n`f"V esaVjf'ki çksxzke (baVhxzsVsM)&2025

[DMP (I)-2025]
dkWUlsIV uksV~l ,oa oSY;w ,fM'ku
GS-III [ Ïf"k] Code : GS3A1

Hkkjr ds fofHkUu {ks=ksa@Hkkxksa esa çeq[k Qlysa vkSj Qly iSVuZ

çeq• ifjHkk"kk,¡
iQly iSVuZ@çk:i dks iQly pØ ds vkaf'kd çfrfuf/Ùo ds :i esa ifjHkkf"kr fd;k tkrk gS] ;k fdlh {ks=k esa mRikfnr dh
tkus okyh iQlyksa dh lwph vkSj le; ds lkFk muds vuqØe ds :i esa ifjHkkf"kr fd;k tkrk gSA ,d le`¼ Ñf"k laLÑfr vkSj
cnyrh tyok;q ifjfLFkfr;ksa ds lkFk] Hkkjr esa iQly iSVuZ dh fofo/rk ns•us dks feyrh gSA
iQly fofo/rk dk eryc fdlh fo'ks"k •sr ij Ñf"k mRiknu esa ubZ iQlyksa ;k iQly ç.kkfy;ksa dks 'kkfey djuk gSA
Hkkjr esa iQly çk:i vkSj cnyrk iQly çk:i
Hkkjr esa iQly çk:i (ØkWfiax iSVuZ) cnyrk iQly çk:i ( (psaftax ØkWfiax iSVuZ)
ˆ fefJr iQly% ,d gh Hkwfe ij nks ;k nks ls vf/d iQlyksa ˆ •k|kUu iQlyksa ls udnh iQlyksa dh vksj laØe.k gks
dh ,d lkFk •srh djukA tSls& iatkc vkSj gfj;k.kk esa jgk gSA mnkgj.k ds fy;s egkjk"Vª vkSj iatkc ds fdlku
xsgw¡&ljlksa] egkjk"Vª esa dikl&lks;kchuA xUuk vkSj dikl tSlh udnh iQlyksa dh •srh esa rsth ls
dj jgs gSaA
ˆ th,e iQlysa% blesa csgrj mit çkIr gksrh gS rFkk ;g
dhVksa ds çfr vf/d çfrjks/h gksrh gSaA mnkgj.k ds fy;s
xqtjkr vkSj egkjk"Vª tSls jkT;ksa esa chVh dkWVu dh •srhA
ˆ ,dy iQly% fdlh fof'k"V iQly ekSle ds nkSjku Hkwfe ds ˆ lrr~ Ñf"k i¼fr;ksa ij vf/d è;ku nsuk% tSls tSfod
,d Hkkx ij ,d gh iQly dk mRiknu djukA mnkgj.k ds •srh] 'kwU; ctV çkÑfrd •srh] ,dhÑr •srh vkfnA
fy;s iatkc vkSj gfj;k.kk esa xsgw¡] mÙkj çns'k esa xUukA ˆ flfDde Hkkjr dk igyk 100» tSfod jkT; gSA
ˆ iQly pØ% ,d gh Hkwfe ij fofHkUu iQlyksa dh Øfed ˆ cgq&iQly (eYVh ØkWfiax) vkSj iQly pØ% feêðh dh
:i ls •srh djukA mnkgj.k ds fy;s iatkc vkSj gfj;k.kk moZjrk dks cuk, j•us vkSj mit dks vf/dre djus ds
esa pkoy@xsgw¡&eDdk&xUuk] rfeyukMq esa pkoy&dikl&mM+nA fy;s xsgw¡] pkoy vkSj ljlksa tSlh iQlyksa dh •srh djukA
mnkgj.k ds fy;s iatkc vkSj gfj;k.kk tSls jkT; fVdkÅ
•srh ds rjhdksa dh vksj cnyko dks n'kkZrs gSaA
641] çFke ry] 21]iwlk jksM] 13/15] rk'kdan ekxZ] IykWV uacj&45 o 45-A g"kZ 47@CC, cfy±xVu 12] esu ,-ch- jksM] 1
eq[kthZ uxj] djksy ckx] fudV if=kdk pkSjkgk] Vkoj&2] esu Vksad jksM] vkdsZM ekWy] foèkkulHkk Hk¡oj dqvk¡]
fnYyh&110009 ubZ fnYyh flfoy ykbUl] iz;kxjkt olqaèkjk dkWyksuh] t;iqj ekxZ] y[kumQ bankSj] eè; izns'k
nwjHkk"k% 8750187501 :: bZ&esy% [email protected] :: osclkbV% www.drishtiIAS.com
Copyright – Drishti The Vision Foundation
 ˆ varj&iQly% ,d gh •sr esa nks ;k nks ls vf/d iQlyksa ˆ iks"kd rRoksa ls ifjiw.kZ iQlysa% eksVs vukt tSls Tokj
dh ,d lkFk •srh djukA tSls egkjk"Vª vkSj xqtjkr esa cktjk tSlh ikjaifjd iQlyksa esa iqu% çorZu gks jgk gSA
dikl&ewaxiQyh] fcgkj vkSj >kj•aM esa /ku&mM+n mnkgj.k ds fy;s] dukZVd tSls jkT;ksa esa muds LokLF;
