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Harsh Tiwari Resume

Harsh Tiwari is a finance professional with a PGPM from ICFAI Business School and experience as a Business Relationship Manager at Kotak Mahindra Bank. He has completed internships in equity research and investment banking, showcasing skills in financial modeling and analysis. Additionally, he is actively involved in leadership roles and community initiatives, with several certifications in finance and business.

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58 views2 pages

Harsh Tiwari Resume

Harsh Tiwari is a finance professional with a PGPM from ICFAI Business School and experience as a Business Relationship Manager at Kotak Mahindra Bank. He has completed internships in equity research and investment banking, showcasing skills in financial modeling and analysis. Additionally, he is actively involved in leadership roles and community initiatives, with several certifications in finance and business.

Uploaded by

harsh.tiwarii2209
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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Download as PDF, TXT or read online on Scribd

HARSH TIWARI

63926 97476 | [email protected]

https://www.linkedin.com/in/harsh-tiwari-a09b9a227

Gurgaon, India

EDUCATION

ICFAI Business School, Gurgaon — PGPM in Finance


2022 – 2024 | CGPA: 7.29/10

Dayanand Academy of Management Studies, Kanpur — BBA


2018 – 2021

Dr. Virendra Swaroop Education Center, Kanpur


Senior Secondary (ISC, 2018), Secondary (ICSE, 2016)

PROFESSIONAL EXPERIENCE

Kotak Mahindra Bank Ltd. – Business Relationship Manager


May 2024 – Present | Gurgaon, India

• Evaluating creditworthiness and financial health of SMEs for unsecured business loans
using financial statement analysis and cash flow projections.
• Developed financial models to assess loan performance and forecast default risk.
• Conducted industry and market trend analysis to support lending strategy decisions.
• Partnered with business development and underwriting teams to improve client
acquisition and optimize risk-adjusted returns.

INTERNSHIP EXPERIENCE

Profit Idea – Equity Research Analyst Intern


Feb 2023 – May 2023

• Conducted equity research on BSE/NSE-listed stocks using fundamental and technical


analysis.
• Authored a detailed stock research report on Rail Vikas Nigam Ltd. (RVNL).
• Published financial insights via social media and blog content to promote market literacy.
J.P. Morgan (Forage) – Investment Banking Virtual Internship
Sep 2022

• Analyzed M&A targets using financial ratios, qualitative fit, and strategic alignment.
• Prepared investment recommendation for simulated client acquisition.

Citi Bank (Forage) – Investment Banking Virtual Internship


Sep 2022

• Built company profiles and selected comparable companies for valuation benchmarking.
• Summarized strategic synergies and presented insights in a concise M&A overview.

Labdox Pvt. Ltd. – Finance & Accounting Intern


Jun 2022 – Sep 2022

• Managed journal entries, reconciliations, and financial reporting for monthly close.
• Supported AP/AR processes and analyzed balance sheet items for accuracy.

LEADERSHIP & INITIATIVES

• Committee In-Charge, Expressions Committee – IBS Gurgaon (2023–24)


• Student Council Member, IBS Gurgaon (2022–24)
• Founder, Well Verti Foundation – NGO supporting underprivileged communities
• Volunteer: HelpAge India, Lending Hand Foundation

SKILLS

Financial Modeling, Valuation (DCF, Comps), Ratio Analysis, Credit Analysis, Financial
Statements, MS Excel, SAP, Agile & Scrum, PowerPoint, Canva

CERTIFICATIONS

• Business & Financial Modeling Specialization – University of Pennsylvania (Coursera)


• Understanding Financial Markets – University of Geneva
• Career Edge Program – Tata Consultancy Services (Soft Skills, AI, Accounting Basics)

ACHIEVEMENTS

• 1st Place – Portfolio Management (Finance Event), IBS Gurgaon, 2022


• 3rd Place – Accounting & Taxation Event, IBS Gurgaon, 2022
• 3rd Place – District-level Shot Put (Under-18)

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