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K.P. SARADHI OFF.: Flat No. 102, 1st floor,

ADVOCATE Temple View Residency,
Opp. Bata Show Room, Beside.
Lane of Auto Go Gas Station,
Lakdikapul, Hyderabad-004
Cell No. 9246374879.
Office No. 8639973528
saradhikatamaneni@[Link]

LEGAL SCRUTINY REPORT

To, Date: 09-05-2025

The Credit Manager Proposal No.: 801433888
HDFC Bank Limited,
Location: Hyderabad.

Re: Title Search Report of Sri. Vagulagadda Srinivas Reddy S/o. V. Rukma Reddy,
pertaining to all that House Bearing No. 8-93, constructed on Plot Nos. 35 & 36, in Survey
No. 321/K, admeasuring 300 Sq. Yards, Built-up area of R.C.C (G+2 and Penthouse 4050
Sq. Feets), House Bearing No. 9-40/1, constructed on Plot No. 72/B/P, admeasuring 100
Square Yards or 84 Square Meters, & House Bearing No. 9-40, constructed on Plot No.
73/B, admeasuring 121 Square Yards or 1089 Square Meters, in Survey Nos. 323/AA4 &
324/O, Situated at Kasal Village and Grampanchayath, Hathnoora Mandal, Sangareddy
District, (Hereinafter referred to as the property in question)
Sir/Madam,
Please refer to your instructions on the captioned matter in this connection, we submit out
report as under:

Name of the applicant/borrower: Sri. Vagulagadda Srinivas Reddy S/o.

V. Rukma Reddy
Name of the Co-applicant/s, if any: ---
Name of the owner: Sri. Vagulagadda Srinivas Reddy S/o.
V. Rukma Reddy
Status of owner :( Please Specify whether owned Individual
by individual, Partnership Firm, company etc.)
Part-1: Details of the property & boundaries:
SCHEDULE –A
All that the House Bearing No. 8-93, constructed on Plot Nos. 35 & 36, in Survey
No. 321/K, admeasuring 300 Sq. Yards, Built - up area of R.C.C (G+2 and Pent house 4050
Sq. Feets, Situated at Kasal Village and Grampanchayath, Hathnoora Mandal, Sangareddy
District, and bounded by: -
Boundaries:-
North : 20’-0” Wide C. C. Road
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South : Plot No : 48 & Chekkari Anja Goud House on Plot No. 47

East : House of Lyakaji Srinivas
West : House of Dabilapuram Shivaramulu Goud on Plot No : 37

SCHEDULE –B
All that House Bearing No. 9-40/1, constructed on Plot No.72/B/P, admeasuring 100
Square Yards or 84 Square Meters, in Survey Nos.323/AA4 & 324/O, of “Shiva Sai Bharat
Goud Colony” Situated at Kasal Village and Grampanchayath, Hathnoora Mandal,
Sangareddy District, and bounded by: -
Boundaries:-
North : Plot No. B55
South : 25'-0' Wide Road
East : Plot No. B72 Part (Plot purchased by Vanam Swathi )
West : Plot of Vendee, Plot No. B73

SCHEDULE –C
All that House Bearing No. 9-40, constructed on Plot No.73/B, admeasuring 121
Square Yards or 1089 Square Meters, in Survey Nos.323/AA4 & 324/O, Situated at Kasal
Village and Grampanchayath, Hathnoora Mandal, Sangareddy District, and bounded by: -
Boundaries:-
North : 30'-0' Wide Road
South : 25'-0' Wide Road
East : Plot No. B-72
West : Plot No. B-74
Part-2: Nature of Property:
Freehold or acquired from parties other than government Freehold
Freehold or acquired from government Freehold
Leasehold acquired from parties other than government or it Not Applicable
agencies/authorities
Lease hold acquired from governmental agencies (such as GIDC, Not Applicable
MIDC, etc)
Government Land Not Applicable
Owned by Hindu Undivided Family Not Applicable
Owned by/acquired from joint stock limited liability company Not Applicable
with/without appropriate powers granted by its Memorandum of
Association and/or Articles of Association concerning ownership,
mortgage and transfer of properties, including the subject property
Acquired or in the process of acquisition under the land Acquisition Act Not Applicable

Part-3: Details of documents examined /perused :( whether original/copy)

