LOAN REQUIREMENT DETAILS

Lead / Application LOS2025060000838 Opportunity Name LOS2025060000838 Date Jun 9, 2025

Number
Loan Amount 1000000 Loan requested for- LAP BT + Top Up Scheme Assessed Income
Tenure 240 Property Selected Yes
Property Address HIRENARTI POST, VTC: Basapur, PO: Purchased From Self Construction
Hirenarthi, District: Dharwad, State: Karnataka,
PIN Code: 581113,
City Kundgol State KARNATAKA Pincode 581113
Property classification: Independent House Land Mark NEAR VITTAL
MANDIR
Land Type Single Proposed Ownership Type
Channel Partner name Navchetana Cost of Property 2500000
Livelihoods Private
Limited
OCR Value 2500000 Sourcing Channel Partner DSA

PERSONAL INFORMATION - MAHANTESH SHIVAPPA HADAPAD

Full Name MAHANTESH SHIVAPPA HADAPAD
Father'sName SHIVAPPA

Mother'sName
Husband'sName NIRMALA
Religion Hindu Caste OBC
Date of Birth Jan 12, 1985 Marital status Married
Current Address HIRENARTI POST, Permanent Address HIRENARTI POST,
VTC: Basapur, VTC: Basapur,
PO: Hirenarthi, PO: Hirenarthi,
Land Mark District: Dharwad,
NEAR VITTAL TEMPLE Land Mark District: Dharwad,TEMPLE
NEAR VITTAL
State: Karnataka, State: Karnataka,
City Kundgol District Dharwad City Kundgol District Dharwad
PIN Code: 581113, PIN Code: 581113,
State KARNATAKA Pincode 581113 State KARNATAKA

E-mail ID HADAPADMAHANTESH@[Link] Pincode 581113

Qualification Middle School (upto 8th) Mobile No. 8073550714
No. of Family Members 7 Relationship Self
No. of Earning members 2 No. of Dependents 5
Pan No. BSBPH5667N Passport
No.
UID Number ************1046 Monthly Income
Voter ID. Driving License.
Present Owned Period of Stay 8 If rented Rent per
accomodation month
OCCUPATIONAL DETAILS
Occupation Informal/Assessed Income Company/Business HADAPD CONSTRACTIONS
Name
Address HIRENARTI POST, City Kundgol
VTC: Basapur,
 PO: Hirenarthi,
District: Dharwad,
State: Karnataka,
PIN Code: 581113,
State KARNATAKA Land Mark NEAR VITTAL MANDIR
Pincode 581113 Mobile No. 8073550714
Total work Experience 15 Designation OWNER
Date of Joining/Date of Commencement of Business May 20, 2010
ADDITIONAL INFORMATION

EXISTING LOAN DETAILS

Name Of Institution Purpose Of Loan Loan Amount Emi BalanceTerm

INVESTMENT AND ASSETS DETAILS

Name of Investment / Assets Value

BANK ACCOUNT DETAILS

Holder Name Bank Name A/C Type A/c No. Is Salary Credited
MAHANTESH S UNION BANK OF Saving 021410100022531 No
HADAPAD INDIA

