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K.P. SARADHI OFF.: Flat No. 102, 1st floor,
ADVOCATE Temple View Residency,
Opp. Bata Show Room, Beside.
Lane of Auto Go Gas Station,
Lakdikapul, Hyderabad-004
Cell No. 9246374879.
Office No. 8639973528
[email protected] LEGAL SCRUTINY REPORT
To, Date: 13-05-2025
The Credit Manager Proposal No.: 801433888
HDFC Bank Limited,
Location: Hyderabad.
Re: Title Search Report of Sri. Vagulagadda Srinivas Reddy S/o. Rukma Reddy
pertaining to all that the piece and parcel of agricultural land admeasuring Ac.2.0000 gts., in
survey no. 329, Situated at Kasal Village, Hathnoor Mandal, Sangareddy District,
(Hereinafter referred to as the property in question)
Sir/Madam,
Please refer to your instructions on the captioned matter in this connection, we
submit out report as under:
Name of the applicant/borrower: Sri. Vagulagadda Srinivas Reddy S/o.
Rukma Reddy
Name of the Co-applicant/s, if any: ----
Name of the owner: Sri. Vagulagadda Srinivas Reddy S/o.
Rukma Reddy
Status of owner :( Please Specify whether Individual
owned by individual, Partnership Firm,
company etc.)
Part-1: Details of the property & boundaries:
All that the piece and parcel of agricultural land admeasuring Ac.2.0000 gts., in
survey no. 329, Situated at Kasal Village, Hathnoor Mandal, Sangareddy District, and
bounded by:
North : Others: Agrl Land of MD Anwar
South : Others: Neighbours Agrl Land
East : Others: Agri Land of Rajireddy
West : Road.
Part-2: Nature of Property:
Freehold or acquired from parties other than government Freehold
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Freehold or acquired from government Freehold
Leasehold acquired from parties other than government or it Not Applicable
agencies/authorities
Lease hold acquired from governmental agencies (such as GIDC, Not Applicable
MIDC, etc)
Government Land Not Applicable
Owned by Hindu Undivided Family Not Applicable
Owned by/acquired from joint stock limited liability company Not Applicable
with/without appropriate powers granted by its Memorandum of
Association and/or Articles of Association concerning ownership,
mortgage and transfer of properties, including the subject property
Acquired or in the process of acquisition under the land Acquisition Act Not Applicable
Part-3: Details of documents examined /perused :( whether original/copy)
Sl. Date of Documen Description Origina
No Document t No. l/Photo
. Copy
1. ------- ------- Pahanies for the year from 1990-91, 1991-92, Photo
1995-96, 1996-97, 2000-01, 2004-05, 2007-08, Copy
2009-10, 2011-12
2. ------- ------- Pattadar passbook No: T09040121074 with Khata Photo
No. 1668 issued by Tahsildar, Hathnoor Mandal in Copy
favour of Shankuntala Bai
3. 12-12-2014 704/2025 Registered Sale deed executed by Smt. Photo
Shankuntala Bai Alias Chintahkonda Shakuntala Copy
Bai W/o. Uppalaiah, in favour of Sri.
Vagulagadda Srinivas Reddy S/o. Rukma Reddy
4. ------- ------- Pattadar passbook No: T09040121493 with Khata Photo
No. 60205 in favour of Vagulagadda Srinivas Copy
Reddy
5. 10-05-2025 ------- FORM 1B (ROR) issued by Dharani Online Photo
Copy
6. 05-05-2025 Dharani Statement of Encumbrance issued by Photo
Dharani online portal Copy
7. 13-05-2025 ------- MeeSeva E.C. No.: 194849170 for the period Photo
from 14-05-1995 to 11-05-2025 issued by the Sub Copy
Registrar- Jogipet
8. 10-05-2025 ------- Online E.C. No.: 194780828 for the period from Photo
01-01-1983 to 09-05-2025 obtained through IGRS Copy
Online portal
Part-4: The following original documents are required to be deposited for creation of
equitable mortgage:-
Sl. Date of Documen Description Origina
No Document t No. l/Photo
. Copy
1. ------- ------- Pahanies for the year from 1990-91, 1991-92, Photo
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1995-96, 1996-97, 2000-01, 2004-05, 2007-08, Copy
2009-10, 2011-12
2. ------- ------- Pattadar passbook No: T09040121074 with Khata Photo
No. 1668 issued by Tahsildar, Hathnoor Mandal in Copy
favour of Shankuntala Bai
3. 12-12-2014 704/2025 Registered Sale deed executed by Smt. Original
Shankuntala Bai Alias Chintahkonda Shakuntala
Bai W/o. Uppalaiah, in favour of Sri.
