VALUATION REPORT
Ref. No: 118/IKF/VCSPL/AND/2025-26. IKFHFL Lead No S37841 IKFHFL Branch Nadiad
Valuation Initiation Date 02-05-2025 Valuation Inspection Date 04-05-2025 Report Date 05-05-2025
Fair Market value of the property as on date as per advice of IKF
Purpose of valuation
Home Finance Limited.,
Name of the Applicants : Mr. Jayrambhai Shakrabhai Rabari
Name of the owners : Mr. Rabari Jayrambhai Shakrabhai
Person met/Nos Mr. Rabari Jayrambhai Shakrabhai Mo.No. 8488992156
Whether customer was present or not YES / NO
Property No. 126, House No. 68, Rabari Vas, At: Vasna Margiya,
Property Address as per initiation
Tal. Kheda, Dist. Kheda-387120
Property No. 126, House No. 68, Rabari Vas, At: Vasna Margiya,
Property Address as per documents
Tal. Kheda, Dist. Kheda-387120
Property No. 126, House No. 68, Rabari Vas, At: Vasna Margiya,
Property Address as per site visit
Tal. Kheda, Dist. Kheda-387120
1) Copy of Akarni,31/01/2025
2)Copy of Property Tax Reciept, Dated: 31/01/2025
List of Documents received / verified
4) Copy of Old Valuation Report By Krishnakant A. Pandat, Dated:
18/07/2022
Approvals for drawings from Mun. authorities /
occupation certificate . ULC clearance / F.S.I. available
Not Provided
and balance for future use / F.S.I. from T.D.R. / Society
& Details
Independent House / Apartment Flat / Group House Flat / Plot /
Brief description of the property
Villa / Shop / Commercial Office
Classification of Property Residential / Commerical / Industrial / Agricultural
Zonal Classification of Property Residential
Nature of locality Slum / Under-Developed / Developing / Developed
Marketability of the Property Low / Average / Good
Railway Station 10 to 15 Km
Proximity to civic amenities Bus Stand 5 to 10 Km
Hospital 5 to 10 Km
Property Distance (KMs) from IKFHFL Branch 58 KM
Community Dominated Area: YES / NO
Modes of transport to the property : Bus, Taxi, Bike, Motor Etc.
Access Road of the property (In Ft): 20.00 FT
Land freehold or leasehold, term of lease, period expired,
Freehold
balance and lease rent :
Signature valid
Page 1
Land Measurements
As per
Boundaries of the Land Actual As per
Document Actual
document
House of
East: House of Ranchodbhai 12.00 Ft
Ranchodbhai
House of
West: Margin Road 12.00 Ft
Dhirabhai
462.00 Sq. Ft.
North : Front Road Road 42.00 Ft
Margin Road then Other
South: Road 42.00 Ft
Property
In case of apartment Land boundaries required
UDS of the Flat - Total land area of the Apartment -
Boundaries of the Flat Actual As per Document
East: - -
West: - -
North : - -
South: - -
Whether property falls in the list Prohibited or
NA
unautorized properties.
Property is demarcated YES / NO
Property is easily identifiable YES / NO
II) DETAILS OF STRUCTURE AND SPECIFICATIONS:
Year of construction of the building Property Under Construction
Age of the building and anticipated future life of the
Age of Building 2 Future Life 38
building. :
Present condition of the flat or building or Structure Excellent / Good / Average / Poor / Not Applicable
Type of construction RCC / Load Baring / ACC / Mangalore Roof / Plot
Critical Observations at the Property / Boundary (Railway
Track / Nala >10 feet / Lake / FTL / Road Widening /
temple / church / mosque / Graveyard / High Tension NA
Electric line / Waterbody / High Tide Line within vicinity
of 100 Meters / Properties on Hill / Access through steps)
Permitted use of the property. Residential
Actual use of the Property : Residential
No. of floors for building and additional structures: GF + FF
No. of lifts with capacity and type : Not Available
Type of underground, overhead tanks and pumps: Not Available
Flooring in open spaces and stilts and staircase: -
Compound wall and gates & security -
Building elevation : -
Other amenities and special amenities and features :
-
General comments on specifications -
Signature valid
Page 2
III) DETAILS FOR THE PROPERTY UNDER REFERENCE :
No. of floors and flats on each floor. NA
No. of rooms /portions for the building GF : 1BHK, FF : Under Construction
Balconies to rooms separate or merged -
Walls, plaster and painting : Inside & Outside Smooth Plaster
Doors and windows : Wooden Doors & Window
Type of flooring in rooms, skirting /cladding : Vitrified Tiles
Floor Actual Permissible
GF 504.00 341
FF
Adherence to Sanction Plan/building byelaws SF
TF
IV F
Total 504.00 341.00
