Dear Xyz
Trust you and your family are doing great.
I am writing to propose an exciting and potentially game-changing investment opportunity for you - Systematic
Investment Plans (SIPs). As an established financial professional, I recognize the immense benefits that SIPs can offer to
both novice and seasoned investors, and I am eager to assist you in harnessing these advantages to meet your financial
goals.
The advantages of SIPs are numerous and encompass both financial growth and peace of mind. Here are
some key benefits:
1. Consistency: SIPs instill discipline in your investment approach by allowing you to invest fixed amounts at
regular intervals. This helps you build a consistent savings habit, irrespective of market fluctuations.
2. Rupee Cost Averaging: SIPs enable you to buy more units when prices are low and fewer units when prices
are high, which, over time, can potentially reduce the average cost of your investments.
3. Power of Compounding: SIPs harness the power of compounding by reinvesting your gains, resulting in
exponential growth of your investments over the long term.
4. Diversification: SIPs provide access to a wide range of mutual funds, allowing you to diversify your
investment portfolio and mitigate risk.
5. Flexibility: You can start a SIP with a small amount, making it accessible to investors with varying budget
constraints. Additionally, you can increase or decrease your investment amount as per your financial
situation.
6. Goal-Centric Investment: SIPs can be tailored to meet your specific financial goals, such as retirement
planning, education, or buying a home.
7. Liquidity: Most SIPs offer the flexibility to redeem units at any time, ensuring that your funds are readily
available when needed.
8. Professional Management: SIPs are managed by experienced fund managers who make informed
investment decisions on your behalf.
9. Tax Benefits: Depending on the scheme and your investment horizon, SIPs may offer tax benefits under
Section 80C and Section 10(10D) of the Income Tax Act.
Thank you for considering this proposal. I look forward to the opportunity to speak with you in person and
develop a strategy that can bring you closer to your financial dreams.
Best Wishes
08 May 2024
Garvit Chaharia, CFP
Phone: +91 98388 90077 AMFI Registered
Email: info@[Link] Mutual Fund Distributor
Web: [Link] 08-05-2024 12:36 ARN-109820
SIP Proposal
Xyz
Monthly Investment Amount ₹10,000.00
Lumpsum Investment Amount ₹0.00
Step Up Every Year 10.00%
Expected Rate of Return 12.00%
Investment Amount Future Value Investment Amount Future Value
Tenure
Regular SIP Regular SIP Step-Up SIP Step-Up SIP
5 ₹6,00,000 ₹8,11,036 ₹7,32,612 ₹9,69,179
10 ₹12,00,000 ₹22,40,359 ₹19,12,491 ₹32,68,898
15 ₹18,00,000 ₹47,59,314 ₹38,12,698 ₹82,74,718
20 ₹24,00,000 ₹91,98,574 ₹68,73,000 ₹1,86,31,383
25 ₹30,00,000 ₹1,70,22,066 ₹1,18,01,647 ₹3,93,55,018
30 ₹36,00,000 ₹3,08,09,732 ₹1,97,39,283 ₹7,98,57,763
* Mutual fund investments are subject to market risks, read all scheme related documents carefully.
Returns are not guaranteed. The above is for illustration purpose only.
Phone: +91 98388 90077 AMFI Registered
Email: info@[Link] Mutual Fund Distributor
Web: [Link] 08-05-2024 12:36 ARN-109820
Created on: 08-May-2024
[Link]
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SMART START.
