person:
1. Not being fit to travel or traveling against the advice of a
Medical Practitioner; or
2. Receiving, or is supposed to receive, medical treatment; or
Section
3. Having received terminal prognosis for a medical condition; or
4(t)
4. Travelling for the purpose of obtaining medical care, treatment
or advice of any kind whether this is the sole purpose of the
journey or not; or
5. Traveling to any country for which his/her visa is not allotted.
Initial waiting Period: NA
Waiting
7 Specific Illness (Standard list) waiting period: NA
Period
Pre-Existing Diseases exclusion / waiting period: NA
Financial
limits of
coverage
i. Sub-limit
This product has no copay or sub-limits applicable on any
ii. Co-
8 reasonable costs for treatments covered.
payment
Deductible : NA
iii. Deductible
iv. Any other
limit (as
applicable)
Cashless claim facility can be availed in all network hospitals. The
list of network hospitals are available on our website or can be
checked at the customer care centre.
For reimbursement of a claim, please submit all necessary
documents on our App or email to us. We may ask for original hard
Claims/Claims copy of the documents in some cases. Section
9
Procedure 5
Please find the important links/numbers below :-
i. Network Hospital Details: Acko App or [Link]
ii. Helpline Number: 1800 266 2256
iii. Hospitals which are blacklisted or from where no claims will be
accepted by the insurer: Acko App or [Link]
iv. Downloading getting the claim form: Acko App or [Link]
Company Officials: Acko General Insurance Limited, 2nd floor,
Policy #36/5, Hustlehub One East, 27th Main Rd, Sector 2, HSR
Servicing Layout, Bengaluru, Karnataka - 560102 Section
10
/Grievances Our website: [Link] 7
/Complaints Email: grievance@[Link]
Toll Free: 1800 266 2256
You may terminate this Policy at any time before the travel start
date by giving Us written notice.
If no claim has been made under the Policy, then We will refund Section
premium after deducting ₹100 (Including applicable taxes) per 6(6)
Things to
11 member in the policy.
Remember
No change or alteration will be effective or valid unless approved in
Section
writing which will be evidenced by a written endorsement, signed
6(4)
and stamped by the company
If any of the facts provided to us to purchase this Policy are found to
Section
Your be incorrect, incomplete, suppressed or not disclosed, the policy
12 6 (1),
Obligations shall be canceled without refund of premium after 30 days’ notice.
(2), (3)
Any claim made under such Policy, shall be rejected.
Legal Disclaimer Note: The information must be read in conjunction with the product brochure
andpolicy document. In case of any conflict between the CIS and the policy document, the terms and
conditions mentioned in the policy document shall prevail.
Declaration by the Policy Holder:
I have read the above and confirm having noted the details.
Place: __________________
Date: Signature of the Policy Holder
Acko General Insurance Limited
36/5, Hustlehub One East, Somasandrapalya, 27th Main Rd, Sector 2, HSR Layout, Bengaluru, 560102
IRDAI Reg No: 157 | CIN: U66000KA2016PLC138288 | UIN: ACKTIOP25036V022425
[Link] | Toll-free: 1800 266 2256 | Mail: travel@[Link]