Sl. Date of Document Description Origina
No Document No. l/Photo
. Copy
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1. 18-06-1982 815/1982 Registered sale deed executed by 1). Kanjarla Photo

Anjaiah S/o. Kannaiah & 2). Kanjarla Ramulu Copy
S/o. Kannaiah in favour of Smt. Malkapuram
Rukmini W/o. Vasudev Goud
2. 14-07-1983 1809/1983 Registered sale deed executed by 1) Damera Photo
Kumara Muralimahipal S/o. Venkata Mahipal, 2) Copy
Jallipalli Satyanarayana S/o. Appa Rao 3) Jupally
Venkataranmanarao & 4) Kotagiri Seetharama
Swamy S/o. Subba Rao in favour of Smt. Rukmini
W/o. Vasudev
3. 09-11-1983 2333/1983 Registered Supplemental deed executed by 1). Photo
Kanjarla Anjaiah S/o. Kannaiah & 2). Kanjarla Copy
Ramulu S/o. Kannaiah, in favour of Smt. Rukmini
W/o. Vasudev,
4. 03-09-2014 ------------- Land Conversion Proc. No. C/1595/2014 issued Photo
by Revenue Divisional Officer Medak Copy
5. 06-11-2015 5792/2015 Registered sale deed executed by Smt. Photo
Malkapuram Rukmini alias Rukmini Bai W/o. Copy
Vasudev Gouda in favour of Sri. Vagulagadda
Srinivas Reddy S/o. Sri. V. Rukma Reddy
6. 02-05-2016 2551/2016 Registered sale deed executed by Smt. Photo
Malkapuram Rukmini alias Rukmini Bai W/o. Copy
Vasudev Gouda, in favour of Sri. Gottam Srinivas
S/o Lakshmayya,
7. 15-07-2016 4478/2016 Registered sale deed executed by Sri. Gottam Photo
Srinivas S/o Lakshmayya in favour of Sri. Copy
Vagulagadda Srinivas Reddy S/o. Sri. V. Rukma
Reddy
8. 23-12-2005 6194/2005 Registered sale deed executed by Sri. Koniyala Photo
Bhoomamma W/o. Lingaiah in favour of Sri. Copy
Pothagoni Srinivas Goud S/o. P. Balaram Goud
9. 25-09-2023 868/2023 Registered sale deed executed by Sri. Pothagoni Photo
Srinivas Goud S/o. P. Balaram Goud in favour of Copy
Sri. Vagulagadda Srinivas Reddy S/o. Sri. V.
Rukma Reddy
10. 28-10-2023 973/2023 Registered extension of mortgage deed executed Photo
by Sri. Vagulagadda Srinivas Reddy S/o. V. Copy
Rukma Reddy in favour of Axis Bank Limited
11. 02-07-2024 ------------- Property tax receipt No. 2996 issued by Panchayat Photo
Secretary, Kasal Gram Panchayat Copy
12. 02-07-2024 ------------- Property tax receipt No. 2995 issued by Panchayat Photo
Secretary, Kasal Gram Panchayat Copy
13. 02-07-2024 ------------- Property tax receipt No. 2994 issued by Panchayat Photo
Secretary, Kasal Gram Panchayat Copy
14. 01-03-2012 ------------- Building permit Order issued by Executive Photo
Officer, Kasal Gram Panchayat Copy
15. 08-11-2015 ------------- Building permit Order issued by Executive Photo
Officer, Kasal Gram Panchayat Copy
16. 13-05-2025 ------------- MeeSeva E.C. No.: 194849216 for the period Photo
from 14-05-1995 to 11-05-2025 issued by the Sub Copy
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Registrar- Jogipet
17. 09-05-2025 ------------- Online E.C. No.: 194757200 for the period from Photo
01-01-1983 to 08-05-2025 issued by the Sub Copy
Registrar- Jogipet

Part-4: The following original documents are required to be deposited for creation of
equitable mortgage:-

