STATE BANK OF INDIA
BRANCH :BHALUANI
PRE SANCTION INSPECTION REPORT
S. NO. PARTICULARS
1 NAME OF APPLICANT
2 DATE OF VISIT
3 LOCATION/ ADDRESS
_________________________________________________________________________________________________________
4 PURPOSE OF VISIT
_________________________________________________________________________________________________________
5 NAME OF THE PERSON WHO WAS
INTERVIEWED AND HIS FIRM
_________________________________________________________________________________________________________
6 COMMENTS ON ACTIVITY OF
FIRM/COMPANY
7 COMMENTS ON CONDUCT OF GOOD
ACCOUNT
8 DATA COLLECTION DONE YES
9 COMMENTS ABOUT GENERAL
WORKING THE FIRM
10 NAME AND DESIGNATION OF THE AVINASH KUMAR
INSPECTING OFFICIAL
11 SIGNATURE OF THE INSPECTING
OFFICIAL
WHETHER RAW MATERIALS ARE Yes
EASILY AVAILABLE
POWER AND WATER SUPPLY A transformer of 25 KW is installed just in front of the Unit,
Generator & Power Supply sanctioned to the unit 20 KVA each
WHETHER ANY TRANSFORMER IS Yes, 25 KW
INSTALLED
WHETHER WATER NEED FOR No
PLANT OPERATION
EXISTING ARRANGEMENT FOR The required water is easily available at the unit itself.
WATER SUPPLY
OPERATING PERSONEL The firm has hired 2 highly skilled, including 1 lab incharge
operating personel.
WHETHER ALL THE CATEGORY OF Yes
PERSONEL ARE EASILY AVAILABLE
LAND AND BUILDING Valuing Rs. 36.00 Lacs
(Details )
PLANT AND MACHINERY Valuing Rs. 10.00 Lacs (Net Block as on 31.03.2019)
STOCK Valuing Rs. 24.00 Lacs (As on 00.00.0000)
FACILITIES REQUIRED:
Rs. In Lacs
S. NO. NATURE OF FACILITY LIMIT PURPOSE
1 Cash Credit (Hypothecation of Working Capital
Stock and Book Debts)
2 Term Loan (Hypothecation of Purchase of Machinery
Plant and Machinery)
COMMENTS/ OBSERVATIONS OF THE INSPECTING OFFICER
I have visited the Unit on 00.00.0000 and residential place of the applicant on 00.00.0000. The unit is full
fledged working with good stock holding capacity. The supply orders are being received from various units
operating from Nadia District and Kolkata as well as middle class and the higher middle class customers of the
society. The unit is operating from its own capacity and has not availed any working capital as well as term
loan from any other Bank. The unit is presently maintaining its Current Account with us.
The applicant is dealing in this line of business since March, 2013 and is having experience of managing the
enitre work fluently. The applicant is having good reputation in the area. His aim is to be well-known and
respected business entrepreneurs and have a successful and flourishing trading company.
The applicant has requested for sanction of a Term Loan of Rs.4.00 Lacs for purchase of additional machineries
and a Working Capital of Rs.20.00 Lacs.
In the first half of the financial year 2019-20, the turnover is Rs.12.00 crores, by the end of this financial year it
is expected to reach around Rs. 30 crores. This shows a steady upward trend in the growth of the unit which
promises to continue through the next financial years. The unit has a very bright future ahead and can expand
its business and take it to new heights if it get a little financial support from some financial institutions.
In view of the genuine business needs of the applicant we may consider the request favorably.
NAME OF THE INSPECTING OFFICER AND
DESIGNATION
SIGNATURE AND DATE
