CCONSUMER BASE ™ CHM Ref #:

Prepared For:
IDFC250814CR324613277
IDFC
REPORT Application ID: 0608242553
For SANAT KUMAR YADAV Date of
14-08-2025 09:24:54
Request:
Date of Issue: 14-08-2025

Inquiry Input Information

Name: SANAT KUMAR YADAV DOB/Age: 09-01-1984 Gender: MALE

Father: Spouse: Mother:

Phone Numbers: 9009412462 ID(s): XXXXXXXX1067 [UID] Email ID(s):

TEL0224931 [Voter ID]
AHEPY7317H [PAN]

Entity Id:

Current Address: Ntpc seepat bilaspur, Bilaspur, BILASPUR 495550 CG

Other Address: ward no 5 Uchhbhatthi Bilaspur, ward no 5 Uchhbhatthi Bilaspur, BILASPUR 495442 CG

CRIF HM Score(S):

SCORE NAME SCORE SCORING FACTORS

Very recent delinquency observed
Delinquency observed in recent past
PERFORM CONSUMER 2.2 510 Score Range : 300-900
Delinquency observed in the past
Recent credit utilization on self/overall accounts is consistently high
Tip: Positive impact on credit score Negative impact on credit score

Personal Information - Variations

Tip: These are applicant's personal information variations as contributed by various financial institutions.

Name Variations Reported On DOB Variations Reported On

SANAT KUMAR YADAV 31-07-2025 09-01-1984 31-07-2025
SANAT KUMAR AND GHANARAM YADAV 29-02-2024
Phone Variations Reported On
Address Variations Reported On 919009412462 31-07-2025
NTPC SEEPAT BILASPUR BILASPUR 470 CHHATTISGARH 495550 CG 31-07-2025 9009412462 31-07-2025
WARD NO 5 UCHHBHATTHI BILASPUR WARD NO 5 UCHHBHATTHI BILASPUR 470
31-05-2025
CHHATTISGARH 495442 CG ID Variations Reported On
GHANRAM YADAV S/O GHANARAM YADAV WA UCHHATTHI NEAR SHIV MANDIR AHEPY7317H [PAN] 31-07-2025
31-07-2025
495442 CG
YADAV PARA UCHBHATTI BELTARA BILASPUR 495449 CG 29-02-2024

Tip: All amounts are in INR.

Account Summary
Tip: Current Balance & Disbursed Amount is considered ONLY for ACTIVE accounts.

Type Number of Account(s) Active Account(s) Overdue Account(s) Current Balance Amt Disbd/ High Credit
Primary Match 4 4 1 2,28,325 3,00,102
Total 4 4 1 2,28,325 3,00,102

Inquiries in last 24 Months: 3 New Account(s) in last 6 Months: 0 New Delinquent Account(s) in last 6 Months: 1

Account Information
Account #:
1 Account Type: MICROFINANCE PERSONAL LOAN Credit Grantor: IDFC Info. as of: 31-07-2025
128423163
ACTIVE

Ownership: INDIVIDUAL Disbursed Date: 15-09-2023 Disbd Amt/High Credit: 1,00,000

Disclaimer: This document contains proprietary information to CRIF High Mark and is prepared by using the proprietary match logic of CRIF
High Mark may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this
document will be considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy,
disseminate, distribute, or use this information or any part thereof. PERFORM score provided in this document is joint work of CRIF
SPA (Italy) and CRIF High Mark (India).
CRIF High Mark Credit Information Services Pvt.
Copyrights reserved (c) 2025 Company Confidential Data
Ltd
 Credit Limit: Last Payment Date: 05-07-2025 Current Balance: 56,519
Cash Limit: Closed Date: Last Paid Amt: 74,558
InstlAmt/Freq: 3,389/Monthly Tenure(month): 42 Overdue Amt: 0
Status: No Suit filed Principal Writeoff Amt:
Settlement Amt: Total Writeoff Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2025 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX - - - - -
2024 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX
2023 - - - - - - - - 000/XXX 000/XXX 000/XXX 000/XXX

2 Account Type: KISAN CREDIT CARD Credit Grantor: XXXX Account #: xxxx Info. as of: 31-07-2025
ACTIVE

Ownership: INDIVIDUAL Disbursed Date: 26-08-2023 Disbd Amt/High Credit: 1,45,000

Credit Limit: Last Payment Date: 27-02-2025 Current Balance: 1,60,782
Cash Limit: Closed Date: Last Paid Amt:
InstlAmt/Freq: Tenure(month): 0 Overdue Amt: 15,782

Payment History/Asset Classification:

January February March April May June July August September October November December
2025 123/SUB 000/STD 000/STD 030/STD 061/STD 091/SUB 122/SUB - - - - -
2024 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 001/STD 000/STD 000/STD 031/STD 061/STD 092/SUB
2023 - - - - - - - 000/STD 000/STD 031/STD 061/STD 000/STD

3 Account Type: OTHER Credit Grantor: XXXX Account #: xxxx Info. as of: 29-02-2024
ACTIVE

Ownership: INDIVIDUAL Disbursed Date: 22-09-2019 Disbd Amt/High Credit: 20,000

Credit Limit: Last Payment Date: 24-01-2024 Current Balance: 0
Cash Limit: Closed Date: Last Paid Amt: 0
InstlAmt/Freq: 0 Tenure(month): 54 Overdue Amt: 0
Status: Principal Writeoff Amt: 0
Settlement Amt: 0 Total Writeoff Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2024 XXX/STD XXX/STD - - - - - - - - - -
2023 XXX/XXX XXX/XXX XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/XXX XXX/STD XXX/XXX XXX/STD
2022 XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX
2021 - - XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX

