Scribd
Upload
12 views3 pages

Overall Interest Rates Changes 7161995182

The document outlines the fixed deposit and recurring deposit interest rates effective from June 7, 2025, for amounts less than Rs. 3 crore, with varying rates based on tenure. It also details the savings account interest rate slabs effective from May 1, 2025, with rates increasing based on the daily closing balance. Additional notes include TDS deductions and extra rates for senior citizens, applicable only to certain accounts.

Uploaded by

sandysharma171.ss
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
12 views3 pages

Overall Interest Rates Changes 7161995182

The document outlines the fixed deposit and recurring deposit interest rates effective from June 7, 2025, for amounts less than Rs. 3 crore, with varying rates based on tenure. It also details the savings account interest rate slabs effective from May 1, 2025, with rates increasing based on the daily closing balance. Additional notes include TDS deductions and extra rates for senior citizens, applicable only to certain accounts.

Uploaded by

sandysharma171.ss
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd

Fixed Deposit Rate for Domestic, NRE / NRO (for INR) with effect from: 7th June 2025

Fixed deposit rate to suit your requirement of investment and capital creation.

Interest rates for amount


Tenure less than Rs. 3 crore w.e.f Annualised Yield
7th June 2025
7 - 14 days 3.50% 3.50%
15 - 29 days 3.50% 3.50%
30 - 45 days 4.00% 4.00%
46 - 62 days 4.50% 4.50%
63 - 90 days 5.50% 5.50%
91 - 120 days 6.00% 6.00%
121 - 180 days 6.00% 6.00%
181 - 210 days 7.00% 7.12%
211 - 270 days 7.00% 7.12%
271 - 364 days 7.00% 7.12%
1 year to 443 days 7.60% 7.82%
444 days 7.60% 7.82%
445 days to 18 months 7.60% 7.82%
18 months 1 day to 2 years 7.55% 7.77%
2 years 1 day 776 days 7.50% 7.71%
777 Days 7.60% 7.82%
778 days to 887 days 7.50% 7.71%
888 days 7.80% 8.03%
889 day to 3 years 7.50% 7.71%
3 years 1 day to 4 years 7.50% 7.71%
4 years 1 day to 5 years 7.25% 7.45%
5 years 1 day to 10 years 7.25% 7.45%

 TDS will be deducted as applicable


 Please check all terms and conditions applicable on FD/RD for premature withdrawal
 0.50% extra for Senior Citizen (not applicable for NRE/NRO) for all tenures except 888 days
 For 888 days 0.60% extra for Senior Citizen (Not applicable for NRE/NRO)
Recurring Deposit for Domestic, NRE / NRO (in INR) Rate for different tenure with effect from:
7th June 2025

Recurring deposit rate to suit your requirement of investment and capital creation.

Interest rates for amount


Tenure less than Rs. 3 crore w.e.f
7th June 2025
12 Months 7.60%
15 Months 7.60%
18 Months 7.60%
21 Months 7.55%
24 Months 7.55%
30 Months 7.50%
36 Months 7.50%
48 Months 7.50%
60 Months 7.25%
90 Months 7.25%
120 Months 7.25%

 TDS will be deducted as applicable


 Please check all terms and conditions applicable on FD/RD for premature withdrawal
 0.50% extra for Senior Citizen (not applicable for NRE/NRO)
Savings Account Slab
Savings Account Interest Rate Slabs with effect from: 01st May 2025

Daily Closing Balance Rate Slab


Up to Rs. 1 Lakh 2.75%
Above Rs. 1 Lakh and up to Rs. 10 Lakhs 5.00%
Above Rs. 10 Lakhs and up to Rs.1 Cr 7.00%
Above Rs. 1 Cr and up to Rs.25 Crs 7.25%
Above Rs. 25 Crs 7.50%

You might also like