laca/h ykHk ,oa i;kZoj.kh; çHkko ds dkj.k çksRlkgu fn;k
tk jgk gSA
ˆ cgq&iQlyh; •srh% ,d gh Ñf"k o"kZ esa ,d gh Hkwfe ij ˆ ?kjsyw cktkj esa ek¡x vkSj vkd"kZd fu;kZr voljksa ds dkj.k
nks ;k nks ls vf/d iQlysa dk mRiknu djukA mnkgj.k% ckxokuh Ñf"k ij vf/d è;ku fn;k tk jgk gSA mnkgj.k
if'pe caxky esa veu /ku&twVA ds fy;s fgekpy vkSj tEew esa iQyksa dh •srh (lsc] psjh
vkfn) dks c<+kok fn;k tk jgk gSA
iQly çk:i esa ifjorZu djus okys dkjd
Hkkjr esa iQly çk:i esa ifjorZu fuEufyf•r dkjdksa ds dkj.k gks jgk gS%&
z i;kZoj.kh; dkjd% blesa çpfyr tyok;q ifjfLFkfr;k¡ (rkieku] o"kkZ vkSj vkæZrk) ,oa feêðh ds çdkj 'kkfey gSa] tks lh/s
iQly dh vuqdwyrk vkSj fodkl laca/h vko';drkvksa dks çHkkfor djrs gSaA
z lalk/u miyC/rk% flapkbZ vkSj o"kkZ dk forj.k lfgr ty miyC/rk] fof'k"V iQlyksa dh •srh dh O;ogk;Zrk fu/kZfjr
djus esa egÙoiw.kZ Hkwfedk fuHkkrh gSA
z cktkj xfr'khyrk% fdlku ykHkçnrk vkSj fofHkUu iQlyksa ds fy;s orZeku dherksa tSls dkjdksa ij fopkj djrs gq, cktkj
dh ekax ds vk/kj ij fu.kZ; ysrs gSaA
z ifjpkyu laca/h fopkj% •srh ds rjhds] •sr dk vkdkj vkSj e'khujh] midj.k vkSj Je tSls lalk/uksa dh miyC/rk dqN
iQly çk:i dks ykxw djus dh O;kogkfjdrk dks çHkkfor djrh gSA
z ljdkjh uhfr;k¡% ;g fdlh {ks=k esa lexz iQly çk:i dks Hkh çHkkfor djrh gSA mnkgj.k ds fy;s U;wure leFkZu ewY; ds
rgr 24 iQlyksa dh vksj vf/d >qdko okyk iQly çk:iA
z cnyrk miHkksx çk:i@cktkj dh ekax% çksVhu ;qÙkQ&ikSf"Vd Hkkstu (tSls& lks;kchu dh •srh vkSj ckxokuh iQlyksa ds
rgr {ks=k esa o`f¼) vkSj jlk;u eqÙkQ Hkkstu (tSls& tSfod vkSj çkÑfrd •srh ds rgr {ks=k esa o`f¼) dh c<+rh ekaxA
z cktkj vfLFkjrk % fu;kZr dks c<+kok nsuk (mPp ewY; okyh iQlyksa dh c<+rh iSnkokj)] •k| çlaLdj.k mRikn ds lkFk&lkFk
FPO vkSj lgdkfjrk dk fodkl (;g fuokZg ls gVdj okf.kfT;d iQly i¼fr dh vksj iQly i¼fr dks c<+kok fn;k tk
jgk gS)A
Hkkjr esa cnyrs iQly çk:i dks le>us ds fy;s cgqvk;keh n`f"Vdks.k dh vko';drk gSA tyok;q LekVZ Ñf"k] çkS|ksfxdh
,dhdj.k tSlh la/kj.kh; fof/;ksa dks viukuk rFkk •ir ,oa cktkj dh fLFkfr ds vuqlkj iQly çk:i dks lajsf•r djuk le;
dh ekax gSA
lq>ko
z çkS|ksfxdh ,dhdj.k
z foÙkh; lk/u
z ,e,lih uhfr ds rgr fofo/ iQlyksa dks c<+kok nsuk
z bVyh dh rjg tyok;q LekVZ Ñf"k
641] çFke ry] 21]iwlk jksM] 13/15] rk'kdan ekxZ] IykWV uacj&45 o 45-A g"kZ 47@CC, cfy±xVu 12] esu ,-ch- jksM] 2
eq[kthZ uxj] djksy ckx] fudV if=kdk pkSjkgk] Vkoj&2] esu Vksad jksM] vkdsZM ekWy] foèkkulHkk Hk¡oj dqvk¡]
fnYyh&110009 ubZ fnYyh flfoy ykbUl] iz;kxjkt olqaèkjk dkWyksuh] t;iqj ekxZ] y[kumQ bankSj] eè; izns'k
nwjHkk"k% 8750187501 :: bZ&esy% [email protected] :: osclkbV% www.drishtiIAS.com
Copyright – Drishti The Vision Foundation
 z ,iQihvks dks c<+kok nsuk
z ,dhÑr •srh tSls Ñf"k okfudh vkSj fVdkÅ •srh ds rjhds