Sl. Date of Document Description Origina

No Document No. l/Photo
. Copy
1. 18-06-1982 815/1982 Registered sale deed executed by 1). Kanjarla Photo
Anjaiah S/o. Kannaiah & 2). Kanjarla Ramulu Copy
S/o. Kannaiah in favour of Smt. Malkapuram
Rukmini W/o. Vasudev Goud
2. 14-07-1983 1809/1983 Registered sale deed executed by 1) Damera Photo
Kumara Muralimahipal S/o. Venkata Mahipal, 2) Copy
Jallipalli Satyanarayana S/o. Appa Rao 3) Jupally
Venkataranmanarao & 4) Kotagiri Seetharama
Swamy S/o. Subba Rao in favour of Smt. Rukmini
W/o. Vasudev
3. 09-11-1983 2333/1983 Registered Supplemental deed executed by 1). Photo
Kanjarla Anjaiah S/o. Kannaiah & 2). Kanjarla Copy
Ramulu S/o. Kannaiah, in favour of Smt. Rukmini
W/o. Vasudev,
4. 03-09-2014 ------------- Land Conversion Proc. No. C/1595/2014 issued Photo
by Revenue Divisional Officer Medak Copy
5. 06-11-2015 5792/2015 Registered sale deed executed by Smt. Original
Malkapuram Rukmini alias Rukmini Bai W/o.
Vasudev Gouda in favour of Sri. Vagulagadda
Srinivas Reddy S/o. Sri. V. Rukma Reddy
6. 02-05-2016 2551/2016 Registered sale deed executed by Smt. Original
Malkapuram Rukmini alias Rukmini Bai W/o.
Vasudev Gouda, in favour of Sri. Gottam Srinivas
S/o Lakshmayya,
7. 15-07-2016 4478/2016 Registered sale deed executed by Sri. Gottam Original
Srinivas S/o Lakshmayya in favour of Sri.
Vagulagadda Srinivas Reddy S/o. Sri. V. Rukma
Reddy
8. 23-12-2005 6194/2005 Registered sale deed executed by Sri. Koniyala Original
Bhoomamma W/o. Lingaiah in favour of Sri.
Pothagoni Srinivas Goud S/o. P. Balaram Goud
9. 25-09-2023 868/2023 Registered sale deed executed by Sri. Pothagoni Original
Srinivas Goud S/o. P. Balaram Goud in favour of
Sri. Vagulagadda Srinivas Reddy S/o. Sri. V.
Rukma Reddy
10. 28-10-2023 973/2023 Registered extension of mortgage deed executed Certified
by Sri. Vagulagadda Srinivas Reddy S/o. V. copy
Rukma Reddy in favour of Axis Bank Limited
11. 02-07-2024 ------------- Property tax receipt No. 2996 issued by Panchayat Original
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Secretary, Kasal Gram Panchayat

