CHAPTER 4
PRESENTATION, ANALYSIS, AND INTERPRETATION OF DATA
This chapter presents the data gathered and analysis and interpretation of the
findings in relation to the problem of the study, Specifically, it addresses the Common
spending Habits of Students.
A checklist survey-questionnaire was formulated and used to gather data and
was given to a sample size of 39.
Table 1
PROFILE OF THE RESPONDENTS ALONG THEIR AGE
AGE FREQUENCY PERCENTAGE
16 1 3%
17 31 79%
ABOVE 17 7 18%
TOTAL 39 100%
It can be gleaned from the table that in terms of age, 3% of the respondents
were 16 years old, 79% were 17 years old, and 18% were above 17 years old. Most
of the respondents were 17 years old with a frequency of 31 out of 39 and a
percentage of 79% out of 100%.
Table 2
PROFILE OF THE RESPONDENTS ALONG THEIR GENDER
GENDER FREQUENCY PERCENTAGE
MALE 13 33%
FEMALE 26 67%
TOTAL 39 100%
It can be gleaned from the table that in terms of gender, 67% of the respondents
were female, and 33% of the respondents were male. Most of the respondents were
female with a frequency of 26 out of 39 and a percentage of 67% out of 100%
Table 3
MONTHLY FAMILY INCOME
FAMILY INCOME FREQUENCY PERCENTAGE
0-10,000 pesos 11 28%
10,000-20,000 pesos 15 38%
20,000-30,000 pesos 2 5%
Above 30,000 pesos 11 28%
TOTAL 39 100%
It can be gleaned from the table that in terms of Family Income, 28% is 0-
10,000 pesos, 38% of the respondents family income is 10,000-20,000, 5% of the
respondents family income is 20,000-30,000, and 28% of the respondents family
income is above 30,000. Most of the respondents with a frequency of 15 out of 39 and
a percentage of 38% out of 100% were receiving above 30,000 pesos for their
monthly family income.
Table 4
COMMON SPENDING HABITS OF STUDENTS
INDICATIONS WMA (Weighted Mean DESCRIPTIVE
Average) RATING
I frequently spend money 6.99 NEUTRAL
on eating out or ordering
food delivery
I often buy coffee, snacks, 5.52 NEUTRAL
or drinks from cafes rather
than making them at home
I prioritize saving money 7.91 NEUTRAL
over spending on non-
essential items.
I often use online shopping 8.09 NEUTRAL
platforms to purchase
items
The allowance I receive 6.89 NEUTRAL
reduces my financial
stress, allowing me to
concentrate more on my
studies
I feel more productive in 7.35 NEUTRAL
my academic work when I
receive a regular
allowance
Having an allowance 7 NEUTRAL
encourages e to participate
in extracurricular activities
that enhances my
academic experience
I buy non-essential items, 5.87 NEUTRAL
such as clothes or
accessories, even when I
have a limited budget
I often spend more money 6.29 NEUTRAL
than I intend when
shopping with friends
I allocate a portion of my 6.69 NEUTRAL
budget for leisure
activities, like going to the
movies or attending events
Legend: Mean Scale Range
1 - 1.00 - 1.80
2 - 1.81 - 2.60
3 - 2.61 - 3.40
4 - 3.41 - 4.20
5 - 4.21 - 5.00
Table 5
PERCEPTION OF STUDENTS ABOUT BUDGETING
I find the process of 6.76 NEUTRAL
making a budget stressful
and time consuming
Sticking to a budget gives 7.75 NEUTRAL
me a sense of
accomplishment
I believe that budgeting 9.07 NEUTRAL
helps me reduce financial
stress
Budgeting helps me reduce 8.09 NEUTRAL
financial stress
I view budgeting as a 8.81 NEUTRAL
valuable skill that will
benefit me in the future
Having a budget makes me 9.02 NEUTRAL
more aware of how I use
my money
Budgeting helps me 8.84 NEUTRAL
prioritize my spending and
make better financial
decisions
I think that having a 6.82 NEUTRAL
budget limits my freedom
to spend money on what I
enjoy
I feel budgeting is only 6.32 NEUTRAL
necessary for people with
a lot of financial
responsibilities
I feel confident in my 8.43 NEUTRAL
ability to create a budget
that works for me.
Table 6
T-TEST BETWEEN SEX AND COMMON SPENDING HABITS
GROUP MEAN STANDARD T- T-CRITICAL
DEVIATION COMPUTED @0.05
LEVEL
MALE 3.5952 3.55 1.718 (one-
(n=13) 0.269 tailed)
FEMALE 3.2828 3.14 2.076 (two-
(n=26) tailed)
Based on the computed t-value (0.269) and the critical value at a 0.05 level of
significance:
This indicates that there is no significant difference in spending habits between
male and female respondents. The null hypothesis is accepted, confirming that any
observed differences are not statistically significant at the 0.05 level.