v'kksd nyobZ lfefr dh fjiksVZ ds vuqlkj] la/kj.kh; vkSj yphyh Ñf"k i¼fr;ksa dks viukus ds lkFk&lkFk] miHkksx vkSj
cktkj dh fLFkfr ds vuqlkj iQly çk:i dks lajsf•r djuk vko';d gSA
ljdkjh uhfr;ksa dk çHkko
ljdkjh uhfr;k¡ iQly çk:i vkSj iQly fofo/hdj.k dks fuEufyf•r rjhdksa ls çHkkfor djrh gSa% &
z dqN iQlyksa dks çksRlkfgr djuk% ,slh iQlyksa (tSls& cktjk] frygu) dks c<+kok nsus ls bu iQlyksa ds 'kq¼ cks, x, {ks=k
esa deh ;k o`f¼ dks jksdk tk jgk gSA ;g mÙkj&if'peh Hkkjr tSls ikuh dh deh okys {ks=kksa esa 'kq"d Hkwfe •srh dks Hkh
c<+kok fn;k tk jgk gSA
z tSo b±/u çksRlkgu uhfr;k¡% mnkgj.k ds fy;s pkoy] eDdk vkSj phuh ls çkIr bFksukWy iQly çk:i vkSj •k| lqj{kk dks
çHkkfor dj ldrk gSA
z la/kj.kh; Ñf"k i¼fr;k¡% ijaijkxr Ñf"k fodkl ;kstuk] jk"Vªh; lrr~ Ñf"k fe'ku vkfn tSlh uhfr;ksa us la/kj.kh; i¼fr;ksa
dks viukus esa o`f¼ djus esa enn dh gSA mnkgj.k ds fy;s flfDde esa tSfod •srh] ZBNF vkfnA
z iQly chek% chek okys fdlku csgrj buiqV vkSj rduhd esa fuos'k djus dh vf/d laHkkouk j•rs gSaA mnkgj.k ds fy;s]
PMFBY fdlkuksa dks tksf•e çca/u esa enn djrk gSA
z PMKSY, PM-KUSUM ;kstuk vkfn ds ekè;e ls flapkbZ dojst fdlkuksa dks ikuh dh deh okys {ks=kksa esa Hkh ikuh dh
xgu iQlyksa dh •srh djus esa enn djrk gSA mnkgj.k ds fy;s jktLFkku esa pkoy dh •srhA
z •k| çlaLdj.k] Ñf"k uokpkjksa] EXIM uhfr;ksa dks c<+kok nsuk% blls ckxokuh iQlyksa tSls udnh@mPp ewY; okyh
iQlyksa dks viukus esa o`f¼ gksrh gSA mnkgj.k ds fy;s ih,e fe=k ;kstuk,¡] esxk iQwM ikdZ] FPO dks lgk;rk] ih,e lEink
;kstuk vkfnA
lfClMh uhfr;ksa dk çHkko
z moZjdksa] chtksa vkSj flapkbZ vkfn ij buiqV lfClMhA mnkgj.k ds fy;s moZjd lfClMh ds dkj.k çkÑfrd lalk/uksa dk
vR;f/d mi;ksx gqvk gS] ftlls e`nk LokLF; esa fxjkoV vkbZ gS] ftldk laHkkfor :i ls iQly fofo/rk ij çHkko iM+rk gSA
z mRiknu lfClMh% MSP uhfr ds rgr pkoy vkSj xUus ij vR;f/d tksj nsus ds ifj.kkeLo:i ,dy iQly vkSj iQly
çk:i fo:ihdj.k gqvk gSA mnkgj.k ds fy;s jktLFkku esa xUuk mRiknuA
z fo|qr~ lfClMh% blds dkj.k pkoy tSlh ikuh dh vf/d •ir okyh iQlyksa dh •srh dh xbZ gSA mnkgj.k ds fy;s] iatkc
vkSj gfj;k.kk esa Hkw&ty esa deh
Ñf"k lfClMh }kjk fuEufyf•r mís';ksa dh iwfrZ dh tkrh gS %&
z la/kj.kh; Ñf"k i¼fr;ksa vkSj iQly fofo/rk dks c<+kok nsukA mnkgj.k ds fy;s nygu vkSj frygu dh •jhn gsrq MSP esa
o`f¼A
z cqfu;knh <k¡ps vkSj rduhd esa mUufr lqfuf'pr djrk gSA mnkgj.k ds fy;s gSIih lhMj e'khu] lkSj iai (ih,e dqlqe) vkSj
lw{e flapkbZ midj.k ij lfClMhA
z gfjr Økafr ds dkj.k {ks=kh; vlekurkvksa esa deh vkbZ gSA mnkgj.k ds fy;s vksfM'kk dh dkfy;k ;kstukA
641] çFke ry] 21]iwlk jksM] 13/15] rk'kdan ekxZ] IykWV uacj&45 o 45-A g"kZ 47@CC, cfy±xVu 12] esu ,-ch- jksM] 3
eq[kthZ uxj] djksy ckx] fudV if=kdk pkSjkgk] Vkoj&2] esu Vksad jksM] vkdsZM ekWy] foèkkulHkk Hk¡oj dqvk¡]
fnYyh&110009 ubZ fnYyh flfoy ykbUl] iz;kxjkt olqaèkjk dkWyksuh] t;iqj ekxZ] y[kumQ bankSj] eè; izns'k
nwjHkk"k% 8750187501 :: bZ&esy% [email protected] :: osclkbV% www.drishtiIAS.com
Copyright – Drishti The Vision Foundation
iQly fofo/rk
iQly fofo/rk dk egÙo
z mRikndrk % iQly fofo/rk esa lalk/u ds mi;ksx dk nksgu vf/dre fd;k tkrk gS] tks iQly ds tksf•e dks de djrk
gS] ftlls lexz mRikndrk esa o`f¼ gksrh gSA mnkgj.k ds fy;s iatkc vkSj gfj;k.kk esa xsagw¡&ljlksa tSlh fefJr iQly] egkjk"Vª
esa dikl&lks;kchu dk mRiknuA