12. 02-07-2024 ------------- Property tax receipt No. 2995 issued by Panchayat Original
Secretary, Kasal Gram Panchayat
13. 02-07-2024 ------------- Property tax receipt No. 2994 issued by Panchayat Original
Secretary, Kasal Gram Panchayat
14. 01-03-2012 ------------- Building permit Order issued by Executive Original
Officer, Kasal Gram Panchayat
15. 08-11-2015 ------------- Building permit Order issued by Executive Original
Officer, Kasal Gram Panchayat
16. 13-05-2025 ------------- MeeSeva E.C. No.: 194849216 for the period Original
from 14-05-1995 to 11-05-2025 issued by the Sub
Registrar- Jogipet
17. 09-05-2025 ------------- Online E.C. No.: 194757200 for the period from Photo
01-01-1983 to 08-05-2025 issued by the Sub Copy
Registrar- Jogipet
Part-5: Details of any Acquisition proceedings etc. pending as per the revenue
records:
Acquired or in the process of acquisition under the Land Not Applicable
Acquisition Act-Details
Part-6:Purpose of Loan Agricultural Loan
Part-7:Special comments like Legislative Interventions Not Applicable
Viz. Land Reforms Act, Urban Ceiling Act, Hindu
Minority Act etc.(optional)
Part-8:Steps/documents required post disbursal of loan:
Must (Critical Documents): As described under Part 4
Desirable (Non Critical Documents) Not Applicable
Part -9: Steps/documents required prior to disbursal of loan:
Must (Critical Documents): As described under Part 3
Desirable (Non Critical Documents): Not Applicable
Part-10: Flow of Title:
Originally Smt. Malkapuram Rukmini W/o. Vasudev Goud, was the absolute owner and
peaceful possessor of all that agricultural dry land in Survey No.324, admeasuring Ac. 3-00 gts.,,
Situated at Kasal Village, Hathnoora Mandal, Medak District purchased from 1). Kanjarla Anjaiah
S/o. Kannaiah & 2). Kanjarla Ramulu S/o. Kannaiah, through registered sale deed document No.
815/1982 registered on 18-06-1982 and registered in the office of sub-registrar Narsapoor.
Whereas, Smt. Rukmini W/o. Vasudev, was the absolute owner and peaceful possessor of
all that agricultural dry land in Survey No.322, admeasuring Ac. 0-14 gts.,, in Survey No.323,
admeasuring Ac. 1-00 Gts., in Survey No.324/E, admeasuring Ac. 2-00 Gts, totally admeasuring
Ac. 3-14 Gts., Situated at Kasal Village, Hathnoora Mandal, Medak District, purchased from 1).
Kanjarla Anjaiah S/o. Kannaiah & 2). Kanjarla Ramulu S/o. Kannaiah, through registered sale deed
document No. 1809/1983 registered on 14-07-1983 and registered in the office of sub-registrar
Narsapoor.
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Later, 1). Kanjarla Anjaiah S/o. Kannaiah & 2). Kanjarla Ramulu S/o. Kannaiah, executed
registered Supplemental deed in favour of Smt. Rukmini W/o. Vasudev, shows that survey number
was wrongly mentioned as 322 instead of 323 in principal sale deed No. 1809/1983 and same got
rectified through this registered Supplemental deed document No. 2333/1983 registered on 09-11-
1983 and registered in the office of sub-registrar Narsapoor.
Thereafter, Smt. Malkapuram Rukmini W/o. Vasudev Goud, has applied for Conversion of
agriculture land bearing in Sy. Nos. 323/B4 (1-04½), 324/B (2-36) Total Extent Ac. 04-00 ½ gts.,
situated Kasala Village of Hathnoora Mandal, Medak District for the purpose of non-agriculture
i.e., for Commercial Purpose and the permission is hereby accorded for conversion of the
Agricultural Land into Non-Agriculture purpose vide Proc. No. C/1595/2014 dated. 03-09-2014
issued by Revenue Divisional Officer Medak.
Smt. Malkapuram Rukmini alias Rukmini Bai W/o. Vasudev Gouda, executed registered
sale deed document No. 5792/2015 registered on 06-11-2015 and registered in the office of sub-
registrar Narsapoor, in favour of Sri. Vagulagadda Srinivas Reddy S/o. Sri. V. Rukma Reddy, in
respect of all that Plot No.73/B, admeasuring 121 Square Yards or 1089 Square Meters, in Survey
Nos.323/B4 & 324/B, Situated at Kasal Village and Grampanchayath, Hathnoora Mandal,
Sangareddy District, for valuable sale consideration.
Smt. Malkapuram Rukmini alias Rukmini Bai W/o. Vasudev Gouda, executed registered
sale deed document No. 2551/2016 registered on 02-05-2016 and registered in the office of sub-
registrar Narsapoor, in favour of Sri. Gottam Srinivas S/o Lakshmayya, in respect of all that Plot
Nos.71/B & 72/B, admeasuring 300 Square Yards or 252 Square Meters, in Survey Nos.323/A4 &
324/O, of “Shivasaibharatgoud Colony” Situated at Kasal Village and Grampanchayath, Hathnoora
Mandal, Sangareddy District, for valuable sale consideration.
Sri. Gottam Srinivas S/o Lakshmayya, executed registered sale deed document No.
4478/2016 registered on 15-07-2016 and registered in the office of sub-registrar Narsapoor, in
favour of Sri. Vagulagadda Srinivas Reddy S/o. Sri. V. Rukma Reddy, in respect of all that Plot
