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 The Impact of Economic Meltdown on the Nigeria Banking...
ABSTRACT
This study tends to unravel the effects of economic meltdown on employee productivity in the
Nigerian banking system using the August 14, 2009 CBN intervention into commercial banks (as a
result of the meltdown originating from unsecured credits and poor bank management in the
Nigerian commercial banking system) as a benchmark to analyze the effects. Data was collected
from journals, interviews and direct data from specific units of the bank. The appraisal of the staff of
Intercontinental Bank was used to assess performance under the first hypothesis. The second
hypothesis tends to seek the staff opinion on effects of policy changes in the system and their
performance. The study suggests that the economy ... Show more content on Helpwriting.net ...
In this research work, the impact of the economic meltdown and recent banking reforms in
Intercontinental Bank Plc has been critically analyzed and its impact on employee performance will
be identified and ways to ensuring a positive productive effect will be discussed.

2.2 STATEMENT OF PROBLEM

There has been a number of banking reforms in Nigeria with varying attendant effects. However,
the effect of the current reform originating from the conspicuous effect of the economic meltdown
has become of great concern. While the reform of 2004 cannot be exonerated from its attendant
casualties of job loss among others, the current reforms seems to have raised some dust. Following
the financial stringencies in the economy and the role of banks in a depressed economy, the CBN
governor, Mallam Sanusi Lamido Sanusi, on August 14, 2009 relieved some banks CEOs of their
duties for wrong exercise of executive responsibility.
As the unexpected turn in financial market prevails, forecasting economic changes is growing
more difficult, employees which are the success tools of any organization are in no small way
impaired in their level of productivity. For most bank employees in Nigeria today, the economic
crisis has led to a wave of financial anxiety. Most bankers start to ask themselves questions like,
What if I lose my job, will I be able to cater for my family and other needs?
The economic meltdown has put to threat job security and an enhanced sustainable juicy
 Difference Between Stylistics And Corpus Analysis
1.Introduction:
1.1 Scope of the Study
Stylistics and corpus analysis regarded as a huge scientific approach in the field of language in
general and in linguistics field in particular. Every linguist or researcher can use stylistics to prove
or disprove certain claim, as well as, highlighting the style of writing of any author. Corpus analysis
software s rabid evolution makes it the most important tool in stylistics because of the high accuracy
and the time saving. During Charles Dickens time the whole atmosphere and the conditions of the
poor were regrettable, that high ranking people treated them as if they were slaves, especially
children.
Dickens highlighted those horrible conditions in most of his novels. So, the researcher aims to ...
Show more content on Helpwriting.net ...
(Wynne, M. (2005). P.2). For historical and institutional reasons practitioners of stylistics, with
training in more traditional methods of humanities research, may not be skilled or equipped to use
computers in their research. Furthermore, there is a lack of good quality, usable electronic texts
and it is difficult to find and evaluate what is available . (Wynne, M. (2005) P.4). But, many online
texts are not always accurate, because of the various versions of the text, its quality and different
formats. So, the software user must revise the downloaded texts and has a good knowledge of
 The We Eat Analysis
Consuming food is an essential part of every day life, we can all agree. We can t live without it,
nor would we want to. Aside from it being necessary on a biological aspect, it also has become a
social aspect. Eating food isn t just for us to function, it s a way of connecting us to our friends,
and family, along with holidays, and other cultural reasons. When we wake up every morning, we
have the choice to decide what it is that we are going to consume; regardless of how it got there, if