z dhV neu % ;g dhVksa ds neu ds ekè;e ls mit c<+kus esa enn djrk gSA mnkgj.k ds fy;s iQly pØ.k ds ekè;e ls
vLFkk;h fofo/rkA
z Ñf"k&tyok;q Ñf"k% ;g ns'kh vkSj ,slh iQlyksa dh •srh dks çksRlkfgr djrh gS tks {ks=k dh Ñf"k&tyok;q fLFkfr ds vuqdwy
gksaA mnkgj.k ds fy;s ikuh dh deh okys {ks=k esa cktjk] frygu tSlh de ikuh okyh iQlyksa ds lkFk iQly fofo/rkA
z e`nk LokLF; çca/u % ,d gh Hkwfe ij fofHkUu iQlyksa dh Øfed •srh ds ekè;e ls iQly pØ.k feêðh dh moZjrk dks
cuk, j•rh gS] dhV vkSj muls lacaf/r jksx dks jksdrk gS rFkk iks"kd rRoksa ds mi;ksx dks vuqdwfyr djrk gSA mnkgj.k ds
fy;s iatkc vkSj gfj;k.kk esa pkoy@xsgw¡&eDdk&xUuk_ rfeyukMq esa pkoy&dikl&dkyk puk (mM+n) vkfnA
z ,dy iQly dh •srh dks jksddj vkSj nygu] frygu] ckxokuh vkSj lCth tSlh fofo/ iQlyksa dh •srh djds Hkh feêðh
dh xq.koÙkk esa lq/kj fd;k tk ldrk gSA
z tksf•e çca/u (tyok;q ifjorZu ciQfjax) % fefJr iQly ds ekè;e ls iQly fofo/rk ls vfu;fer o"kkZ] lw•k]
vksyko`f"V tSlh pje ekSleh ?kVukvksa ds lkFk&lkFk dhV vkSj dhV ls gksus okys jksxksa ls fuiVus esa enn fey ldrh gSA
z fdlkuksa dh vk; nksxquh djuk % 80% ls vf/d fdlku NksVs vkSj lhekar gSa] blfy;s eDdk] nygu tSlh mPp ewY;
okyh iQlyksa vkSj Ñf"k okfudh çFkkvksa ds lkFk iQly fofo/rk ls fdlkuksa dh vk; fLFkj vkSj fofo/ gksxhA
dsl LVMh%
z esjk ikuh&esjh fojklr ;kstuk (gfj;k.kk)% /ku ds LFkku ij vU; oSdfYid iQlyksa dh •srh djus okys fdlkuksa dks
7000 #i, çfr ,dM+ çksRlkgu jkf'k nh tk,xhA
z lfClMh lfgr ljdkjh uhfr;k¡ Ñf"k dks leFkZu nsus vkSj fdlkuksa dh vk; esa lq/kj djus esa egÙoiw.kZ lkfcr gqbZ gSaA gkyk¡fd]
ns'k esa Ñf"k&tyok;q okLrfodrkvksa ds lkFk iQly çk:i dks lqO;ofLFkr djus ds fy;s iwath fuos'k dks c<+kus vkSj lfClMh
O;oLFkk dks rdZlaxr cukus dh vko';drk gSA
lfClMh dk ;qfÙkQdj.k%
lfClMh ds çHkko dks ;qfÙkQlaxr cukus ds mik;%
1- Ñf"k laca/h cqfu;knh <k¡ps vkSj Ñf"k vuqla/ku ds lkFk&lkFk Ñf"k lfClMh ls lexz Ñf"k fodkl laHko gksxkA mnkgj.k
ds fy;s ,d vè;;u ds vuqlkj] Ñf"k vuqla/ku ij O;; fd;s x, çR;sd 10 yk• ls 382 yksx xjhch js•k esa vkrs
gSa_ lfClMh ij •pZ dh xbZ leku jkf'k ls dsoy 26 yksxksa dks enn feyrh gSA
2- Ñf"k&tyok;q okLrfodrkvksa ds lkFk iQly çk:i dks lqO;ofLFkr djus ds fy;s MSP lq/kjksa ij fopkj fd;k tkuk
pkfg;sA mnkgj.k ds fy;s Tokj] cktjk vkSj jkxh tSls eksVs vuktksa dh MSP ds rgr •jhnA
3- lfClMh vkoaVu dh çfØ;k varr% fMftVyhdj.k yhdst vkSj Hkz"Vkpkj dks jksdus esa enn dj ldrh gS] ftlls Ñf"k
lfClMh fcy esa deh vk ldrh gSA
641] çFke ry] 21]iwlk jksM] 13/15] rk'kdan ekxZ] IykWV uacj&45 o 45-A g"kZ 47@CC, cfy±xVu 12] esu ,-ch- jksM] 4
eq[kthZ uxj] djksy ckx] fudV if=kdk pkSjkgk] Vkoj&2] esu Vksad jksM] vkdsZM ekWy] foèkkulHkk Hk¡oj dqvk¡]
fnYyh&110009 ubZ fnYyh flfoy ykbUl] iz;kxjkt olqaèkjk dkWyksuh] t;iqj ekxZ] y[kumQ bankSj] eè; izns'k
nwjHkk"k% 8750187501 :: bZ&esy% [email protected] :: osclkbV% www.drishtiIAS.com
Copyright – Drishti The Vision Foundation
 4- NksVs fdlkuksa dks ykHk igq¡pkus vkSj lalk/u n{krk dks c<+kok nsus ds fy;s Ñf"k lfClMh dks yf{kr djuk vko';d gSA
mnkgj.k ds fy;s Ñf"k lfClMh] Ñf"k ½.k dk lk{;&vk/kfjr forj.k_ lfClMh ij lulsM DykWt_ vkof/d ewY;kadu vkfnA
5- oksV cSad dh jktuhfr ls tqM+s yksdyqHkkou mik;ksa dk iqueZwY;kadu fd;k tkuk pkfg;sA mnkgj.k ds fy;s fdlkuksa ds fy;s
½.k ekiQh jktdks"kh; viO;; vkSj vuq'kklughurk dh ço`fÙk dks c<+kok nsrh gSA