No.72/B/P, admeasuring 100 Square Yards or 84 Square Meters, in Survey Nos.323/B4 & 324/M,
of “Shiva Sai Bharat Goud Colony” Situated at Kasal Village and Grampanchayath, Hathnoora
Mandal, Sangareddy District, for valuable sale consideration.
Sri. Koniyala Bhoomamma W/o. Lingaiah executed registered Sale deed document No.
6194/2005 registered on 23-12-2005 and registered in the office of sub registrar Narsapoor, in
favour of Sri. Pothagoni Srinivas Goud S/o. P. Balaram Goud, in respect of all that the open place
Plot Nos. 35 & 36, in Survey No. 321/K, admeasuring 300 Sq. Yards, Situated at Kasal Village,
Hathnoora Mandal, Medak District, for valuable sale consideration.
Sri. Pothagoni Srinivas Goud S/o. P. Balaram Goud executed registered Sale deed document
No. 868/2023 registered on 25-09-2023 and registered in the office of sub registrar Jogipet, in
favour of Sri. Vagulagadda Srinivas Reddy S/o. V. Rukma Reddy, in respect of all that the
House Bearing No. 8-93, (PTIN No. 320626301065) on Plot Nos. 35 & 36, in Survey No. 321/K,
admeasuring 300 Sq. Yards, Built - up area of R.C.C (G+2 and Pent house 4050 Sq. Feets, Situated
at Kasal Village and Grampanchayath, Hathnoora Mandal, Sangareddy District, for valuable sale
consideration.
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Sri. Vagulagadda Srinivas Reddy S/o. V. Rukma Reddy, executed registered mortgage deed
document No: 1025/2022 registered on 11-10-2022 registered before Sub Registrar, Jogipet in
respect of that House Bearing No. 8-93, constructed on Plot Nos. 35 & 36, in Survey No. 321/K,
admeasuring 300 Sq. Yards, Built-up area of R.C.C (G+2 and Penthouse 4050 Sq. Feets), House
Bearing No. 9-40/1, constructed on Plot No. 72/B/P, admeasuring 100 Square Yards or 84 Square
Meters, & House Bearing No. 9-40, constructed on Plot No. 73/B, admeasuring 121 Square Yards
or 1089 Square Meters, in Survey Nos. 323/AA4 & 324/O, Situated at Kasal Village and
Grampanchayath, Hathnoora Mandal, Sangareddy District, in favour of Axis Bank Limited and
availed loan facility of Rs. 10,000,000/- by depositing original title deeds.
Sri. Vagulagadda Srinivas Reddy S/o. V. Rukma Reddy, executed registered extension of
mortgage deed document No: 973/2023 registered on 28-10-2023 registered before Sub Registrar,
Jogipet in respect of that House Bearing No. 8-93, constructed on Plot Nos. 35 & 36, in Survey No.
321/K, admeasuring 300 Sq. Yards, Built-up area of R.C.C (G+2 and Penthouse 4050 Sq. Feets),
House Bearing No. 9-40/1, constructed on Plot No. 72/B/P, admeasuring 100 Square Yards or 84
Square Meters, & House Bearing No. 9-40, constructed on Plot No. 73/B, admeasuring 121 Square
Yards or 1089 Square Meters, in Survey Nos. 323/AA4 & 324/O, Situated at Kasal Village and
Grampanchayath, Hathnoora Mandal, Sangareddy District, in favour of Axis Bank Limited and
availed loan facility of Rs. 10,000,000/- by depositing original title deeds.
Property tax receipt No. 2996 dated. 02-07-2024 issued by Panchayat Secretary, Kasal Gram
Panchayat, shows that Pothagoni Srinivas Goud paid an amount of Rs. 5026/- towards property tax
in respect of House No.8-93.
Property tax receipt No. 2995 dated. 02-07-2024 issued by Panchayat Secretary, Kasal Gram
Panchayat, shows that Srinivas Reddy paid an amount of Rs. 1302/- towards property tax in respect
of House No.9-40/1.
Property tax receipt No. 2994 dated. 02-07-2024 issued by Panchayat Secretary, Kasal Gram
Panchayat, shows that Srinivas Reddy paid an amount of Rs. 1448/- towards property tax in respect
of House No.9-40.
Building permit Order dated. 01-03-2012 issued by Executive Officer, Kasal Gram
Panchayat shows that permission is granted for construction of Ground + 2 Upper Floor & Pent
House in respect of Plot Nos. 35 & 36, in Survey No. 321/K Situated at Kasal Village and
Grampanchayath, Hathnoora Mandal, Sangareddy District.
Building permit Order dated. 08-11-2015 issued by Executive Officer, Kasal Gram
Panchayat shows that permission is granted for construction of Ground + 2 Upper Floor in respect
of in Survey Nos.323/B4 & 324/B, Situated at Kasal Village and Grampanchayath, Hathnoora
Mandal, Sangareddy District.
MeeSeva E.C. No.: 194849216 dated: 13-05-2025 issued by the Sub Registrar- Jogipet in
respect of the above schedule property for the period from 14-05-1995 to 11-05-2025 reflects the
transaction covered under document No.: 868/2023, 4478/2016 & 5792/2015 standing in the name
of Vagulagadda Srinivas Reddy.
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Online E.C. No.: 194757200 dated: 09-05-2025 issued by the Sub Registrar- Jogipet in
respect of the above schedule property for the period from 01-01-1983 to 08-05-2025 reflects the
transaction covered under document No.: 868/2023, 4478/2016 & 5792/2015 standing in the name
of Vagulagadda Srinivas Reddy.

