Book1 6/12/2024 Transactional

Projected Rates on Rupee Deposit Accounts

Jan 1, 2024 - June 30, 2024

Jan 01, 2024 - Feb 01, 2024 - Mar 01, 2024 - Mar Apr 01, 2024 - Apr May 01, 2024 - May June 01, 2024 - Effective from
Deposit Tiers & Products
Jan 31, 2024 Feb 29, 2024 31, 2024 30, 2024 31, 2024 June 12, 2024 June 13, 2024

UBL Rupee Current Account / Business Partner Account / Business Partner Plus Account
/ UBL Asaan Current Account/UBL Mukammal Current Account/Others 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

UBL First Minor Savings Account 20.50% 20.50% 20.50% 20.50% 20.50% 20.50% 20.50%

UBL Savings Account/ UBL Asaan Savings Account/UBL Tezraftaar Asaan Remittance Savings Account 20.50% 20.50% 20.50% 20.50% 20.50% 20.50% 20.50%

UBL Zindagi Account 20.50% 20.50% 20.50% 20.50% 20.50% 20.50% 20.50%

UBL TezRaftaar Pardes Card Account * 20.50% 20.50% 20.50% 20.50% 20.50% 20.50% 20.50%

UBL UniSona & UBL UniSona Plus 20.50% 20.50% 20.50% 20.50% 20.50% 20.50% 20.50%

UBL Rupee UniSaver Account

For monthly average balances upto Rs. 25 million 20.50% 20.50% 20.50% 20.50% 20.50% 20.50% 20.50%
For monthly average balances above Rs. 25 million upto Rs. 100 million 20.50% 20.50% 20.50% 20.50% 20.50% 20.50% 20.50%
For monthly average balances above Rs. 100 million upto Rs.250 million 20.50% 20.50% 20.50% 20.50% 20.50% 20.50% 20.50%
For monthly average balances above Rs. 250 million upto Rs. 500 million 20.50% 20.50% 20.50% 20.50% 20.50% 20.50% 20.50%
For monthly average balances of above Rs. 500 million 20.50% 20.50% 20.50% 20.50% 20.50% 20.50% 20.50%

UBL Rupee UniFlex Account ***

For monthly average balances upto Rs. 10,000 20.50% 20.50% 20.50% 20.50% 20.50% 20.50% 20.50%
For monthly average balances above Rs. 10,000 upto Rs. 100,000 20.50% 20.50% 20.50% 20.50% 20.50% 20.50% 20.50%
For monthly average balances above Rs. 100,000 upto Rs. 500,000 20.50% 20.50% 20.50% 20.50% 20.50% 20.50% 20.50%
For monthly average balances above Rs. 500,000 upto Rs. 1,000,000 20.50% 20.50% 20.50% 20.50% 20.50% 20.50% 20.50%
For monthly average balances above Rs 1,000,000 upto Rs. 10,000,000 20.50% 20.50% 20.50% 20.50% 20.50% 20.50% 20.50%
For monthly average balances above Rs. 10,000,000 20.50% 20.50% 20.50% 20.50% 20.50% 20.50% 20.50%

UBL Mahana Aamdani Savings Account

For monthly average balances below Rs. 100,000 20.50% 20.50% 20.50% 20.50% 20.50% 20.50% 20.50%
For monthly average balances Rs. 100,000 upto Rs. 5,000,000 20.50% 20.50% 20.50% 20.50% 20.50% 20.50% 20.50%
For monthly average balances above Rs. 5,000,000 20.50% 20.50% 20.50% 20.50% 20.50% 20.50% 20.50%

* UBL Savings Account rules will apply in calculating returns on UBL Tezraftaar Pardes Card Accounts.
** Special rates available for UBL UniSaver Plus PLS Daily Profit Product with monthly profit payout.
*** UBL UniFlex PLS Savings Account is governed by restrictions on withdrawal transactions under duly signed Terms & Conditions.

