Customer Name: Chhotu Kumar Phone: 6XXXXX2929
Customer ID: 1452887426 Email Id: kchxxxx63@[Link]
Statement of Account from 05-04-2023 to 02-05-2025
Loan Id LAI1008794677 Loan Amount ₹25,962
Product Cash loan EMI Amount ₹4,713
Lender EarlySalary Services Private Limited Tenure 6 months
(20%) & Kisetsu Saison Finance
(india) Private Limited (80%)
Disbursement Date 23-10-24 Frequency of EMI Monthly
EMI Start Date 02-12-24 Principal Outstanding ₹0
EMI End Date 02-05-25 Loan Status Closed
Interest Rate 30.0% p.a Overdue Amount ₹0
Date Particulars Debit Credit Balance
23-10-2024 Cash loan amount ₹25,962 ₹25,962 Cr
23-10-2024 Processing fees charged ₹815 ₹25,147 Cr
23-10-2024 GST on Processing fees ₹147 ₹25,000 Cr
23-10-2024 Amount transferred to Axis Bank A/c No. XX40084 ₹25,000 ₹0 Dr
02-12-2024 EMI 1 due ₹4,713 ₹4,713 Dr
02-12-2024 Payment received: UPI ₹4,713 ₹0 Dr
02-01-2025 EMI 2 due ₹4,713 ₹4,713 Dr
02-01-2025 Payment received: UPI ₹4,713 ₹0 Dr
02-02-2025 EMI 3 due ₹4,713 ₹4,713 Dr
02-02-2025 Payment received: UPI ₹4,713 ₹0 Dr
01-03-2025 Payment received: UPI ₹4,713 ₹4,713 Cr
02-03-2025 EMI 4 due ₹4,713 ₹0 Dr
02-04-2025 EMI 5 due ₹4,713 ₹4,713 Dr
02-04-2025 Payment received: UPI ₹4,713 ₹0 Dr
23-04-2025 Principal paid ₹4,815 ₹4,815 Dr
23-04-2025 Interest paid ₹84 ₹4,899 Dr
Date Particulars Debit Credit Balance
23-04-2025 Payment received: UPI ₹4,899 ₹0 Dr
Loan schedule
Installment Due date Amount Status
1/6 02-12-2024 ₹4,713 Paid
2/6 02-01-2025 ₹4,713 Paid
3/6 02-02-2025 ₹4,713 Paid
4/6 02-03-2025 ₹4,713 Paid
5/6 02-04-2025 ₹4,713 Paid
6/6 02-05-2025 ₹4,935 Paid
This document constitutes a consolidated and singular account statement pertaining to Loan Account Number LAI1008794677
held by Chhotu Kumar within the framework of a Co-lending agreement between Kisetsu Saison Finance (india) Private Limited
and Earlysalary Services Private Limited and structured in the proportion of 80 : 20
Loan Id LAI1008197623 Loan Amount ₹5,203
Product Cash loan EMI Amount ₹1,822
Lender EarlySalary Services Private Limited Tenure 3 months
(20%) & Kisetsu Saison Finance
(india) Private Limited (80%)
Disbursement Date 08-08-24 Frequency of EMI Monthly
EMI Start Date 02-09-24 Principal Outstanding ₹0
EMI End Date 02-11-24 Loan Status Closed
Interest Rate 30.0% p.a Overdue Amount ₹0
Date Particulars Debit Credit Balance
08-08-2024 Cash loan amount ₹5,203 ₹5,203 Cr
08-08-2024 Processing fees charged ₹87 ₹5,116 Cr
08-08-2024 GST on Processing fees ₹16 ₹5,100 Cr
08-08-2024 Stamp duty charged ₹100 ₹5,000 Cr
08-08-2024 Amount transferred to Axis Bank A/c No. XX40084 ₹5,000 ₹0 Dr
01-09-2024 Payment received: UPI ₹1,822 ₹1,822 Cr
02-09-2024 EMI 1 due ₹1,822 ₹0 Dr
01-10-2024 Payment received: UPI ₹1,822 ₹1,822 Cr
02-10-2024 EMI 2 due ₹1,822 ₹0 Dr
22-10-2024 Principal paid ₹1,750 ₹1,750 Dr
22-10-2024 Interest paid ₹29 ₹1,779 Dr
22-10-2024 Payment received: UPI ₹1,779 ₹0 Dr
Loan schedule
Installment Due date Amount Status
1/3 02-09-2024 ₹1,822 Paid
2/3 02-10-2024 ₹1,822 Paid
3/3 02-11-2024 ₹1,794 Paid
This document constitutes a consolidated and singular account statement pertaining to Loan Account Number LAI1008197623
held by Chhotu Kumar within the framework of a Co-lending agreement between Kisetsu Saison Finance (india) Private Limited
and Earlysalary Services Private Limited and structured in the proportion of 80 : 20
Important Points
• Please visit the Repay section on our mobile application for multiple repayment options.
• You can visit the Menu section of our app to check your SmartRepay status and register for auto debit of repayments from your
bank account.
• Once your SmartRepay is registered, we will present the SmartRepay Instrument (ECS/NACH/SI) on the due date of every
month. Please maintain sufficient balance in your registered bank account to avoid additional charges for non-receipt of
payment.
• We levy payment bounce charges of Rs 500 (taxes extra, if applicable) at every instance of bounce and late payment charges @
3% of the overdue amount or Rs 500 (taxes extra, if applicable) whichever is higher.
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