4 Account Type: OTHER Credit Grantor: XXXX Account #: xxxx Info. as of: 29-02-2024
ACTIVE

Ownership: INDIVIDUAL Disbursed Date: 22-09-2019 Disbd Amt/High Credit: 35,102

Credit Limit: Last Payment Date: 28-02-2024 Current Balance: 11,024
Cash Limit: Closed Date: Last Paid Amt: 0
InstlAmt/Freq: 0 Tenure(month): 54 Overdue Amt: 0
Status: Principal Writeoff Amt: 0
Settlement Amt: 0 Total Writeoff Amt:

Payment History/Asset Classification:

January February March April May June July August September October November December
2024 XXX/STD XXX/STD - - - - - - - - - -
2023 XXX/XXX XXX/XXX XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/STD XXX/XXX XXX/STD XXX/XXX XXX/STD
2022 XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX
2021 - - XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX

AA DVANCED O VERLAP REPORT CHM Ref #:

Prepared For:
IDFC250814CR324613277
IDFC
Sanat Kumar Yadav
Date of
14-08-2025 09:24:54
Request:
Date of Issue: 14-08-2025

Disclaimer: This document contains proprietary information to CRIF High Mark and is prepared by using the proprietary match logic of CRIF
High Mark may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this
document will be considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy,
disseminate, distribute, or use this information or any part thereof. PERFORM score provided in this document is joint work of CRIF
SPA (Italy) and CRIF High Mark (India).
CRIF High Mark Credit Information Services Pvt.
Copyrights reserved (c) 2025 Company Confidential Data
Ltd
 Tip: All amounts are in INR
Summary

Association Account Summary Disbursed Amount Instalment Amount Current Balance

Type
Own Other Active Closed Default Own Other Own Other Own Other
Primary Match 0 1 0 1 0 - - - - - -
Secondary Match 0 0 0 0 0 - - - - - -

Account Details - Primary

1 Member & Account Information with Credit Grantor: DVARA KSHETRIYA GRAMIN FINANCIAL (Branch: 8821)

Member Name: SANAT KUMAR YADAV DOB/Age: 09-01-1984 Info. As On: 30-09-2023

Relationships: GHANARAM YADAV (Father) ID(s): XXXXXXXX1067 (UID) Phone Numbers: 9009412462
JYOTI BAI (Wife)

Current Address: 00 W

Other Address:
CLOSED

Account Type: JLG INDIVIDUAL Disbursed Date: 03-09-2021 Amt Disbursed: 1,00,000 Info. As On: 30-09-2023
Account #: xxxx Closed Date: 11-09-2023 Current Balance: 0 Amount Write-Off: 0
Instl Freq: MONTHLY Instl Amount: 5,489 Amount Overdue: 0 DPD: 0
Account Remarks:

Payment History:
January February March April May June July August September October November December
2023 000 000 000 000 000 000 000 000 000 - - -
2022 - - - - - - - - - XXX 000 000

GROUP DETAILS CHM Ref #:

Prepared For:
IDFC250814CR324613277
IDFC
Date of
14-08-2025 09:24:54
Request:
Date of Issue: 14-08-2025

Tip: All amounts are in INR

Summary
Tip: Current Balance, Disbursed Amount & Instalment Amount is considered ONLY for ACTIVE account

Association Account Summary Disbursed Amount Instalment Amount Current Balance

Type
Own Other Active Closed Default Own Other Own Other Own Other
Primary Match 0 0 0 0 0 - - - - - -
Secondary Match 0 0 0 0 0 - - - - - -

Account Details - Primary

Inquiries (reported for past 24 months)

Credit Grantor Date of Inquiry Purpose Amount Remark
IDFC 13-09-2023 OTHER 1,50,000
XXXX 24-03-2025 OTHER 0
XXXX 03-04-2025 OTHER 0
-END OF INDIVIDUAL REPORT-

Appendix
Section Code Description
Indicates number of accounts that the applicant has defaulted on within the last 6
Account Summary Number of Delinquent Accounts
months
Account Information - Credit Grantor XXXX Name of grantor undisclosed as credit grantor is different from inquiring institution
Account Information - Account # xxxx Account Number undisclosed as credit grantor is different from inquiring institution
Payment History / Asset Classification XXX Data not reported by institution
Payment History / Asset Classification - Not applicable
Payment History / Asset Classification STD Account Reported as STANDARD Asset
Payment History / Asset Classification SUB Account Reported as SUB-STANDARD Asset

Disclaimer: This document contains proprietary information to CRIF High Mark and is prepared by using the proprietary match logic of CRIF
High Mark may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this
document will be considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy,
disseminate, distribute, or use this information or any part thereof. PERFORM score provided in this document is joint work of CRIF
SPA (Italy) and CRIF High Mark (India).
CRIF High Mark Credit Information Services Pvt.
Copyrights reserved (c) 2025 Company Confidential Data
Ltd
Payment History / Asset Classification DBT Account Reported as DOUBTFUL Asset
Payment History / Asset Classification LOS Account Reported as LOSS Asset
Payment History / Asset Classification SMA Account Reported as SPECIAL MENTION
Account Information - Account # CI-Ceased/Membership Terminated Credit Institution has Ceased to Operate or Membership Terminated
Account Information - Account # License Cancelled Entities License of the credit institution cancelled by RBI

Disclaimer: This document contains proprietary information to CRIF High Mark and is prepared by using the proprietary match logic of CRIF
High Mark may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this
document will be considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy,
disseminate, distribute, or use this information or any part thereof. PERFORM score provided in this document is joint work of CRIF
SPA (Italy) and CRIF High Mark (India).
CRIF High Mark Credit Information Services Pvt.
Copyrights reserved (c) 2025 Company Confidential Data
Ltd