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TIME TO SAVE TAX
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ARE YOU WORRIED ABOUT
TAX DEDUCTION?
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INVESTMENT OPTIONS UNDER SEC 80C
INVESTMENT LOCK IN RISK
TAX IMPLICATION
PRODUCTS (YEARS) PROFILE
BANK FD 5 LOW INTEREST INCOME TAXABLE
NSC 5 LOW INTEREST INCOME TAXABLE
PPF 15 LOW INTEREST TAX FREE
CAPITAL GAINS TAXED AT 10% IF CAPITAL
ELSS* 3 HIGH
GAIN >1 LAKH
Creating Wealth. Transforming
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WHY TO CHOOSE ELSS?
● Build wealth and save tax at the same time
● A shorter lock-in period in the category
● Start investing small through SIPs
● ELSS have higher return potential as
compared to other tax saving avenues
● Capital gains (if any) arising at the time of
redemption is less than Rs. 1 Lakh, it will be
exempted from tax
Creating Wealth. Transforming
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TRADITIONAL TAX SAVING OPTIONS vs MF ELSS
INVESTMENT AMOUNT : 1,50,000 /- PER YEAR
DURATION : 15 YEARS
BANK FD NSC PPF ELSS
CURRENT VALUE
40.30 LACS 43.46 LACS 43.41 LACS 63.73 LACS
7.2% CAGR 7.9% CAGR 7.91% CAGR 13.60% CAGR
Source : RBI, SBI, AMFI, Internal | Average return of 12 elss funds as on 31st March 23
Creating Wealth. Transforming
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OPPORTUNITY TO BUILD WEALTH WITH REGULAR SIP in ELSS
INVESTMENT AMOUNT :12,500 / - EVERY MONTH
PARTICULAR 10 YEARS 15 YEARS 20 YEARS
INVESTMENT VALUE (Rs.) 15 LACS 22.5 LACS 30 LACS
CAGR RETURN (%) 12.35% 12.88% 14.04%
CURRENT VALUE (Rs.) 28.69 LACS 64.38 LACS 149.47 LACS
[Link] FUNDS 25 20 10
DATA AS ON 31ST MAR 2023, AVERAGE RETURN OF ELSS
SOURCE : AMFI, INTERNAL
Creating Wealth. Transforming
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THANK YOU
Disclaimer : NJ India Invest Private Limited (NJ) is a mutual fund distributor (ARN 0155) registered with AMFI. The information contained herein does not constitute, and should not be construed as,
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