la/kj.kh; Ñf"k ds rjhds

z la/kj.kh; Ñf"k ls rkRi;Z •srh vkSj •k| mRiknu ds fy;s ,d lexz n`f"Vdks.k ls gS ftldk mís'; orZeku •k| vko';drkvksa
dks iwjk djuk gS] lkFk gh Ñf"k ç.kkfy;ksa dh nh?kZdkfyd O;ogk;Zrk lqfuf'pr djuk rFkk Hkfo"; dh ihf<+;ksa ds fy;s çkÑfrd
lalk/uksa dks lajf{kr djuk gSA
z blesa fofHkUu çFkkvksa vkSj fl¼karksa tSls fd iQly fLofpax] tSfod •srh] lkeqnkf;d lgk;d Ñf"k vkfn 'kkfey gSa] tks
i;kZoj.k laj{k.k] vkfFkZd ykHkçnrk vkSj lkekftd bfDoVh ij è;ku dsafær djrs gSaA
,dhÑr Ñf"k ç.kkyh (IFS) iQlyksa] i'kq/u] eNyh] eqxhZ ikyu] e/qeD•h ikyu] Ñf"k okfudh tSlh ijLij fuHkZj Ñf"k
xfrfof/;ksa dk oSKkfud ,dhdj.k gS] ftlls mPp mRikndrk çkIr gksrh gSA ;g bl vo/kj.kk ij vk/kfjr gS fd ,d ?kVd ls
fudyus okyk vif'k"V flLVe ds nwljs Hkkx ds fy;s mi;ksxh cu tkrk gSA
,dhÑr •srh ds çeq• ?kVd

la/kj.kh; Ñf"k esa ,dhÑr •srh dh Hkwfedk

z feêðh dh moZjrk esa lq/kj% feêðh dh moZjrk cuk, j•us vkSj dhVksa ,oa chekfj;ksa dks de djus ds fy;s fofHkUu iQly
ç.kkfy;ksa] tSls fd varj&iQly vkSj iQly pØ.k dk mi;ksx fd;k tkrk gSA
z çkÑfrd lalk/uksa dk laj{k.k% IFS feêðh] ikuh vkSj tSo fofo/rk tSls çkÑfrd lalk/uksa ds lrr~ mi;ksx dks c<+kok nsrk
gSA mnkgj.k ds fy;s iQly vo'ks"k tSls Ñf"k vif'k"V dk mi;ksx i'kq/u ds fy;s buiqV ds :i esa fd;k tkrk gS] rFkk
i'kq/u ls çkIr vif'k"V dk mi;ksx Ñf"k esa fd;k tkrk gS] bl çdkj iks"kd rRoksa dk iqupZØ.k gksrk jgrk gSA
z udkjkRed i;kZoj.kh; çHkkoksa dks de djuk% ;g jklk;fud moZjdksa vkSj dhVuk'kdksa tSls cká mi;ksx dks de djrk
gSA mnkgj.k ds fy;s i'kq eyew=k dk mi;ksx tSfod moZjdksa ds :i esa fd;k tk ldrk gS_ mRiknu ds fy;s vif'k"V dk
iqupZØ.k vif'k"V rFkk mlds ifj.kkeLo:i gksus okys çnw"k.k ls cpus esa enn djrk gSA
z •k| lqj{kk% IFS fofHkUu çdkj dh iQlyksa] i'kq/u vkSj vU; mRiknksa ds mRiknu dks c<+kok nsrk gS] tks fdlkuksa vkSj muds
leqnk;ksa ds fy;s •k| lqj{kk esa lq/kj djrk gSA

641] çFke ry] 21]iwlk jksM] 13/15] rk'kdan ekxZ] IykWV uacj&45 o 45-A g"kZ 47@CC, cfy±xVu 12] esu ,-ch- jksM] 5
eq[kthZ uxj] djksy ckx] fudV if=kdk pkSjkgk] Vkoj&2] esu Vksad jksM] vkdsZM ekWy] foèkkulHkk Hk¡oj dqvk¡]
fnYyh&110009 ubZ fnYyh flfoy ykbUl] iz;kxjkt olqaèkjk dkWyksuh] t;iqj ekxZ] y[kumQ bankSj] eè; izns'k
nwjHkk"k% 8750187501 :: bZ&esy% [email protected] :: osclkbV% www.drishtiIAS.com
Copyright – Drishti The Vision Foundation
 z tyok;q ifjorZu vuqdwyu% IFS 'kq"d çfrjks/h iQlyksa] ty laj{k.k rduhdksa vkSj vU; tyok;q&LekVZ Ñf"k i¼fr;ksa ds
mi;ksx dks c<+kok nsdj fdlkuksa dks tyok;q ifjorZu ds vuqdwy gksus esa enn dj ldrk gSA ;g tyok;q ifjorZu ds çHkkoksa
ds çfr fdlkuksa dh Hks|rk dks de djrk gSA
z la/kj.kh; Ñf"k & blesa LFkkuh; uLyksa vkSj fdLeksa dks çksRlkfgr fd;k tkrk gSA