REFERENCE DETAILS
Name Address Contact No. Relation Occupation.
VASU KAVSATEKAR HIRENARTI POST, 9008295242 Friend Business
VTC: Basapur,
PO: Hirenarthi,
District: Dharwad,
State: Karnataka
DUNDUSAB N HIRENARTI POST, 9945638982 Friend Business
VTC: Basapur,
PO: Hirenarthi,
District: Dharwad,
State: Karnataka
Customer declarartion
I/We declare that all the particulars and information given in this application form are true, correct, complete and up to date in all respects
and no information has been withheld. If at any stage of processing this application, it comes to the knowledge of DMI Housing Finance
Private Limited (DMI HFC) that, I/we have provided any incorrect information, fabricated documents, or fake documents, they will be
treated by DMI HFC as having been manipulated by me/us and DMI HFC shall have a right to forthwith reject this loan application. I/We
understand that the information given in this application shall form the basis of any loan that DMI HFC may decides to grant to me/us. I/We
confirm that I/we have/had no insolvency proceedings initiated against me/us nor have I/we been adjudicated insolvent. I/We also confirm
that no criminal/civil proceedings are initiated against me/us nor have I/we been convicted in any criminal proceedings. I/We further confirm
that I/we have read the brochure and understand the contents of the same and am/are aware of all terms and conditions of availing finance
from DMI HFC. I/We authorize DMI HFC to make reference and inquires relating to information in this application which DMI HFC
considers necessary. I/We authorize DMI HFC to exchange, part with/share all information relating to my/our loan details and repayment
history with other banks/financial institutions etc. as may be required and shall not hold DMI HFC liable for use of this information. I/We
undertake to inform DMI HFC regarding any changes in my/our residence/occupation/employment and to provide any further information
that DMI HFC may require. I/We agree that my/our loan shall be governed by the rules of DMI HFC which may be in force from time to
time and which may be changed at the sole discretion of DMI HFC. I/We understand that DMI HFC has the right to reject my/our
application at any stage of processing the application, without assigning any reason whatsoever. I/We agree to have given my/our express
consent to DMI HFC to disclose all information and data furnished by me/us to Credit Information Bureau (India) Limited (CIBIL) or any
other credit bureau permitted to operate in India. I/We further agree to execute such additional documents as may be necessary for the
purpose. I/We waive the confidentiality obligations with respect to the information provided by me/us to DMI HFC I/We undertake that the
proceeds of this facility shall not be used for investment in the capital markets. I/We, would like to know through telephonic calls, or SMS on
my mobile number mentioned in the Application Form as well as in this undertaking, or through any other communication mode,
transactional information, various loan offer schemes or loan promotional schemes or any other promotional schemes which may be provided
by DMI HFC and hereby authorize DMI HFC and their employee, agent, associate to do so. I confirm that laws in relation to the unsolicited
communication referred in "National Do Not Call Registry" (the "NDNC Registry") as laid down by TELECOM REGULATORY
AUTHORITY OF INDIA will not be applicable for such communication/calls/SMSs received from DMI HFC its employees, agents and/or
associates. I/we do hereby expressly and irrevocably authorize DMI HFC to collect, store, share, obtain, disclose and authenticate any aspect
of my personal information / KYC either directly or through any of the authorized agencies. In this regard, I/we expressly and irrevocably
authorize DMI HFC to collect, use, verify and authenticate my/our personal identity information / KYC as may be required under applicable
laws/regulatory guidelines without any notice to me/us.

I/we also confirm that I /we have read/understood the following and I /we agree that: 1. DMI HFC may, at its sole discretion, sanction or
decline the application. No commitment has been given to me/us with regard to sanction of the loan.
2. DMI HFC will decide and assign the loan limit and no commitment has been given to me/us for the same.
3. DSA/DST has not collected any commission/brokerage or any other fee by way of cash or cheque other than the Processing Fees deposited
to the DMI HFC.
4. The Processing Fees will not be refunded in case of rejection/withdrawal of the loan application.
5. I/we hereby voluntarily provide my/our consent to DMI Housing Finance Private Limited for verification of my/our Aadhaar to establish
its genuineness through Quick Response (QR) code embedded in the Aadhaar Card and/or through OTP based authentication or through any
such other acceptable method(s) as allowed by the UIDAI or any other Act or law in force from time to time.
6. The rate of interest varies based on borrower profile/type of loan/tenure/property type/DMI HFC PLR , please refer company
website for details.
I/We have understood all the details of the application form.
Date :

MAHANTESH
SHIVAPPA HADAPAD
 FOR OFFICE USE ONLY
"Confirmation of meeting with Applicant/s in Person"
I confirm that I have met Mr/ [Link] SHIVAPPA HADAPAD,in person. I confirm that ths application form has been signed by
the applicant & co-applicant is in my presence.I have also verified the [Link] by calling the number mentioned in this form.

Name of the Official

Employee No. Date Signature of the Employee

 COST & CHARGES
Office Copy
Fee Type Amount When Payable
operational & Administrative Home Loan : Rs. 3000 + (1.5% + GST) of the A. Rs. 3000 (inclusive of GST) to be paid
Cost-Non Refundable sanctioned loan along with loanApplication
amount. Non Home B. Balance to be paid before disbursement of
Loan : Rs. 3000 + (2% + GST) of the loan
sanctioned loan amount.
Legal Verification Rs. 1500 inclusive of Taxes (Non refundable) At the time of disbursement
Technical Verification Rs. 1500 inclusive of Taxes (Non refundable) At the time of disbursement
Subsequent Technical Verification Rs. 500 inclusive of Taxes (Non refundable) At the time of disbursement
CERSAI Fee Rs. 118 inclusive of Taxes At the time of disbursement
Cheque / ECS / ACH bounce per Rs. 590 inclusive of Taxes As and when Applicable
Transaction
Overdue charges on default installment (EMI/ 24% As per Annum on over due As and when Applicable
Pre EMI)
Recovary (Legal/ repossession & As per actual As and when Applicable
lncidental charges)
Chequas / ACH swapping Rs. 590 inclusive of Taxes After disbursement if applicable
(Per Set)
Duplicate no dues certificite Rs. 236 inclusive of Taxes As and when Applicable
Copy of Property Paper Rs. 1770 inclusive of Taxes As and when Applicable
Prepayment / Part Payment A. NIL-In case of property is in the name of
Individual and purpose is
housing B. In case property is
name of non-individual entity, it will be
considered as business purpose loan and a
charge of 5%+GST of principal due/prepaid
will be applicable