Note 1: The method of calculating return/profit under the profit/loss sharing scheme is governed by the Bank Rules under the prevailing
regulations/directives of the State Bank of Pakistan.
Note 2: The profits calculated will be based on simple annualized rate of expected return.
Note 3: The effective dates for projected rates are as follows:
- For Rupee and FCY transactional accounts, the rates will be effective for the entire calendar month
- For SNDR, COD, UBL Mahana Aamdani Term Deposit and Rupee & FCY TDRs, the rates will be effective from the day following the date of
circular issuance

Branch Banking Group

Book1 6/12/2024 COD

Projected Rates for UBL Mahana Aamdani Term Deposit

Jan 1, 2024 - June 30, 2024
Jan 01, 2024 - Feb 01, 2024 - Mar 01, 2024 - Mar Apr 01, 2024 - Apr May 01, 2024 - May June 01, 2024 - Effective from
Deposit Tiers & Products Jan 31, 2024 Feb 29, 2024 31, 2024 30, 2024 31, 2024 June 12, 2024 June 13, 2024
UBL Mahana Aamdani Term Deposit
3 months 18.50% 18.50% 18.50% 19.00% 19.00% 17.75% 17.25%
6 months 17.75% 18.00% 18.00% 18.00% 18.00% 16.50% 16.00%
1 year 17.50% 18.00% 17.75% 16.50% 16.50% 16.00% 15.75%
3 years 13.50% 13.00% 13.00% 13.00% 13.00% 12.50% 12.50%
5 years 11.50% 11.00% 11.00% 11.00% 11.00% 11.00% 11.00%
10 years 10.50% 10.50% 10.50% 10.50% 10.50% 9.00% 9.00%

Projected Rates for UBL Profit Certificate of Deposit (COD)

Jan 1, 2024 - June 30, 2024
Jan 01, 2024 - Feb 01, 2024 - Mar 01, 2024 - Mar Apr 01, 2024 - Apr May 01, 2024 - May June 01, 2024 - Effective from
Deposit Tiers & Products Jan 31, 2024 Feb 29, 2024 31, 2024 30, 2024 31, 2024 June 12, 2024 June 13, 2024
Effective Rate Effective Rate Effective Rate Effective Rate Effective Rate Effective Rate Effective Rate
Certificate of Deposit (COD) at Maturity Option
3 Months 18.46% 18.46% 18.46% 18.95% 18.95% 17.74% 17.25%
6 months 17.82% 18.06% 18.06% 18.06% 18.06% 16.66% 16.19%
1 year 17.95% 18.37% 17.73% 16.45% 16.45% 16.24% 15.80%
2 years 14.04% 13.96% 13.96% 13.96% 13.96% 13.19% 12.60%
3 years 13.48% 13.14% 13.14% 13.14% 13.14% 12.80% 12.80%
4 years 12.55% 12.43% 12.43% 12.43% 12.43% 12.12% 12.12%
5 years 11.81% 11.53% 11.53% 11.53% 11.53% 11.24% 11.24%
6 years 11.52% 11.01% 11.01% 11.01% 11.01% 10.75% 10.75%
7 years 11.25% 10.78% 10.78% 10.78% 10.78% 10.30% 10.30%
8 years 11.20% 10.78% 10.78% 10.78% 10.78% 9.90% 9.90%
9 years 11.13% 10.75% 10.75% 10.75% 10.75% 9.53% 9.53%
10 years 11.37% 10.69% 10.69% 10.69% 10.69% 8.99% 8.99%

Jan 01, 2024 - Feb 01, 2024 - Mar 01, 2024 - Mar Apr 01, 2024 - Apr May 01, 2024 - May June 01, 2024 - Effective from
Deposit Tiers & Products Jan 31, 2024 Feb 29, 2024 31, 2024 30, 2024 31, 2024 June 12, 2024 June 13, 2024
Certificate of Deposit (COD) at Monthly Profit
1 year 17.30% 17.80% 17.55% 16.30% 16.30% 15.80% 15.50%
2 years 14.00% 13.50% 13.50% 13.50% 13.50% 13.00% 12.00%
3 years 13.30% 12.80% 12.80% 12.80% 12.80% 12.30% 12.30%
4 years 12.50% 12.00% 12.00% 12.00% 12.00% 12.00% 12.00%
5 years 11.30% 10.80% 10.80% 10.80% 10.80% 10.80% 10.80%
6 years 9.80% 9.80% 9.80% 9.80% 9.80% 10.50% 10.50%
7 years 9.80% 9.80% 9.80% 9.80% 9.80% 10.00% 10.00%
8 years 9.80% 9.80% 9.80% 9.80% 9.80% 9.50% 9.50%
9 years 9.80% 9.80% 9.80% 9.80% 9.80% 9.00% 9.00%
10 years 10.30% 10.30% 10.30% 10.30% 10.30% 8.50% 8.50%