Vagulagadda Srinivas Reddy S/o. Rukma Reddy
4. ------- ------- Pattadar passbook No: T09040121493 with Khata Original
No. 60205 in favour of Vagulagadda Srinivas
Reddy
5. 10-05-2025 ------- FORM 1B (ROR) issued by Dharani Online Photo
Copy
6. 05-05-2025 Dharani Statement of Encumbrance issued by Photo
Dharani online portal Copy
7. 13-05-2025 ------- MeeSeva E.C. No.: 194849170 for the period Original
from 14-05-1995 to 11-05-2025 issued by the Sub
Registrar- Jogipet
8. 10-05-2025 ------- Online E.C. No.: 194780828 for the period from Photo
01-01-1983 to 09-05-2025 obtained through IGRS Copy
Online portal
Part-5: Details of any Acquisition proceedings etc. pending as per the revenue
records:
Acquired or in the process of acquisition under the Land Not Applicable
Acquisition Act-Details
Part-6:Purpose of Loan Agricultural Loan
Part-7:Special comments like Legislative Interventions Not Applicable
Viz. Land Reforms Act, Urban Ceiling Act, Hindu
Minority Act etc.(optional)
Part-8:Steps/documents required post disbursal of loan:
Must (Critical Documents): As described under Part 4
Desirable (Non Critical Documents) Not Applicable
Part -9: Steps/documents required prior to disbursal of loan:
Must (Critical Documents): As described under Part 3
Desirable (Non Critical Documents): Not Applicable
Part-10: Flow of Title:
From the perusal of the documents sent for our opinion it appears that Originally,
Shankuntala Bai was the absolute owner and peaceful possessor of land admeasuring Ac. 2-00 Gts.,
in survey No. 329, Situated at Kasal Village, Hathnoor Mandal, Sangareddy District by the virtue of
Pattadar passbook No: T09040121074 with Khata No. 1668 issued by Tahsildar, Hathnoor Mandal,
and her name are also shown as pattedar and possessor column, as per the pahanies for the year
from 1990-91, 1991-92, 1995-96, 1996-97, 2000-01, 2004-05, 2007-08, 2009-10, 2011-12.
Later, Smt. Shankuntala Bai Alias Chintahkonda Shakuntala Bai W/o. Uppalaiah, executed
a registered dharani sale deed document no.704/2025 registered on 10-04-2025 and registered in the
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office if Tahsildar & Jt. sub registrar-Hathnoor, in favour of Sri. Vagulagadda Srinivas Reddy
S/o. Rukma Reddy, in respect of all that the piece and parcel of agricultural land admeasuring
Ac.2.0000 gts., in survey no. 329, Situated at Kasal Village, Hathnoor Mandal, Sangareddy District,
for valuable sale consideration.
Thereafter, Vagulagadda Srinivas Reddy mutated his name in respect of land in survey no.
329 an extent of Ac.2.0000 gts., Situated at Kasal Village, Hathnoor Mandal, Sangareddy District
and Tahsildar Hathnoor Mandal, also issued Pattadar passbook No: T09040121493 with Khata No.
60205 in his favour.
FORM 1B (ROR) dated. 10-05-2025 issued by Dharani Online portal shows that land in
survey no. 329 an extent of Ac.2.0000 gts., Situated at Kasal Village, Hathnoor Mandal,
Sangareddy District, belongs to Vagulagadda Srinivas Reddy.
Dharani Statement of Encumbrance dated. 05-05-2025 issued by Dharani online portal in
respect of land in survey No. 329 of Kasal Village reflects the transaction covered under document
No.: 704/2025 standing in the name of Vagulagadda Srinivas Reddy.
