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The document is a consumer credit report for Nirmal H, detailing personal information, credit scores, account summaries, and inquiries over the past 24 months. Nirmal H has two active accounts with a total current balance of 1,39,319 INR and no overdue accounts. The report includes variations in personal information and a disclaimer regarding data accuracy and usage restrictions.

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runkilo
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22 views3 pages

Copy 1

The document is a consumer credit report for Nirmal H, detailing personal information, credit scores, account summaries, and inquiries over the past 24 months. Nirmal H has two active accounts with a total current balance of 1,39,319 INR and no overdue accounts. The report includes variations in personal information and a disclaimer regarding data accuracy and usage restrictions.

Uploaded by

runkilo
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd

CONSUMER BASE ™ REPORT Cust ID:

CHM Ref #:
6606455663
IDFC250717CR251335808
For NIRMAL H
Prepared For: IDFC
Application ID: 0608104656
Date of
17-07-2025 [Link]
Request:
Date of Issue: 17-07-2025

Inquiry Input Information

Name: NIRMAL H DOB/Age: 09-03-1973 Gender: FEMALE

Father: Spouse: Mother:

Phone Numbers: 9902081071 ID(s): XXXXXXXX8964 [UID] Email ID(s):

Entity Id:

Current Address: 134 Madapura Harapanahalli Goverahalli, , Harapanahalli Vijayanagara, DAVANGERE 583131 KA

Other Address:

CRIF HM Score(S):

SCORE NAME SCORE SCORING FACTORS

PERFORM CONSUMER 2.2 739 Score Range : 300-900

INCOME IMPUTATION C 3,00,001 - 4,00,000

Tip: Positive impact on credit score Negative impact on credit score

Personal Information - Variations


Tip: These are applicant's personal information variations as contributed by various financial institutions.

Name Variations Reported On DOB Variations Reported On


NIRMAL H 30-06-2025 09-03-1973 30-06-2025
NIRMAL HANUMANTHAPPA D/O KALESHA H 30-06-2025
Phone Variations Reported On
Address Variations Reported On 9902081071 30-06-2025
#134 MADAPURA GOVERAHALLI HARAPANAHALLI GOVERAHALLI VIJAYANAGARA
30-06-2025
TEMPLE KARNATAKA HARAPANAHALLI 583131 KA ID Variations Reported On
134 GOVERAHALLI MADAPURA GOVERAHALLI HARAPANAHALLI HARAPANAHALLI CGGPN1505H [PAN] 30-06-2025
30-06-2025
DAVANAGERE 583131 KA FWL9837048 [Voter ID] 30-06-2025

Tip: All amounts are in INR.


Account Summary
Tip: Current Balance & Disbursed Amount is considered ONLY for ACTIVE accounts.

Type Number of Account(s) Active Account(s) Overdue Account(s) Current Balance Amt Disbd/ High Credit
Primary Match 2 2 0 1,39,319 1,82,000
Total

Inquiries in last 24 Months: 5 New Account(s) in last 6 Months: 1 New Delinquent Account(s) in last 6 Months: 1
Total Written Off Account(s): 0 Total Restructured Account(s): 0 Total Settled Account(s):- 0
Total Written Off Amount: 0 Total Settled Amount:- 0

Account Information

Account Type:
1 Credit Grantor: PRB Account #: xxxx Info. as of: 30-06-2025
TWO-WHEELER LOAN

Ownership: GUARANTOR Disbursed Date: 10-01-2025 Disbd Amt/High Credit: 82,000 Principal Writeoff Amt:
Credit Limit: Last Payment Date: 30-06-2025 Current Balance: 70,138
ACTIVE

Cash Limit: Closed Date: Last Paid Amt: 3,571


InstlAmt/Freq: Overdue Amt: 0
Status: No Suit filed/ Income/Frq:
Settlement Amt: Interest Rate: Total Writeoff Amt:
Occupation:

Payment History/Asset Classification:

January February March April May June July August September October November December
2025 000/XXX 000/XXX 000/XXX 024/XXX 000/XXX 000/XXX - - - - - -

Collateral/Security Details:
Security Type Type of Charge Security Value Date Of Value
Others 83,700

Disclaimer: This document is prepared based on the data submitted by member institutions of CRIF High Mark Credit Information Services Private Limited (CRIF High Mark) and by using the
proprietary match logic of CRIF High Mark. No alterations are made to the data submitted by member institutions and the same is up to date as well as accurate to the best of its
knowledge. By using data contained in this document, the user acknowledges that CRIF High Mark is not responsible for errors/omissions resulting from submission of erroneous data
from Members to CRIF High Mark. This document may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this document will be
considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy, disseminate, distribute or use this information or any part thereof.
PERFORM score provided in this document is joint work of CRIF SPA (Italy) and CRIF High Mark (India). For any assistance on this report, reach out to us at:
customerservice@[Link]

Copyrights reserved (c) 2025 CRIF High Mark Credit Information Services Pvt. Ltd Company Confidential Data
2 Account Type: PERSONAL LOAN Credit Grantor: NBF Account #: xxxx Info. as of: 30-06-2025