Note 1: For all UBL Profit CODs and UBL Mahana Aamdani Term Deposit, the
applicable profit rates will be the rate at which the deposit is booked.
Note 2: The method of calculating return/profit under the profit/loss sharing scheme
is governed by the Bank Rules under the prevailing regulations/directives of
Note 3: the State
The Bank
profits of Pakistan.
calculated will be based on effective annualized rate of expected
return for UBL Profit COD profit payment at maturity.
Note 4: The profits calculated will be based on simple annualized rate of expected
return for both UBL Profit COD monthly profit payment option and UBL
Mahana Aamdani Term Deposit.
Note 5: The effective dates for projected rates are as follows:
- For Rupee and FCY transactional accounts, the rates will be effective for the
entire calendar month
- For SNDR, COD, UBL Mahana Aamdani Term Deposit and Rupee & FCY
TDRs, the rates will be effective from the day following the date of circular
issuance

Branch Banking Group

Book1 6/12/2024 TDR & SNDR

Projected Rates on Rupee TDR & SNDR

Jan 1, 2024 - June 30, 2024

Jan 01, 2024 - Feb 01, 2024 - Mar 01, 2024 - Mar Apr 01, 2024 - Apr May 01, 2024 - May June 01, 2024 - Effective from June
Deposit Tiers & Products Jan 31, 2024 Feb 29, 2024 31, 2024 30, 2024 31, 2024 June 11, 2024 13, 2024

UBL Rupee Special Notice Deposit Receipt (SNDR)

7 to 29 days 20.50% 20.50% 20.50% 20.50% 20.50% 20.50% 20.50%
30 days and above 20.50% 20.50% 20.50% 20.50% 20.50% 20.50% 20.50%

UBL Profit - Rupee Regular Term Deposit Receipt (Floating Rate)

1 month 19.00% 19.00% 19.00% 19.00% 19.00% 19.00% 19.00%
2 months 19.00% 19.00% 19.00% 19.00% 19.00% 19.00% 19.00%
3 months 19.00% 19.00% 19.00% 19.00% 19.00% 19.00% 19.00%
4 months 19.00% 19.00% 19.00% 19.00% 19.00% 19.00% 19.00%
5 months 19.00% 19.00% 19.00% 19.00% 19.00% 19.00% 19.00%
6 months 18.00% 18.00% 18.00% 18.00% 18.00% 18.00% 18.00%
1 year 16.50% 16.50% 16.50% 16.50% 16.50% 16.50% 16.50%
2 years 12.00% 12.00% 12.00% 12.00% 12.00% 12.00% 12.00%
3 years 12.00% 12.00% 12.00% 12.00% 12.00% 12.00% 12.00%
4 years 11.00% 11.00% 11.00% 11.00% 11.00% 11.00% 11.00%
5 years 11.00% 11.00% 11.00% 11.00% 11.00% 11.00% 11.00%
6 years 11.00% 11.00% 11.00% 11.00% 11.00% 11.00% 11.00%
7 years 11.00% 11.00% 11.00% 11.00% 11.00% 11.00% 11.00%
8 years 11.00% 11.00% 11.00% 11.00% 11.00% 11.00% 11.00%
9 years 11.00% 11.00% 11.00% 11.00% 11.00% 11.00% 11.00%
10 years 11.00% 11.00% 11.00% 11.00% 11.00% 11.00% 11.00%

Note 1: Special rates available for UTTIP (United Term Treasury Investment Product) TDRs uptil 365 days with fixed
rates of return.
Note 2: The method of calculating return/profit under the profit/loss sharing scheme is governed by the Bank Rules
under the prevailing regulations/directives of the State Bank of Pakistan.
Note 3: The profits calculated will be based on simple annualized rate of expected return.
Note 4: The effective dates for projected rates are as follows:
- For Rupee and FCY transactional accounts, the rates will be effective for the entire calendar month
- For SNDR, COD, UBL Mahana Aamdani Term Deposit and Rupee & FCY TDRs, the rates will be effective
from the day following the date of circular issuance

Branch Banking Group

Book1 6/12/2024 MF

Projected Rates for UBL Fixed Return Funds

Jan 1, 2024 - June 30, 2024
Jan 01, 2024 - Feb 01, 2024 - Mar 01, 2024 - Apr 01, 2024 - May 01, 2024 - June 01, 2024 - Effective from
Tenures Jan 31, 2024 Feb 29, 2024 Mar 31, 2024 Apr 30, 2024 May 31, 2024 June 12, 2024 June 13, 2024
UBL Fixed Return Funds
1 Month 19.25% 18.75% 18.75% 18.75% 18.75% 18.75% 17.50%
3 Months 19.25% 18.75% 18.75% 18.75% 18.75% 18.75% 17.50%
6 Months 19.25% 18.75% 18.75% 18.75% 18.75% 18.75% 17.50%
1 year NA NA NA NA NA NA NA