its meat, cheese, etc. When we put that piece of food in our mouth, we know and have accepted
how that food is produced. All these factors and decisions we make daily have a huge impact on our
society, and our relationships with others and food. In The... Show more content on Helpwriting.net
...
Some humans only count on fast food restaurant s such as Mcdonalds, burger king, or Wendy s to
get through a normal day. This is extremely unhealthy for our people, and our environment.
Manning does make some very true statements that we need to realize, and actually think over.
Manning also makes us aware that oil, is not what is use to be, and most people just don t realize
that. There is much more of a demand for oil and there is not enough of the product actually
available. Due to human
 Sustainable Flooring Research Papers
When you choose hardwood flooring Frisco TX for your home, you re choosing a product that will
not only improve the look of your home, but that is also environmentally conscious. The most
environmentally conscious wood flooring is sustainable flooring made from sustainable resources.
Sustainability means that the wood used in your floors comes from forests that aren t destructively
clear cut but that are managed so that harvested trees are immediately replaced with seedlings this
ensures a constant cycle of growing and harvesting. Wood Flooring Frisco TX: How Sustainable
Flooring Benefits Mother Earth ▪ Water Conservation Responsible forest management means that
mature trees are selectively thinned to create openings in tree... Show more content on
Helpwriting.net ...
They use the carbon to grow roots, branches and leaves. Sustainable forests are healthier and have
constantly growing trees that clean the air of greenhouse gases and purify drinking water for
wildlife. Hardwood Flooring Frisco TX: Types Of Sustainable Flooring You Should Consider
Hardwoods from sustainable forests are a great choice for your home. Not only are they
beautiful, but they increase the value of your home and can be stripped and refinished many,
many times during the life of your home. Other sustainable types of flooring you might consider
are: ▪ Bamboo Technically, bamboo is a grass but it s a fast growing grass that makes extremely
durable flooring. Bamboo is naturally antibacterial and water resistant. ▪ Cork Cork flooring is
made by removing the bark of the Cork Oak without harming the tree. This makes it a sustainable
and renewable resource. Cork is naturally springy and makes for a comfortable surface underfoot. ▪
Linoleum Linoleum is made from materials that include dried and milled flax seeds, linseed oil,
pine resin, ground cork and wood flour all on a jute, canvas or burlap backing. Linoleum doesn t
fade,
 Study on Psychology of Leadership
Running Head: PSYCHOLOGY OF LEADERSHIP
Psychology of Leadership
Introduction
Social psychology, the major branch of modern psychology, is a science that studies and
understands the nature of human mind and his mental system when it is at work in social life.
Leadership is a psychological as well as a social process attributed by the culture and afforded by the
organizational constraints and opportunities. It is underpinned by psychological concepts like
motivation, perception, emotion, memory learning and by relational aspects, which include mutual
influence, power, identity, group dynamics and organization processes.
The purpose of writing this paper is to explore the ideas about the psychology of leadership that has
always been an enduring topic in the field of social psychology. The social psycholological study of
leadership has several interesting and important directions and this is the reason that this topic is
considered important not only in the social and organizational psychology but also in the business
community.
This paper will highlight the world s leading psychologist s thinking and research towards
leadership who examined leadership as the psychological process (Bligh and Meindl, 2005) .This
paper will cover the diversity of topics covered in this field including; psychological concept of
leadership; major key psychological theories underpinning leadership behavior, power and
influences; cognitive process that categorize individuals as leaders and
 A Study Of Rauschenberg s Erased De Kooning Drawing
A Study of Rauschenberg s Erased de Kooning Drawing