Personal Profile
Name: Janahlyn P. Bergantiños
Nickname: Jia/Jana
Age: 17 years old
Home Address: Balincanaway, Rosales, Pangasinan
Date of Birth: June 29, 2007
Place of Birth: Kita-kita, Rosales, Pangasinan
Civil status: Single
Gender: Female
Parents:
Father: Anacleto D. Bergantiños
Mother: Evelyn D. Pataray
Nationality: Filipino
Religion: Jehova’s Witness (JW)
Educational attachment:
School Year
Elementary:
Balincanaway Elementary School 2013 - 2016
Basbasa Elementary School 2016 - 2018
Secondary:
An-anaao Integrated School 2020 - 2023
Rosales National High School 2023 - 2024
Personal Profile
Name: Justin L. Sansano
Nickname: Tin
Age: 17 years old
Home Address: San Angel, Rosales, Pangasinan
Date of Birth: January 03, 2007
Place of Birth: Urdaneta, Pangasinan
Civil status: Single
Gender: Male
Parents:
Father: Dexter B. Sansano
Mother:Irene I. Lutrania
Nationality: Filipino
Religion: Roman Catholic (RC)
Educational attachment:
School Year
Elementary:
San Vincente West Integrated School 2012 - 2018
Secondary:
Luciano Millan National High School 2018 - 2019
Rosales National High School 2019 - 2024
Personal Profile
Name: Charmane Verzola
Nickname: Charm/Ammin
Age: 18 years old
Home Address: Sta. Felomina street, Zone 1, Rosales, Pangasinan
Date of Birth: November 25, 2006
Place of Birth: Zone 1, Rosales, Pangasinan
Civil status: Single
Gender: Female
Parents:
Father: Freddie M. Verzola
Mother: Luningning N. Santiago
Nationality: Filipino
Religion: Iglesia Filipina Independiente (IFI)
Educational attachment:
School Year
Elementary:
Balincanaway Elementary School 2013 - 2020
Secondary:
Rosales National High School 2020 - 2024
Personal Profile
Name: Emelyn M. Ludivico
Nickname: Lyn
Age: 18 years old
Home Address: Zone 5 Mabini St. Rosales, Pangasinan
Date of Birth: November 17, 2006
Place of Birth: Rosales, Pangasinan
Civil status: Single
Gender: Female
Parents:
Father: Rafael T. Ludivico
Mother: Emelyn M Ludivico
Nationality: Filipino
Religion: Iglesia ni Cristo (INC)
Educational attachment:
School Year
Elementary:
Rosales South Central School 2016 - 2020
Secondary:
Rosales National High School 2020 - 2024
Personal Profile
Name: Sharmaine N. Diego
Nickname: Maine
Age: 18 years old
Home Address: Purok 5 abagatan St. District, Rosales, Pangasinan
Date of Birth: September 20, 2006
Place of Birth: Rosales, Pangasinan
Civil status: Single
Gender: Female
Parents:
Father: Edgardo T. Diego
Mother: Sonia N. Diego
Nationality: Filipino
Religion: Roman Catholic (RC)
Educational attachment:
School Year
Elementary:
Li Seng Giap Elementary School 2013 - 2020
Secondary:
Rosales National High School 2020 - 2024
Personal Profile
Name: Katelyn M. Abellera
Nickname: Kate
Age: 17 years old
Home Address: Calanutan, Rosales, Pangasinan
Date of Birth: December 22, 2007
Place of Birth:Calanutan, Rosales, Pangasinan
Civil status: Single
Gender: Female
Parents:
Father: Virgillio C. Abellra Jr.
Mother: Lenilyn M. Abellera
Nationality: Filipino
Religion: Catholic
Educational attachment:
School Year
Elementary:
Calanutan Elementary School 2013 - 2020
Secondary:
Rosales National High School 2020 - 2024
Personal Profile
Name:Althea M. Alfruto
Nickname: Thea
Age: 17 years old
Home Address: Purok 2 Station District, Rosales, Pangasinan
Date of Birth: February 14, 2007
Place of Birth: Rosales, Pangasinan
Civil status: Single
Gender: Female
Parents:
Father: Neil M. Alfruto
Mother: Marivic M. Alfruto
Nationality: Filipino
Religion: Iglesia ni Cristo (INC)
Educational attachment:
School Year
Elementary:
Li Seng Giap Elementary School 2013 - 2020
Secondary:
Rosales National High School 2020 - 2024