Note 1: Net Asset Value Price of Unit will apply on early maturity
Note 2: UBL Fund Managers shall announce the projected rate of return on weekly basis
(preferably) at the beginning of each week and same would be linked with prevailing
PKRV rates.
Note 3: Once account opening procedure completed, customer account will be debited the
next business day and will be credited as per respective UBL Funds account

Note 4: UBL is acting as a distributer only and this fund is managed by UBL Fund Managers

Branch Banking Group

Book1 6/12/2024 FCY CA & SA

Projected Rates on Foreign Currency Current & Saving Accounts

Jan 1, 2024 - June 30, 2024
US Dollar Pound Sterling Euro UAE Dirham Saudi Riyal
FE 25 (UniZar Plus) - Product types Greater than or Greater than or Greater than or Greater than or Greater than or
Less than USD Less than USD Less than USD Less than USD Less than USD
equal to USD equal to USD equal to USD equal to USD equal to USD
100K or 100K or 100K or 100K or 100K or
100K or 100K or 100K or 100K or 100K or
equivalent equivalent equivalent equivalent equivalent
equivalent equivalent equivalent equivalent equivalent

Current 0.00% 0.00% 0.00% 0.00% 0.000% 0.000% 0.00% 0.00% 0.000% 0.000%
Jan 01, 2024 -
Jan 31, 2024
Saving 0.05% 0.10% 0.05% 0.10% 0.001% 0.001% 0.01% 0.01% 0.001% 0.001%

Current 0.00% 0.00% 0.00% 0.00% 0.000% 0.000% 0.00% 0.00% 0.000% 0.000%
Feb 01, 2024 -
Feb 29, 2024
Saving 0.05% 0.10% 0.05% 0.10% 0.001% 0.001% 0.01% 0.01% 0.001% 0.001%

Current 0.00% 0.00% 0.00% 0.00% 0.000% 0.000% 0.00% 0.00% 0.000% 0.000%
Mar 01, 2024 -
Mar 31, 2024
Saving 0.05% 0.10% 0.05% 0.10% 0.001% 0.001% 0.01% 0.01% 0.001% 0.001%

Current 0.00% 0.00% 0.00% 0.00% 0.000% 0.000% 0.00% 0.00% 0.000% 0.000%
Apr 01, 2024 -
Apr 30, 2024
Saving 0.05% 0.10% 0.05% 0.10% 0.001% 0.001% 0.01% 0.01% 0.001% 0.001%

Current 0.00% 0.00% 0.00% 0.00% 0.000% 0.000% 0.00% 0.00% 0.000% 0.000%
May 01, 2024 -
May 31, 2024
Saving 0.05% 0.10% 0.05% 0.10% 0.001% 0.001% 0.01% 0.01% 0.001% 0.001%

Current 0.00% 0.00% 0.00% 0.00% 0.000% 0.000% 0.00% 0.00% 0.000% 0.000%
June 01, 2024
- June 12,
2024
Saving 0.05% 0.10% 0.05% 0.10% 0.001% 0.001% 0.01% 0.01% 0.001% 0.001%

Current 0.00% 0.00% 0.00% 0.00% 0.000% 0.000% 0.00% 0.00% 0.000% 0.000%
Effective
from June 13,
2024
Saving 0.05% 0.10% 0.05% 0.10% 0.001% 0.001% 0.01% 0.01% 0.001% 0.001%

Frozen FCY Accounts for June 2024

US Dollar 0.05%
Pound Sterling 0.05%
Euro 0.05%
Japanese Yen 0.00%

Note 1: For Saving Accounts, the rates of return vary monthly.