In 1953, Robert Rauschenberg had the idea of adding drawing to his All White Series. However,
drawing on these paintings, or anywhere, would defeat the purpose of this series, and so he
came to the conclusion that the only way he could achieve this would be through erasure. He
began experimenting with his own drawings, but still being a young artist it he didn t think it
would be considered art. For his idea to work, he thought, it had to be art that he erased. Having
admiration and respect for artist Willem de Kooning, Rauschenberg decided to buy a bottle of
Jack Daniels, and go to his house. Rauschenberg explained to de Kooning his idea, and asked if he
could use a drawing of his. Reluctant, de Kooning agreed, only because he understood the idea.
After looking through his portfolios, de Kooning handed Rauschenberg a drawing that he would
miss, and that was almost impossible to erase. A month later, Rauschenberg successfully erased
de Kooning s drawing, and with the help of Jasper Johns, titled the piece in ink, and framed it.
Robert Rauschenberg s Erased de Kooning Drawing can be seen as either a minimalist piece or
conceptual piece. Through a clearer understanding of both movements, the aim of this essay is to
show how this piece could be seen as a minimal piece or a conceptual piece, and to see which
movement it leans more towards.

Minimalism has been described as the last of modernist styles and thus a
 Week One Exercise Solutions -Set a Essay example
Week One Exercise Solutions Set A 1. Recognition of normal balances | | | | | | The following
items appeared in the accounting records of Triguero s, a retail music store that also sponsors
concerts. | Classify each of the items as an asset, liability; revenue; or expense from the company
s viewpoint. Also indicate the normal account balance of each item.| | | | | | Classification| Normal
Balance| a. The albums, tapes, and CDs held for sale to customers.| A| Debit| b. A long term loan
owed to Citizens Bank.| | L| Credit| c. Promotional costs to publicize a concert.| | E| Debit| d. Daily
sales of merchandise sold,| | | R| Credit| e. Amounts due from customers,|... Show more content on
Helpwriting.net ...
Paid $300 of repair expenses| 6. Received $800 from clients who were previously billed in item 4.| 7.
Paid $500 on account to the supplier of office furniture in item 3.| 8. Received a $150 electric bill,
to be paid next month.| 9. Parker withdrew $600 from the business| 10. Received $250 in cash from
clients for consulting services rendered|
a. amp; b. | | | Assets| | =| Liabilities| +| Equity| | | | Accounts| Office| | | Accounts| | (+)Com Stock|
(+) Rev| | Cash| Receivable| Furniture| Van| | Payable| | ( ) Dividend| ( ) Exp| 1| $19,000 | | | | | | |
$19,000 | | 2| ($9,000)| | | $9,000 | | | | | | 3| | | $1,800 | | | $1,800 | | | | 4| | $2,100 | | | | | | | $2,100 | 5|
($300)| | | | | | | | ($300)| 6| $800 | ($800)| | | | | | | | 7| ($500)| | | | | ($500)| | | | 8| | | | | | $150 | | | ($150)|
9| ($600)| | | | | | | ($600)| | 10| $250 | | | | | | | | $250 | | $9,650 | $1,300 | $1,800 | $9,000 | | $1,450 | |
$18,400 | $1,900 |
c.
1. Liabilities = $1,450. Liabilities appear on the balance sheet.
2. Revenue Expenses = Net Profit. Revenue exceeded expenses by $1,900 and cash is positive,
indicating a good month.

5. Transaction analysis and statement preparation.

The transactions that follow relate to Burton Enterprises for March
 Essay On Gun Safety
The Consumer Product Safety Act, which does not hold gun safety to high standards, needs
revision by Congress to establish how gun locking devices and gun safes can control the threat of
injury linked to firearms because storing weapons improperly increases the risk that children and
other individuals will find access. The US General Accounting Office (GAO) estimated that 100%
of deaths per year in which a child under 6 years old shoots and kills him/herself or another child
could be prevented by automatic childproof safety locks. In addition, technology is currently being
developed that would prevent a gunfrom being operated except by an authorized user. Guns that
incorporate such technology are known as personalized or owner authorized ... Show more content
on Helpwriting.net ...
This could stop some suicides also by them not being able to use the guns because of the finger
ignition, which is all about how you grip the guns trigger when shooting. The statistics show that
firearms are one of the main cause of death, which is the reason why their need to be a decrease in
gun ownership rates. If there is a way to make guns harder to obtain then the ownership of guns will
decrease.Unlike its response to other hazardous products, federal law imposes no health or safety
requirements on the design of domestically produced firearms. In fact, the federal Consumer Product
Safety Act, which imposes health and safety standards on other consumer products from baby cribs
to clothing and office chairs to hair dryers, specifically exempts firearms and ammunition from its
requirements.It is critical and important that we identify a way to establish gun safety. Creating
devices such as guns that can identify their owner, and safety locks can prevent deaths that are
unintentional. One of the major steps that can be taken on the federal level is the amendment of The
Consumer Product Safety Act which will cause the manufacturers to sternly look at the production
of firearms and make changes to create a safer
 Tough College Professors
We all have professors, the one that gives us a C average after busting our brain to write a five
page essay; one that gives challenging projects to complete or the one that gives you challenging
math problems. On the other hand, we got the one that gives easy tests. Some teachers a lenient
with grading, for instance, I had an English teacher that would give us only good grades when we
write longer papers. At its best to stay away from the easy professors because knowing the material
and understanding it is important. A world renowned professorat my college offers a class that all
other students say is the most insightful and brilliant on campus. However, the professor is a
notoriously hard grader. Even though the professor is a hard grader, understanding what I ve learnt
would be more beneficial regarding to my studies.

Tough college professors help us to improve and understand clearly what we learn. It s not all about
passing the class instead it s about learning the material and knowing how to implement it in our
daily lives. For instance, students tend to say that they re not going to use any of what they do in
math in the outside world, having not realize that they use math everyday. I had a math teacher that
was so crazy about ... Show more content on Helpwriting.net ...
Students tend to take some class for granted yet they don t realize the value of being in the class.
One can know the material but do not understand it; for example, I had D on my first essay
writing; I was not discourage I knew I could do better on the next paper. Psychology of personal
effectiveness class helps us to see how to act, cooperate in a different perspective and students
take it as a joke. We tend to avoid the critical thinking classes because we re afraid of not passing
these class helps us to see things differently. I would rather a teacher that pushes me to excellence
than a teacher that does not care if I pass or