Deviation from sanction Plan/building byelaws (if any) NA
Risk of Demolition (valuers views) Low / Medium / High / NA
Floor No of Units Type of Unit Rent P.m Occupied by
GF 1BHK Residential - Owner
Under
Property Currently Occupied by (Owner Occupied or FF 1BHK Residential
Construction
Tenanted) & Future / Present Rental Value
SF
TF
IV F
Total 1BHK
Market rates of properties in the vicinity and
to Per Sq.ft
surrounding area :
For Land Per Sq.Mtr Rs. ( 385 X 2 )
Govt. Guideline Value for the Property ( Land & Building)
For Building Per Sq.Mtr -
National Disaster Management Authority (NDMA) Parameters
Seismic Zone Details Zone - 3
Structure Type Load Bearing Structure
Footing Type Spread Footing
Roof Type RCC
Type of Masonry Brick Masonry
Soil Type Hard Soil Base
ESG Monitoring Parameters
Property location in areas vulnerable to natural disasters Earthquake / Floods / Clones /Landslides / NA
No visual cracks / Fine hairline cracks observed / Significant cracks
Physical condition of property
observed / Dilapidated structure
Presence of easement rights for access (road) or use of
Access Road / Water / NA
resources (water from wells etc.) in the property
Signature valid
Page 3
CONCLUSION AND VALUATION OF THE PROPERTY :
In view of the data available and basis for valuation, the valuation of the property under reference will as under .
Sq. Ft Sq. Yards Sq. Mtrs
Land Area as per sale agreement / Deeds / others
462.00 51.33 42.92
Land Area considered for the purpose of valuation : 462.00 51.33 42.92
Super Built up Area Built up Area Carpet Area
- - -
Fair Market Value of property:
Details Area Rate Amount Completion %
Plot Area 462.00
GF - Protico Built up area (Sq. Feet)
Ground Floor Built up area (Sq. Feet) 341.00 100%
First Floor Built up area (Sq. Feet) - - - -
Second Floor Built up area (Sq. Feet) - - - -
Third Floor Built up area (Sq. Feet) - - - -
Fourth Floor Built up area (Sq. Feet) - - - -
Apartment Flat Super Built up area - - - -
Depreciation of the Building / Flat - - - -
Total Market Value of the Property (After Depreciation)
Overall Stage of Construction of the Building (% of Construction) 100%
Details Area Rate Amount
Structural Value (After Depreciation) Built up area (Sq.
341.00
Feet)
Estimated Date of Completion of Construction
Construction estimate given by the customer -
6. Value of the property as on date
Insurance Values
Re construction value -
Realizable Value of the Property
Distress / Forced Sale Value
Geo tag details (Longitude & Latitude) 22°82'89.98"N 72°64'47.22"E
How the property was identified:
Other Critical Check - Points
Water Connection Status Active / In-Active / Not Available / If any other sources Plz mention.
Electricity Connection Status Active / In-Active / Not Available
Electricity Connection No & Owner Name NA NA
Latest Electricity Bill to be collected & enclosed in report Yes / No
Electricity Bill Online verification to be done & update Yes / No
Name of the Apartment / Building Rabari Vas, At: Vasna Margiya
Occupancy status of Entire Building / Flat Owner Occupied
Period of Un-occupancy Entire Building / Flat -
1) In this subject Property Saledeed , Approved Construction plan , layout Plan is not available / not providing us. We have
consider Plot Area and Construction Area is consider as per Bank Given Old Valuation Report.
2) As per Site Property identify by the Owner. We have consider Ownership of this subject Property as per Bank given
property Akarni Patrak/Tax Reciept. We have consider only RCC Constructed Area. West side Boundaries Mismatched.
Property surrounding loaction developments and markebility is in poor conditions. Funding risk by the bank
3) As Per Site Visit it were observed that Subject Property use as a two Different Unit and Having Different Entry. But, we
have given This Valuation Only Single Unit. As Per Bank Instruction we had Given this Valuation report only GF. Which
Please Note.
4) Hence, We have suggest to Bank kindly check the Documents legalities and Title clearance of this subject Property
against consideration Area and Ownership. Before doing Disbursement process.
Signature valid
Date: 05-05-2025 (Virendra F. Panchal)
Page 4 Valuer Signature & stamp
Declaration:
Photographs Of Property
Signature valid
Page 5
Google Map
Latitude :- 22°82'89.98"N Longitude :- 72°64'47.22"E
Jantri Page
Signature valid
Page 6