Note 2: The
- For Rupee and
-For SNDR,

Branch Banking Group

Book1 6/12/2024 FCY TDR

Projected Rates on Foreign Currency Term Deposits

Jan 1, 2024 - June 30, 2024
US Dollar Pound Sterling Euro UAE Dirham Saudi Riyal
Greater than or Greater than or Greater than or Greater than or Greater than or
FE 25 (UniZar Plus) - Product types Less than USD Less than USD Less than USD Less than USD Less than USD
equal to USD equal to USD equal to USD equal to USD equal to USD
50K or 100K or 100K or 100K or 100K or
50K or 100K or 100K or 100K or 100K or
equivalent equivalent equivalent equivalent equivalent
equivalent equivalent equivalent equivalent equivalent
TDR 3 months
4.50% 5.00% 0.05% 0.10% 0.001% 0.001% 0.01% 0.01% 0.01% 0.01%
Jan 01, 2024 -
TDR 6 months
Jan 31, 2024 5.00% 5.50% 0.15% 0.20% 0.001% 0.001% 0.01% 0.01% 0.01% 0.01%
TDR 1 year
5.00% 5.50% 0.25% 0.30% 0.001% 0.001% 0.01% 0.01% 0.01% 0.01%
TDR 3 months
4.50% 5.00% 0.05% 0.10% 0.001% 0.001% 0.01% 0.01% 0.01% 0.01%
Feb 01, 2024 -
TDR 6 months
Feb 29, 2024 5.00% 5.50% 0.15% 0.20% 0.001% 0.001% 0.01% 0.01% 0.01% 0.01%
TDR 1 year
5.00% 5.50% 0.25% 0.30% 0.001% 0.001% 0.01% 0.01% 0.01% 0.01%
TDR 3 months
4.50% 5.00% 0.05% 0.10% 0.001% 0.001% 0.01% 0.01% 0.01% 0.01%
Mar 01, 2024 -
TDR 6 months
Mar 31, 2024 5.00% 5.50% 0.15% 0.20% 0.001% 0.001% 0.01% 0.01% 0.01% 0.01%
TDR 1 year
5.00% 5.50% 0.25% 0.30% 0.001% 0.001% 0.01% 0.01% 0.01% 0.01%
TDR 3 months
4.00% 4.50% 0.05% 0.10% 0.001% 0.001% 0.01% 0.01% 0.01% 0.01%
Apr 01, 2024 -
TDR 6 months
Apr 30, 2024 5.00% 5.50% 0.15% 0.20% 0.001% 0.001% 0.01% 0.01% 0.01% 0.01%
TDR 1 year
5.00% 5.50% 0.25% 0.30% 0.001% 0.001% 0.01% 0.01% 0.01% 0.01%
TDR 3 months
4.00% 4.50% 0.05% 0.10% 0.001% 0.001% 0.01% 0.01% 0.01% 0.01%
May 01, 2024 -
TDR 6 months
May 31, 2024 5.00% 5.50% 0.15% 0.20% 0.001% 0.001% 0.01% 0.01% 0.01% 0.01%
TDR 1 year
5.00% 5.50% 0.25% 0.30% 0.001% 0.001% 0.01% 0.01% 0.01% 0.01%
TDR 3 months
4.00% 4.50% 0.05% 0.10% 0.001% 0.001% 0.01% 0.01% 0.01% 0.01%
June 01, 2024 -
TDR 6 months
June 12, 2024 5.00% 5.50% 0.15% 0.20% 0.001% 0.001% 0.01% 0.01% 0.01% 0.01%
TDR 1 year
5.00% 5.50% 0.25% 0.30% 0.001% 0.001% 0.01% 0.01% 0.01% 0.01%
TDR 3 months
4.00% 4.50% 0.05% 0.10% 0.001% 0.001% 0.01% 0.01% 0.01% 0.01%
Effective from
TDR 6 months
June 13, 2024 5.00% 5.50% 0.15% 0.20% 0.001% 0.001% 0.01% 0.01% 0.01% 0.01%
TDR 1 year 5.00% 5.50% 0.25% 0.30% 0.001% 0.001% 0.01% 0.01% 0.01% 0.01%

Frozen FCY Accounts for June 2024

US Dollar 0.05%
Pound Sterling 0.05%
Euro 0.05%
Japanese Yen 0.00%

Note 1: For all FCY Term Deposits, the applicable profit rates will be the rate at which the deposit is booked.
Note 2: Special Rates available in FCY UTTIP for USD 100K and above or equivalent.
Note 3: The effective dates for projected rates are as follows:
- For Rupee and FCY transactional accounts, the rates will be effective for the entire calendar month
-For SNDR, COD, UBL Mahana Aamdani Term Deposit and Rupee & FCY TDRs, the rates will be effective from the day following the date of circular issuance