Part-11: EVIDENCE OF TITLE OF PROPERTY:-

Online E.C. No.: 194757200 dated: 09-05-2025 issued by the Sub Registrar- Jogipet for the
period between 01-01-1983 to 08-05-2025 in respect of the above said property, which disclose that
property is mortgaged with AXIS BANK during the said period except the above said
transactions. Further the said property is not tainted by any encumbrances, attachments, and claims
either from the state or central Government or other local bodies or third party claims, liens etc.
during the period from 01-01-1983 to 08-05-2025.

After perusing the above said documents, I am of opinion that the above said property of
Sri. Vagulagadda Srinivas Reddy S/o. V. Rukma Reddy, has got clear and marketable title and it
is free from all encumbrances and liabilities from 01-01-1983 to 08-05-2025, Subject to mortgage
to be released from AXIS BANK LIMITED

Part-12:CHECK LIST
Whether the history and Flow of Title has been traced adequately for a period of 13 years or more? Yes
Whether the chain of title to Property From Person / has been maintained throughout and up-to date. Yes
Whether the encumbrance Certificate or Search Report Covering the Period of 13 years Prior to Scrutiny of Yes
Title has been verified?
In case the Property to be Mortgaged is a Flat / apartment whether its title has been Certified as Clear and NA
marketable with reference to special enactment if any, applicable to the respective flat / apartment?
In case the Property to be Mortgaged is a Flat / apartment and no Special enactment is applicable to it. NA
Whether the Title to the Flat / apartment has been Certified together with Undivided share in the land on
which the building comprising the flats has been Constructed and right for Common areas and amenities?
Whether Equitable Mortgage can be Created on the basis of the documents as listed in 4& 8 above? Yes
Whether the Title of the applicant to the property / apartment is clear. Marketable. Free from encumbrance Yes
and free from claim of minors or HUF?
If the title holder is a company, whether search report of Register of changes maintained by the registrar of NA
Companies (ROC) has been made to ensure that the Property is free from charge?
Whether search @ SRO office and MRO has been made to ensure that the property offered as mortgage is Yes
Properly mutated in the Mortgagor name and is free from charge.
PART-13 :Conclusion / Observations
On scrutiny of Ownership / revenue documents at SRO office NO anomaly found. All documents / indexes Yes
required for conducting the search were available for scrutiny.
On scrutiny of ownership / revenue documents at SRO/MRO office NO anomaly found. Title chain could be Yes
established in revenue office all documents were available at SRO/ MRO for scrutiny.
Genuineness (Ownership & extend of land holding) of land revenuer records is checked at SRO/MRO Yes
office.
If NO attachment order of other Bank noticed in the past in revenue records/SRO. NA
The Property has NO deficient/missing title document Yes
The title flow is NOT through GPA / WILL. NA
The Property is NOT transferred through Gift/ Settlement deed. NA
The property is NOT subject to any wakf rights or any trust & can be mortgaged. Yes
The Property is NOT owned by HUF / joint Hindu property? Yes

PART-14: Final Certification:

1. SRO Search : I/We obtained Encumbrance certificate from SRO Jogipet vide statement No.
194849216 dated: 13-05-2025 for the period from 14-05-1995 to 11-05-2025 reflects the
 Page |9

transaction covered under document No.: 868/2023, 4478/2016 & 5792/2015 standing in the
name of Vagulagadda Srinivas Reddy.
2. Adverse encumbrance charges have been found on the said property with AXIS Bank
Limited as a result of the search conducted
3. The Property is Clear and marketable for the purpose of creating mortgage.

K.P. SARADHI
ADVOCATE