fdlkuksa dh vk; esa ,dhÑr •srh dh Hkwfedk

Role of Integrated Farming in Farmer’s income
z vk; fofo/rk % IFS fdlkuksa dks fofHkUu Ñf"k vkSj xSj&Ñf"k ?kVdksa dks ,dhÑr djds viuh vk; esa o`f¼ ds volj
çnku djrk gSA mnkgj.k ds fy;s ;fn iQly •jkc Hkh gks tkrh gS] rks Hkh fdlkuksa dks i'kq/u] e/qeD•h ikyu] tSo ÅtkZ
tSls vU; lzksrksa ls vk; çkIr gksxhA
z fdlkuksa ds fy;s buiqV dh ykxr dks de djuk % IFS ls buiqV dh yxr esa deh vkrh gSA mnkgj.k ds fy;s iQly
vo'ks"kksa dk mi;ksx i'kq vkgkj ds :i esa fd;k tk ldrk gS vkSj bl çdkj pkjs ds ladV ls cpk tk ldrk gSA
z mPp ewY; lao¼Zu % blls f}rh;d Ñf"k dks çksRlkgu feysxk] ftlls fdlkuksa dh vk; ds Lrj esa o`f¼ gksxhA
z csgrj vkthfodk % IFS fdlkuksa dks vk; ds LFkk;h vkSj fofo/ lzksr çnku djds] mudh •k| lqj{kk esa lq/kj djds rFkk
muds lkekftd ,oa i;kZoj.kh; dY;k.k dks c<+kdj mudh vkthfodk esa lq/kj dj ldrk gSA
z NksVs fdlkuksa dk l'kfÙkQdj.k% NksVs fdlkuksa dks •afMr Hkwfe tksr ds dq'ky mi;ksx vkSj lalk/u dk vf/dre nksgu ds
ekè;e ls c<+h gqbZ mRikndrk ls ykHkkfUor fd;k tk ldrk gSA ;g iQlyksa] nw/] vaMs] 'kgn vkfn tSlh fofHkUu lac¼
xfrfof/;ksa ds ,dhdj.k ds dkj.k iwjs o"kZ fLFkj vkSj fu;fer vk; lqfuf'pr djrk gSA
fLFkjrk dks c<+kok nsus vkSj fdlkuksa dh vk; dks nksxquk djus ds fy;s fo'ks"k :i ls NksVs vkSj lhekar fdlkuksa (la[;k esa
86%) dks IFS ykxw djus ds fy;s çksRlkfgr fd;k tkuk pkfg;sA blds fy;s cgqvk;keh n`f"Vdks.k dh vko';drk gS tSls& ½.k
lqfo/k,¡ (rkfd fdlku eos'kh] eNyh] lwvj vkfn •jhn ldsa vkSj viuh Ñf"k esa fofo/rk yk ldsa)] tkx:drk iSnk djuk
(u, Ñf"k ç.kkfy;ksa vkSj çkS|ksfxfd;ksa dks viukus esa f>>d dks nwj djuk)] ,e,lih uhfr ds rgr e'k:e vkSj e/qeD•h ikyu
m|ksx tSlh vU; iQlyksa dks tksM+uk vkfnA
fofHkUu la/kj.kh; Ñf"k i¼fr;ksa ds chp rqyuk
la/kj.kh; Ñf"k i¼fr;ksa ifjHkk"kk@fLFkfr@fo'ks"krk,¡ volj@ykHk pqukSfr;k¡
tSfod •srh tSfod Ñf"k dh ,d ,slh ˆ e`nk vkSj ty çnw"k.k dh jksdFkkeA ˆ tkx:drk dh dehA
i¼fr gS tks flaFksfVd jlk;uks]a ˆ jksx eqÙkQ vkSj LoLFk tSo fofoèkrk ˆ mPp ykxrA
vkuqoaf'kd :i ls la'kksf/r dk laj{k.kA ˆ de mitA
thoksa] gkekZsuksa ;k ,aVhck;ksfVd ˆ de ykxrA ˆ cktkj rd lhfer igq¡pA
moZjdksa ds mi;ksx ds fcuk ˆ lalk/uksa dk vf/dre mi;ksxA ˆ i;kZIr :i ls ljdkj dk
iQlyksa ds mRiknu ds fy;s ˆ feêðh dh moZjrk dks cuk, j•ukA leFkZu u feyukA
çkÑfrd vif'k"V vkS j ˆ fo"k eqÙkQ Hkkstu LokLF; laca/h ˆ mPp laØe.k dkyA
çfØ;kvksa ij fuHkZj djrh gSA leL;kvksa dks de djrk gSA ˆ buiq V miyC/rk dh
ˆ lLrs buiqV] mPp vkSj fLFkj ewY;A dehA
ˆ •k| lqj{kk dh nksgjh pqukSfr;ksa dk
lkeuk djus esa enn djrk gSA

641] çFke ry] 21]iwlk jksM] 13/15] rk'kdan ekxZ] IykWV uacj&45 o 45-A g"kZ 47@CC, cfy±xVu 12] esu ,-ch- jksM] 6
eq[kthZ uxj] djksy ckx] fudV if=kdk pkSjkgk] Vkoj&2] esu Vksad jksM] vkdsZM ekWy] foèkkulHkk Hk¡oj dqvk¡]
fnYyh&110009 ubZ fnYyh flfoy ykbUl] iz;kxjkt olqaèkjk dkWyksuh] t;iqj ekxZ] y[kumQ bankSj] eè; izns'k
nwjHkk"k% 8750187501 :: bZ&esy% [email protected] :: osclkbV% www.drishtiIAS.com
Copyright – Drishti The Vision Foundation
 ˆ mit esa lq/kjA
ˆ ikuh dh •ir esa dehA
ˆ mRiknu dh ykxr dks de djukA
ˆ e`nk LokLF; dks fiQj ls thoar
djukA
ˆ i'kq/u dh fLFkjrkA
ˆ fla F ks f Vd jklk;fud buiq V ds
mi;ksx dks lekIr djrk gS rFkk
csgrj LokLF; lqfuf'pr djrk gSA
ˆ çnw"k.k esa dehA
ˆ i;kZoj.k laj{k.kA
ˆ fdlkuksa dh vk; esa o`f¼A
ˆ jkstxkj l`tuA
çkÑfrd •srh ¶çkÑfrd •srh ,d jlk;u ˆ e`nk vkSj ty çnw"k.k dh jksdFkkeA ˆ lhfer cktkj (vius
eqÙkQ ikjaifjd Ñf"k i¼fr gSA ˆ jksx eqÙkQ vkSj LoLFk tSo fofo/rk mRiknksa ds fy;s çhfe;e
bls Ñf"k ikfjfLFkfrdh dk laj{k.kA ewY;ksa dk u feyuk)A
vkèkkfjr fofo/rkiw.kZ Ñf"k ˆ ykxr çHkko'khyrkA ˆ çek.ku vkSj ekudhdj.k
ç.kkyh ekuk tkrk gS tks ˆ lalk/uksa ds vf/dre mi;ksxA dk vHkkoA
iQlyksa] isM+ksa vkSj i'kq/u dks ˆ feêðh dh moZjrk dks cuk, j•ukA ˆ çkjafHkd iSnkokj esa dehA
dk;kZRed tSo fofo/rk ds tkx:drk vkSj çf'k{k.k
ˆ fo"k eqÙkQ Hkkstu LokLF; laca/h ˆ
lkFk ,dhÑr djrh gS¸& dk vHkkoA
leL;kvksa dks de djrk gSA
uhfr vk;ksx tSfod buiqV dh
ˆ lLrs buiqV] mPp vkSj vf/d fLFkj ˆ

