Contractor Business Profile – Project Description
(PD)
1. Basic Information
Applicant Name / Firm Name:
Business Type: Proprietorship / Partnership / Pvt. Ltd / LLP
Registration No. / GSTIN / PAN:
Office Address:
Contact: Mobile, Email
2. Business Overview
Nature of Business: Civil / Electrical / Government / Road / PWD Registered etc.
Work Type: Government Projects / Private Contracts / Sub-contracts
Registered with: PWD / CPWD / Railways / Local Bodies / Private Companies
Experience in Contracting Business: ____ Years
No. of Ongoing Projects:
Past Major Projects Executed: Name, Client, Value, Year
3. Project & Work Orders
Total Work Orders (Last 2 years): ■ __________
Current Work Orders (Ongoing): ■ __________
Upcoming Pipeline Projects: ■ __________
Mode of Payment from Client: Milestone / Running Bills / Monthly Bills
4. Loan Requirement
Type of Facility Required: WCTL / OD / CC / BG / PG / Equipment Loan
Loan Amount: ■ __________
Purpose: Execution / Machinery Purchase / Advance / BG
5. Financial Details (Last 2–3 Years)
FY Turnover Net Profit Capital Existing Loan
2022-23 ■ ■ ■ ■
2023-24 ■ ■ ■ ■
2024-25 (Est) ■ ■ ■ ■
6. Machinery/Assets Owned
Details of Major Equipment (e.g., JCB, Mixer, Truck, etc.):
Ownership Status: Owned / Financed / Leased
7. Banking & Repayment
Current Banker:
Average Monthly Turnover in Bank A/c: ■ __________
Mode of Transactions: NEFT/RTGS/Cheque
Repayment Capacity: Based on billing cycle & client payments
8. Security Details
Primary Security: Hypothecation of receivables / Machinery
Collateral Security: Property / FD / Third-party guarantee
Guarantor (if any): Name, Net worth
9. Risk Assessment Pointers
Dependency on Govt Payments (delays possible)
Project execution capacity – manpower and technical
Availability of BG/PG limits with existing banks
Stability in cash flow during project cycle
10. Summary & Recommendation
Applicant is engaged in infrastructure/civil contracts.
Existing work orders justify funding needs.
Satisfactory banking & repayment history.
Recommended for loan sanction of ■ __________ based on assessment.