Historical Performance of your current portfolio
*Benchmark used: Nifty 50
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PERFORMANCE CHART Yo PERFORMANCE STATISTICS
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- MTD YTD 1 YEAR 3 YEAR 5 YEAR
Asset -1.88% 10.82% 57.44% 25.38% -
Benchmark -0.72% 3.27% 23.99% 14.81% -
. Asset Benchmark
CUMULATIVE RETURN 100.00% 54.81%
CAGR (since 04-May-2021) 25.77% 15.55%
ANNUAL VOLATILITY 13.34% 13.25%
SHARPE RATIO 1.25 0.62
SORTINO RATIO 1.42 0.85
ANNUAL 95% VaR -22.72% -20.47%
Yo
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Excess Return over benchmark 45.18%
Ann. Return over benchmark 14.95%
TRACKING ERROR 8.16%
INFORMATION RATIO 1.04
UP CAPTURE RATIO 126.92
DOWN CAPTURE RATIO 79.85
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YEARLY CHART Yo YEARLY STATISTICS
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ALL UP DOWN
NUMBER 2 1 1
PERCENTAGE 100% 50.00% 50.00%
AVERAGE 21.90% 44.26% -0.45%
VOLATILITY 31.62% - -
BEST 44.26% 44.26% -0.45%
WORST -0.45% 44.26% -0.45%
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TOP HOLDINGS YTOP EXPOSURES
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Bandhan Small Cap Fund 49.4% TREPS 6.4%
HSBC Midcap Fund 28.1% ICICI Bank 2.2%
HDFC Top 100 Fund 22.4% Power [Link]. 1.9%
blank HDFC Bank 1.7%
NTPC 1.6%
Reliance Industr 1.6%
Larsen & Toubro 1.3%
Chola Financial 1.1%
Apar Inds. 1.1%
Infosys 1.1%
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ASSET ALLOCATION YPOSITION CONCENTRATION
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AMC EXPOSURES Y
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EQUITY MARKET CAP EXPOSURES YEQUITY SECTOR EXPOSURES
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MATURITY AND DURATION 0YIELD-TO-MATURITY
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CREDIT RATINGS 0TOP DEBT SECTORS
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ROLLING RETURNS Yo ROLLING RETURNS STATISTICS
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PERIOD 260 520 780
AVERAGE 16.27% 32.39% 72.32%
VOLATILITY 16.70% 12.09% 1.67%
BEST 49.12% 59.26% 73.92%
WORST -7.18% 19.12% 69.47%
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WORST DRAWDOWNS OVER TIME
This chart shows the worst ten drawdowns suffered (shaded in gray) marked from peak to trough.
NO. SIZE START START PRICE END END PRICE RECOVERY DAYS
1. -21.32% 18-Oct-2021 133.96 20-Jun-2022 105.40 252
2. -8.49% 13-Sep-2022 128.67 28-Mar-2023 117.74 39
3. -6.75% 4-Mar-2024 194.77 13-Mar-2024 181.63 14
4. -5.29% 17-Oct-2023 160.03 26-Oct-2023 151.57 12
5. -3.87% 3-Aug-2021 121.95 23-Aug-2021 117.23 6
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Disclaimer:
Mutual fund investments are subject to market risks. Please read the scheme information and other related documents before
investing. Past performance is not indicative of future returns. Please consider your specifc investment requirements before
choosing a fund, or designing a portfolio that suits your needs.
The information herein is based on information obtained from sources believed to be reliable, but the Company does not make
any representation or warranty, express or implied, as to its accuracy, completeness, timeliness, or correctness for any particular
[Link] expressed are subject to change without notice.
Any recommendation contained herein does not have regard to the specific investment objectives, financial situation, and the
needs of any specific addressee. The information herein is published for the information of addressees only and is not to be
taken in substitution for the exercise of judgment by addressees, who should obtain separate legal or financial advice.
The information herein is not to be construed as an offer or a solicitation of an offer to buy or sell any securities, futures, or other
financial instruments, or to provide any investment advice or services.
The information herein is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such
distribution or use would be contrary to law or regulation.
The data and analysis provided herein do not constitute investment advice offered by NGEN Markets and are provided only for
information purposes.
This presentation should not be construed as our offer / recommendation / advice / solicitation. It merely expresses our views
and is for general information [Link] certain information contained in this message has been taken from sources
that are believed to be accurate, no warranty or representation is made as to its correctness, completeness, or accuracy. It does
not consider your individual needs, investment objectives and specific financial circumstances. You should obtain independent
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