ewY;A miyCèkrk vkSj lkeF;ZA

ˆ •k| lqj{kk dh nksgjh pqukSfr;ksa dk ˆ dhV vkSj jksx çca/u esa
lkeuk djus esa enn djrk gSA jklk;fud dhVuk'kdksa
ˆ mit esa lq/kjA dh rqyuk esa de çHkkohA
ˆ ikuh dh •ir esa dehA
ˆ mRiknu dh ykxr dks de djukA
ˆ e`nk LokLF; dks fiQj ls thoar
djukA
ˆ i'kq/u dh fLFkjrkA
ˆ fla F ks f Vd jklk;fud buiq V ds
mi;ksx dks lekIr djrk gS vkSj
csgrj LokLF; lqfuf'pr djrk gSA

641] çFke ry] 21]iwlk jksM] 13/15] rk'kdan ekxZ] IykWV uacj&45 o 45-A g"kZ 47@CC, cfy±xVu 12] esu ,-ch- jksM] 7
eq[kthZ uxj] djksy ckx] fudV if=kdk pkSjkgk] Vkoj&2] esu Vksad jksM] vkdsZM ekWy] foèkkulHkk Hk¡oj dqvk¡]
fnYyh&110009 ubZ fnYyh flfoy ykbUl] iz;kxjkt olqaèkjk dkWyksuh] t;iqj ekxZ] y[kumQ bankSj] eè; izns'k
nwjHkk"k% 8750187501 :: bZ&esy% [email protected] :: osclkbV% www.drishtiIAS.com
Copyright – Drishti The Vision Foundation
 ˆ çnw"k.k esa dehA
ˆ i;kZoj.k laj{k.kA

ˆ fdlkuksa dh vk; esa o`f¼A

ˆ jkstxkj l`tuA

thjks ctV çkÑfrd •srh thjks ctV çkÑfrd •srh] ˆ mit esa lq/kj ˆ Lora = k vkS j oS K kfud
ikjaifjd Hkkjrh; i¼fr;ksa ls ˆ mRiknu dh ykxr dks de djuk vè;;uksa dk vHkkoA
çsfjr jlk;u eqÙkQ Ñf"k i¼fr vkSj fdlkuksa dh vk; esa o`f¼ ˆ voSKkfud vk/kj ij
gSA ;g ,d vuwBk ekWMy gS ˆ csgrj LokLF; lqfuf'pr djuk Ñf"kA
tks Ñf"k&ikfjfLFkfrdh ij ˆ jkstxkj l`tu ˆ ,d gh rjg dk n`f"Vdks.k
fuHkZj djrk gSA thjks ctV ˆ jklk;fud buiqV ds mi;ksx dks viukrk gSA
çkÑfrd •srh ds pkj LraHk lekIr djukA ˆ iks"kd rRoksa ds çca/u
gSa% esa •kfe;k¡ gSaA
ˆ i;kZoj.k laj{k.kA
ˆ thofe=k@thokewFkZ blds ifj.kkeLo:i
ˆ ikuh dh •ir de djukA ˆ
ˆ chtke`r@chtkewFkZ vfrfjÙkQ ykxr vkrh gSA
ˆ e`nk LokLF; iqu% thfor djukA
ˆ vPNknkuk & efYpax
ˆ i'kq/u fLFkjrkA
ˆ Ogkiklk & ueh
ˆ çkÑfrd •srh dks c<+kus ds fy;s