At time of Pre-closure / Part Payment

document Retrieval Charges Rs. 590 inclusive of Taxes At the time of loan closure
Statement of Account Rs. 885 inclusive of Taxes As and when Applicable
Foreclosure Letter Rs. 1770 inclusive of Taxes As and when Applicable
List of Documents Rs. 1180 inclusive of Taxes As and when Applicable
Custodian Fee Rs. 590 per month inclusive of Taxes If property papers are not collected within 60
days after loan closure
ROI Conversion fee 1% + GST on principle due As and when Applicable
Document handling charges Rs. 2360 inclusive of taxes As and when applicable.

l. All charges/fee to be paid through DMI Branches/Representative by A/C payee cross cheque in favour of DMI Housing Finance PVT
LTD
2. Cash payment to be made only at DMI Branches against valid receipt issued by DMI officials.
3. DMI does not charge any amount over and above the charges mentioned above and will not be liable or responsible for making payment
of any amount made to unauthorized person without proper receipts.
4. Government taxes will be charged extra in case the charge is non- inclusive of taxes.
DOCUMENT REQUIRED
(Office copy)
(All documents to be self-attested)

1) PHOTOGRAPH OF APPLICANT & CO-APPLICANT

2) PHOTO PAN CARD (if not available, Form 60 to be submitted)

3) DATE OF BIRTH PROOF (any one of the below)

• Photo Pan Card • Aadhar UID • Driving License • Voter ID card (having complete Date of Birth) • 10th Pass Certificate
4) ADDRESS PROOF (any one of the below)
• Aadhar UID card • Driving License • Voter ID card • Passport
• Other Documents:
• Latest Telephone Bill (Land Line / Post Paid mobile) • Gas Connection Bill (showing full Address) • Copy of Leave and License / Rent
Agreement registered or notarized (in case of rented premises) • Copy of title deed (in case the premises are owned) • Property tax receipt •
Water Bill • Bank Passbook with the first page having a full address that matches the applicant's address on the application form • Ration
Card • Latest Electricity Bill
5) ID PROOF (any one of the below)
• Aadhar UID card • Pan Card • Driving License • Bank Passbook with stamp on photo • Voter ID Card • Employee ID Card issued by PSU,
defense Establishment • Photo on Ration Card • Valid Photo credit or debit card (with signature printed) • Passport
6) INCOME PROOF (any one of the below)
• Last 3-month salary slips for salaried individuals. • Last Form 16 for salaried individuals. • Last 3-year ITR for SENP computation of
Profit & Loss (P&L) and Balance Sheet (B/S) for SENP
7) BANK STATEMENT
• 6-month bank statement for salaried cases. • 12-month bank statements for self-employed cases (Both Current and Savings accounts).
8) SIGNATURE VERIFICATION (any one of the below)
• Photo Pan Card • Driving License • Bank Verification • Passport • Valid credit or debit card (with signature printed) • Copy of registered
title deed
9) PROCESSING FEE CHEQUE/DD
10) OBLIGATION IF ANY AND RUNNING EMI STATEMENT

ADDITIONAL DOCUMENTS FOR SELF EMPLOYED

11) PROOF OF OPERATING ADDRESS (any one of the below)
• Sale Tax Certificate • Service Tax Certificate • Vat Registartion Certificate • Shop And Estblishment License • Telephone Bill • Electicity
Bill • Latest Bank Account Statement in the name of entity with full address which matches with application form • IT Assessment Order •
Leave and License agreement (notarized/registered) in the name of entity if the entity is operating business from a rented premises
12) 3 YEARS BUSINESS CONTINUITY PROOF (any one of the below)
• Shop Estblishment Certificate • ITR's • Reciept of GST / Any other mandatory License • Other document

Property Document if Property has been finalized:

COPY OF CHAIN TITLE DEEDS

COPY OF MAP/PERMISSION
COPY OF REVENUE RECORD
ESTIMATE OF CONSTRUCTION FOR CONSTRUCTION CASE

13) All loan applications shall be disposed of within a period of 60 days from the date of application or as may be
mentioned in the fair practice code of the company.