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Retirement income
RETIREMENT INCOME
Looking after seniors with the Silver
Support Scheme
The Silver Support (SS) Scheme provides continuing
financial support for Singapore Citizens aged 65 and above,
who had low incomes during their working years and now
have less in retirement.
OVERVIEW
Greater assurance for seniors
The Silver Support (SS) Scheme is part of a wide range of
schemes that the Government has put in place in recent
years to give seniors greater assurance in retirement.
Quarterly cash supplement
Introduced in 2016, the SS Scheme provides a quarterly
cash supplement to seniors who had low incomes
during their working years and now have less in
retirement.
Adding to retirement income
The quarterly cash supplements of the SS Scheme
were raised in 2021 to strengthen support for seniors
with lesser means. This enhancement adds to the
retirement income of close to 250,000 Singapore
Citizens aged 65 and above.
ELIGIBILITY
Who’s eligible for the Silver Support Scheme?
There’s no need for you to apply for the SS Scheme. If you’re
a Singapore Citizen aged 65 and above, you’ll automatically
qualify whenever you meet all of the following criteria:
Low lifetime wages
The total CPF contributions you made by age 55 is up
to $140,000. Total CPF contributions refer to the total
sum in your Ordinary and Special accounts, including
amounts withdrawn for housing, education, and
investment.
If you’re self-employed, your average annual net trade
income is up to $27,600 when you were between the
ages of 45 and 54.
Housing type
You live in a 1- to 5-room HDB flat. You or your spouse
do not own a 5-room or larger HDB flat, private
property or multiple properties.
Low household income
You live in a household with a monthly income per
person of up to $1,800.
BENEFITS
Your Silver Support benefits
If you are eligible, you will receive a notification letter in
December each year and will automatically receive
payments every subsequent quarter.
The amount you will receive depends on your household
monthly income per person and the type of HDB flat you
live in. If you are a Singapore Citizen aged 65 and above,
and receiving ComCare Long-Term Assistance (LTA), you
will receive $360 per quarter regardless of flat type and
household monthly income.
Silver Support benefits per quarter
*Live in and don’t own a 5-room HDB flat.
PAYMENT SCHEDULE
Silver Support is paid out every quarter
You will start receiving payments in the quarter you turn
age 65.
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Last updated 01 Aug 2023