MeeSeva E.C. No.: 194849170 dated: 13-05-2025 issued by sub registrar-Jogipet, in respect
of the above schedule property for the period from 14-05-1995 to 11-05-2025 reflects Nil
transaction.
Online E.C. No.: 194780828 dated: 10-05-2025 obtained through IGRS Online portal, in
respect of the above schedule property for the period from 01-01-1983 to 09-05-2025 reflects Nil
transaction.
Part-11: EVIDENCE OF TITLE OF PROPERTY:-
Online E.C. No.: 194780828 dated: 10-05-2025 obtained through IGRS Online portal for
the period between 01-01-1983 to 09-05-2025 in respect of the above said property, which do not
disclose any charge, mortgage or any alienation over the above said property during the said period
except the above said transactions. Further the said property is not tainted by any encumbrances,
attachments, and claims either from the state or central Government or other local bodies or third-
party claims, liens etc. during the period from 01-01-1983 to 09-05-2025.
After perusing the above said documents, I am of opinion that the above said property of
Sri. Vagulagadda Srinivas Reddy S/o. Rukma Reddy has got clear and marketable title and it is
free from all encumbrances and liabilities from 01-01-1983 to 09-05-2025.
Part-12:CHECK LIST
Whether the history and Flow of Title has been traced adequately for a period of 13 years or more? Yes
Whether the chain of title to Property From Person / has been maintained throughout and up-to date. Yes
Whether the encumbrance Certificate or Search Report Covering the Period of 13 years Prior to Scrutiny of Yes
Title has been verified?
In case the Property to be Mortgaged is a Flat / apartment whether its title has been Certified as Clear and NA
marketable with reference to special enactment if any, applicable to the respective flat / apartment?
In case the Property to be Mortgaged is a Flat / apartment and no Special enactment is applicable to it. NA
Whether the Title to the Flat / apartment has been Certified together with Undivided share in the land on
which the building comprising the flats has been Constructed and right for Common areas and amenities?
Whether Equitable Mortgage can be Created on the basis of the documents as listed in 4& 8 above? Yes
Whether the Title of the applicant to the property / apartment is clear. Marketable. Free from encumbrance Yes
and free from claim of minors or HUF?
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If the title holder is a company, whether search report of Register of changes maintained by the registrar of NA
Companies (ROC) has been made to ensure that the Property is free from charge?
Whether search @ SRO office and MRO has been made to ensure that the property offered as mortgage is Yes
Properly mutated in the Mortgagor name and is free from charge.
PART-13 :Conclusion / Observations
On scrutiny of Ownership / revenue documents at SRO office NO anomaly found. All documents / indexes Yes
required for conducting the search were available for scrutiny.
On scrutiny of ownership / revenue documents at SRO/MRO office NO anomaly found. Title chain could be Yes
established in revenue office all documents were available at SRO/ MRO for scrutiny.
Genuineness (Ownership & extend of land holding) of land revenuer records is checked at SRO/MRO Yes
office.
If NO attachment order of other Bank noticed in the past in revenue records/SRO. NA
The Property has NO deficient/missing title document Yes
The title flow is NOT through GPA / WILL. NA
The Property is NOT transferred through Gift/ Settlement deed. NA
The property is NOT subject to any wakf rights or any trust & can be mortgaged. Yes
The Property is NOT owned by HUF / joint Hindu property? Yes
PART-14: Final Certification:
1. MRO Search : I/We obtained Encumbrance certificate from Dharani online portal dated.
05-05-2025 in respect of agricultural land in survey No. 329 of Kasal Village reflects the
transaction covered under document No.: 704/2025 standing in the name of Vagulagadda
Srinivas Reddy.
2. SRO Search : I/We obtained Encumbrance certificate obtained from SRO Jogipet vide
statement No. 194849170 dated: 13-05-2025 for the period from 14-05-1995 to 11-05-2025
reflects Nil transaction.
3. There are no adverse encumbrances Charges on the said Property as a result of the search
conducted.
4. The Property is Clear and marketable for the purpose of creating mortgage.
K.P. SARADHI
ADVOCATE