Ownership: INDIVIDUAL Disbursed Date: 23-08-2024 Disbd Amt/High Credit: 1,00,000 Principal Writeoff Amt: 0
Credit Limit: Last Payment Date: 05-06-2025 Current Balance: 69,181

ACTIVE
Cash Limit: Closed Date: Last Paid Amt:
InstlAmt/Freq: Overdue Amt: 0
42,090 /
Status: No Suit filed Income/Frq:
Monthly
Settlement Amt: Interest Rate: Total Writeoff Amt:
Occupation:

Payment History/Asset Classification:

January February March April May June July August September October November December
2025 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX - - - - - -
2024 - - - - - - - 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX

ADVANCED OVERLAP REPORT CHM Ref #:


Prepared For:
IDFC250717CR251335808
IDFC
Nirmal H
Date of
17-07-2025 [Link]
Request:
Date of Issue: 17-07-2025

Tip: All amounts are in INR

Individual Summary
Tip: Current Balance, Disbursed Amount & Instalment Amount is considered ONLY for ACTIVE account

Association Active Association Account Summary Disbursed Amount Instalment Amount Current Balance Overdue Amount
Own Other Own Other Active Closed Default Own Other Own Other Own Other Own Other
0 0 0 0 0 0 0 - - - - - - - -
Total written off account(s): 0 Total written off amount: 0 Total restructured account(s): 0

Account Details - Primary

Disclaimer: This document is prepared based on the data submitted by member institutions of CRIF High Mark Credit Information Services Private Limited (CRIF High Mark) and by using the
proprietary match logic of CRIF High Mark. No alterations are made to the data submitted by member institutions and the same is up to date as well as accurate to the best of its
knowledge. By using data contained in this document, the user acknowledges that CRIF High Mark is not responsible for errors/omissions resulting from submission of erroneous data
from Members to CRIF High Mark. This document may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this document will be
considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy, disseminate, distribute or use this information or any part thereof.
PERFORM score provided in this document is joint work of CRIF SPA (Italy) and CRIF High Mark (India). For any assistance on this report, reach out to us at:
customerservice@[Link]

Copyrights reserved (c) 2025 CRIF High Mark Credit Information Services Pvt. Ltd Company Confidential Data
GROUP DETAILS CHM Ref #:
Prepared For:
IDFC250717CR251335808
IDFC
Date of
17-07-2025 [Link]
Request:
Date of Issue: 17-07-2025

Tip: All amounts are in INR

Summary
Tip: Current Balance, Disbursed Amount & Instalment Amount is considered ONLY for ACTIVE account

Association Active Association Account Summary Disbursed Amount Instalment Amount Current Balance Overdue Amount
Own Other Own Other Active Closed Default Own Other Own Other Own Other Own Other
0 0 0 0 0 0 0 - - - - - - - -
Total written off account(s): 0 Total written off amount: 0 Total restructured account(s): 0

Account Details - Primary

Inquiries (reported for past 24 months)


Credit Grantor Date of Inquiry Purpose Amount Remark
Microfinance Business
IDFC 17-07-2025 3,00,000
Loan
Microfinance Business
IDFC 05-04-2025 1,50,000
Loan
NBF 23-08-2024 Property Loan 2,00,000
NBF 23-08-2024 Personal Loan 2,00,000
NBF 22-08-2024 Personal Loan 2,00,000
-END OF REPORT-

Appendix
Section Code Description
Indicates number of accounts that the applicant has defaulted on within the last 6
Account Summary Number of Delinquent Accounts
months
Account Information - Credit Grantor XXXX Name of grantor undisclosed as credit grantor is different from inquiring institution
Account Information - Account # xxxx Account Number undisclosed as credit grantor is different from inquiring institution
Payment History / Asset Classification XXX Data not reported by institution
Payment History / Asset Classification - Not applicable
Payment History / Asset Classification STD Account Reported as STANDARD Asset
Payment History / Asset Classification SUB Account Reported as SUB-STANDARD Asset
Payment History / Asset Classification DBT Account Reported as DOUBTFUL Asset
Payment History / Asset Classification LOS Account Reported as LOSS Asset
Payment History / Asset Classification SMA Account Reported as SPECIAL MENTION
Account Information - Account # CI-Ceased/Membership Terminated Credit Institution has Ceased to Operate or Membership Terminated

Disclaimer: This document is prepared based on the data submitted by member institutions of CRIF High Mark Credit Information Services Private Limited (CRIF High Mark) and by using the
proprietary match logic of CRIF High Mark. No alterations are made to the data submitted by member institutions and the same is up to date as well as accurate to the best of its
knowledge. By using data contained in this document, the user acknowledges that CRIF High Mark is not responsible for errors/omissions resulting from submission of erroneous data
from Members to CRIF High Mark. This document may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this document will be
considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy, disseminate, distribute or use this information or any part thereof.
PERFORM score provided in this document is joint work of CRIF SPA (Italy) and CRIF High Mark (India). For any assistance on this report, reach out to us at:
customerservice@[Link]

Copyrights reserved (c) 2025 CRIF High Mark Credit Information Services Pvt. Ltd Company Confidential Data

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