efgyk ,tsalh vkSj lkeqnkf;d

LokfeRoA
ˆ yphykiuA

laj{k.k Ñf"k ¶laj{k.k Ñf"k csgrj vkSj ˆ e`nk vkSj ty laj{k.kA ˆ mPp laØe.k dkyA
fujarj mRikndrk] c<+s gq, ˆ e`nk xq.koÙkk esa lq/kjA ˆ •k| lqj{kk vkSj vU;
equkiQs vkSj •k| lqj{kk ds ˆ o"kkZ ty ds mi;ksx dh n{krk esa pqukSfr;ksa ds chp larqyu
fy;s Ñf"k&ikfjfLFkfrdh ra=k lq/kjA ugha cuk;k tk ldkA
ds çca/u dk ,d n`f"Vdks.k ˆ iks"kd rÙoksa dh mi;ksx n{krk esa ˆ tkx:drk vkSj çf'k{k.k
gS] tcfd lalk/u vk/kj vkSj lq/kjA dk vHkkoA
i;kZoj.k dks lajf{kr vkSj ˆ vU; buiqV mi;ksx n{krk esa lqèkkjA ˆ i;kZIr :i ls ljdkjh
laof¼Zr fd;k tkrk gS¸A & lgk;rk dk u feyukA
ˆ xfr'khyrkA
,iQ,vksA laj{k.k Ñf"k ds rhu
ˆ fLFkj iQly iSnkokjA
fl¼kar%
ˆ tyok;q ifjorZ u 'keu vkS j
1. U;wure ;kaf=kd e`nk
vuqdwyuA
O;oèkkuA
ˆ i;kZoj.kh; ykHkA
2. LFkk;h e`nk tSfod vkoj.kA
ˆ Ñf"k ykHkçnrkA
3. çtkfr;ksa dk
ˆ i'kq/u {ks=k ds lkFk le>kSrkA
fofoèkhdj.kA
lzksr% ,iQ,vks

641] çFke ry] 21]iwlk jksM] 13/15] rk'kdan ekxZ] IykWV uacj&45 o 45-A g"kZ 47@CC, cfy±xVu 12] esu ,-ch- jksM] 8
eq[kthZ uxj] djksy ckx] fudV if=kdk pkSjkgk] Vkoj&2] esu Vksad jksM] vkdsZM ekWy] foèkkulHkk Hk¡oj dqvk¡]
fnYyh&110009 ubZ fnYyh flfoy ykbUl] iz;kxjkt olqaèkjk dkWyksuh] t;iqj ekxZ] y[kumQ bankSj] eè; izns'k
nwjHkk"k% 8750187501 :: bZ&esy% [email protected] :: osclkbV% www.drishtiIAS.com
Copyright – Drishti The Vision Foundation
fu"d"kZ %
Hkkjr esa fdlh Hkh Ñf"k i¼fr dks viukus ls igys ml ij i;kZIr vè;;u@vuqla/ku djuk vko';d gSA ,sls 'kks/ ds fy;s
fgekpy ;k mÙkjk•aM (mitkÅ ysfdu lhfer •k| fuHkZjrk okys) tSls jkT;ksa dk p;u fd;k tkuk pkfg;s] tgk¡ vkerkSj ij
miHkksx dh tkus okyh •k| iQlyksa ij fuHkZjrk de gS] D;ksafd ge •k| lqj{kk ds eqís dks utjvankt ugha dj ldrs gSA

foxr o"kks± ds ç'u

1- •ir iSVuZ ,oa foi.ku n'kkvksa esa ifjorZu ds lanHkZ esa] Hkkjr esa iQly çk:i (ØkWfiax iSVuZ) esa gq, ifjorZuksa dh O;k[;k
dhft;sA  (2023)
2- lesfdr Ñf"k ç.kkyh D;k gS\ ;g Hkkjr esa NksVs vkSj lhekar fdlkuksa ds fy;s dSls ykHknk;d gks ldrh gS\  (2022)
3- iQly fofo/rk ds le{k ekStwnk pqukSfr;k¡ D;k gSa\ mHkjrh çkS|ksfxfd;k¡ iQly fofo/rk ds fy;s fdl çdkj volj çnku
djrh gSa\  (2021)
4- ,dhÑr Ñf"k ç.kkyh (IFS) fdl lhek rd Ñf"k mRiknu dks cuk, j•us esa lgk;d gS\  (2019)
5- xr o"kks± esa dqN fo'ks"k iQlyksa ij tksj us lL;u iSVuksa esa fdl çdkj ifjorZu yk fn;s gSa\ eksVs vuktksa (feyVksa) ds
mRiknu vkSj miHkksx ij cy fn, tkus dks foLrkjiwoZd Li"V dhft;sA  (2018)
6- iQly çk:i esa /ku vkSj xsgw¡ dh fxjrh gqbZ mit ds fy;s D;k&D;k eq[; dkj.k gSa\ ra=k esa iQlyksa dh mit ds fLFkjhdj.k
esa] iQly fofo/hdj.k fdl çdkj lgk;d gksrk gS \ (mÙkj 250 'kCnksa esa nsa)  (2017)
7- lgkf;fd;k¡ iQly çfr:i] iQly fofo/rk vkSj Ñ"kdksa dh vkfFkZd fLFkfr dks fdl çdkj çHkkfor djrh gSa \ y?kq vkSj
lhekar Ñ"kdksa ds fy;s] iQly chek] U;wure leFkZu ewY; vkSj •k| çlaLdj.k dk D;k egÙo gS\ (2017)
8- ,fyyksiSFkh D;k gS\ flafpr Ñf"k {ks=kksa dh çeq• i¼fr;ksa esa bldh Hkwfedk dk o.kZu dhft;sA  (2016)

641] çFke ry] 21]iwlk jksM] 13/15] rk'kdan ekxZ] IykWV uacj&45 o 45-A g"kZ 47@CC, cfy±xVu 12] esu ,-ch- jksM] 9
eq[kthZ uxj] djksy ckx] fudV if=kdk pkSjkgk] Vkoj&2] esu Vksad jksM] vkdsZM ekWy] foèkkulHkk Hk¡oj dqvk¡]
fnYyh&110009 ubZ fnYyh flfoy ykbUl] iz;kxjkt olqaèkjk dkWyksuh] t;iqj ekxZ] y[kumQ bankSj] eè; izns'k
nwjHkk"k% 8750187501 :: bZ&esy% [email protected] :: osclkbV% www.drishtiIAS.com
Copyright – Drishti The Vision Foundation