Branch Banking Group

Book1 6/12/2024 FCY Uniflex

Projected Rates on UBL FCY UniFlex Deposit Accounts

Jan 1, 2024 - June 30, 2024
Deposit Tiers - UBL FCY UniFlex* US Dollar Pound Sterling Euro UAE Dirham

For monthly average balances upto 5,000 2.00% 1.00% 0.50% 0.50%
For monthly average balances above 5,000 up to 10,000 3.00% 1.25% 0.60% 0.60%
Jan 01, 2024 -
Jan 31, 2024 For monthly average balances above 10,000 up to 25,000 3.50% 1.50% 0.75% 0.75%
For monthly average balances above 25,000 up to 100,000 3.75% 1.75% 0.80% 0.80%
For monthly average balances above 100,000 4.00% 2.00% 1.00% 1.00%

For monthly average balances upto 5,000 2.00% 1.00% 0.50% 0.50%
For monthly average balances above 5,000 up to 10,000 3.00% 1.25% 0.60% 0.60%
Feb 01, 2024 -
Feb 29, 2024 For monthly average balances above 10,000 up to 25,000 3.50% 1.50% 0.75% 0.75%
For monthly average balances above 25,000 up to 100,000 3.75% 1.75% 0.80% 0.80%
For monthly average balances above 100,000 4.00% 2.00% 1.00% 1.00%

For monthly average balances upto 5,000 2.00% 1.00% 0.50% 0.50%
For monthly average balances above 5,000 up to 10,000 3.00% 1.25% 0.60% 0.60%
Mar 01, 2024 -
Mar 31, 2024 For monthly average balances above 10,000 up to 25,000 3.50% 1.50% 0.75% 0.75%
For monthly average balances above 25,000 up to 100,000 3.75% 1.75% 0.80% 0.80%
For monthly average balances above 100,000 4.00% 2.00% 1.00% 1.00%

For monthly average balances upto 5,000 2.00% 1.00% 0.50% 0.50%
For monthly average balances above 5,000 up to 10,000 3.00% 1.25% 0.60% 0.60%
Apr 01, 2024 -
Apr 30, 2024 For monthly average balances above 10,000 up to 25,000 3.50% 1.50% 0.75% 0.75%
For monthly average balances above 25,000 up to 100,000 3.75% 1.75% 0.80% 0.80%
For monthly average balances above 100,000 4.00% 2.00% 1.00% 1.00%

For monthly average balances upto 5,000 2.00% 1.00% 0.50% 0.50%
For monthly average balances above 5,000 up to 10,000 3.00% 1.25% 0.60% 0.60%
May 01, 2024 -
May 31, 2024 For monthly average balances above 10,000 up to 25,000 3.50% 1.50% 0.75% 0.75%
For monthly average balances above 25,000 up to 100,000 3.75% 1.75% 0.80% 0.80%
For monthly average balances above 100,000 4.00% 2.00% 1.00% 1.00%

For monthly average balances upto 5,000 2.00% 1.00% 0.50% 0.50%
For monthly average balances above 5,000 up to 10,000 3.00% 1.25% 0.60% 0.60%
June 01, 2024 -
June 11, 2024 For monthly average balances above 10,000 up to 25,000 3.50% 1.50% 0.75% 0.75%
For monthly average balances above 25,000 up to 100,000 3.75% 1.75% 0.80% 0.80%
For monthly average balances above 100,000 4.00% 2.00% 1.00% 1.00%

For monthly average balances upto 5,000 2.00% 1.00% 0.50% 0.50%
For monthly average balances above 5,000 up to 10,000 3.00% 1.25% 0.60% 0.60%
Effective from
June 13, 2024 For monthly average balances above 10,000 up to 25,000 3.50% 1.50% 0.75% 0.75%
For monthly average balances above 25,000 up to 100,000 3.75% 1.75% 0.80% 0.80%
For monthly average balances above 100,000 4.00% 2.00% 1.00% 1.00%

* UBL FCY UniFlex Savings Account is governed by restrictions on withdrawal transactions under duly signed Terms & Conditions. The applicable bands of threshold are
according to their respective currencies

Note 1: The effective dates for projected rates are as follows:

- For Rupee and FCY transactional accounts, the rates will be effective for the entire calendar month

-For SNDR, COD, UBL Mahana Aamdani Term Deposit and Rupee & FCY TDRs, the rates will be effective from the day following the date of circular issuance

Branch Banking Group