P. N. G. GOVERNMENT P. G.
COLLEGE
RAMNAGAR
DEPARTMENT OF COMMERCE
DISSERTATION TOPIC: DEVELOPMENT BANK AND FINANCIAL INSTITUTION
NAME: DEEPANSHU NARANG
COURSE: [Link] (5th SEM)
ROLL NO. : 22014024008
ENROLLMENT NO.: KU22320830
ACKNOWLEDGEMENT
I would like to extend my heartfelt gratitude to my respected teacher,
Dr. Hem Chandra Bhatt, for providing me with the invaluable
opportunity to undertake this project. His guidance, encouragement,
and insightful feedback have been instrumental in the successful
completion of this work. The experience has greatly enriched my
knowledge and understanding of the subject. I am also deeply
thankful to my parents and friends for their unwavering support and
thoughtful suggestions throughout the course of this project. Their
assistance and encouragement played a significant role in helping me
stay focused and motivated. Once again, I express my sincere
appreciation to all those who contributed to the successful
completion of this project.
MONETARY POLICY AND BANKING IN INDIA
A PROJECT REPORT
submitted by
DEEPANSHU NARANG
in partial fulfillment for the award of the degree
of
BACHELOR OF COMMERCE
IN
DEPARTMENT OF COMMERCE
P.N.G GOVERNMENT P.G. COLLEGE RAMNAGAR
KUMAUN UNIVERSITY NAINITAL 263001
2025
TABLE OF CONTENTS
SR. CONTENT PAGE NO.
NO.
1. MONETARY THEORY AND BANKING IN INDIA 1-3
2. EVOLUTION OF BANKING IN INDIA 4-7
3. RECENT REFORMS AND INITIATIVES 8-9
4. DEVELOPMENT BANKS 10-18
5. CONCLUSIONS 19
6. REFERENCES 20
REFERENCE
Books
•Mishkin, F. S., & Eakins, S. G. (2018). Financial Markets and Institutions (9th ed.). Pearson Education.
•Bhole, L. M., & Mahakud, J. (2011). Financial Institutions and Markets: Structure, Growth and Innovations.
Tata McGraw-Hill Education.
•Khan, M. Y. (2015). Indian Financial System. McGraw-Hill Education.
Government & Regulatory Sources
•Reserve Bank of India (RBI). [Link]
•National Bank for Agriculture and Rural Development (NABARD). [Link]
•Small Industries Development Bank of India (SIDBI). [Link]
Web Resources
•Investopedia – “Development Bank”
[Link]
•India Budget – Reports on Financial Institutions
[Link]
Reports & Journals
•World Bank. (2023). Annual Report on Global Development Finance.
•RBI. (2023). Report on Trends and Progress of Banking in India.