Ageas Insurance
Insurance Product Information Document
Company: Ageas Insurance - Ageas Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the
Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register no 202039. Registered in the UK.
Product: Marmalade Learner Driver Car Policy
This document provides a summary of the key information for this product. For full details of your cover, please read your policy
booklet, certificate of motor insurance and schedule.
What is this type of insurance?
This is a short term private car insurance policy that is underwritten by Ageas Insurance Limited. The cover that you have requested is
Comprehensive cover.
What Is Insured? What Is Not Insured?
For a full list of what is and isn't covered please For a full list of what is and isn't covered please refer to
refer to the policy booklet. the policy booklet.
✓ Damage to the car - we will cover accidental We won't cover claims if the car is stolen because you left it
damage to the car and its accessories. open, unlocked, or you left the keys in or on it.
✓ Claims against you if someone dies or is injured in Amounts above the market value and specified limits.
an accident involving the car. Any changes or modifications to the car.
✓ Someone else's property being damaged as a
General wear and tear - including any failure of the car's
result of an accident involving the car.
equipment, electrics or mechanics.
✓ Damage to the car by fire, theft or attempted
theft. Acts of war or terrorism.
✓ Audio, navigational and entertainment equipment Any excesses.
in the car, such as sat navs and stereos. We won't pay a claim if the car is stolen or damaged by
✓ Medical expenses cover up to £250 per person anyone you know who uses the car without your
injured in an incident involving the insured car. permission - unless you've reported them to the police for
✓ We will cover the cost of personal belongings in doing so.
the car that are lost or damaged following an
We won't pay claims if you if you misfuel the car, for
incident.
example if you put diesel into a petrol car.
'){ We won't pay claims if you use the car for any purpose not
listed as acceptable on your certificate of motor insurance.
'){ We won't pay claims if you are driving the car
unaccompanied. The accompanying driver must have held
a full UK licence for 3 full years and aged 25 or over.
'){ We will not provide a courtesy car following the car being
involved in an incident.
'){ There is no cover for driving the car abroad.
Are there any restrictions on cover?
The car must be insured annually on a separate motor
policy.
All cover under this will cease immediately once you pass
your practical driving test - this means you are not covered
to drive home from the test centre.
Property claims against you or other named drivers are
limited to £20 million (including costs and expenses).
Personal belongings is limited to £100 per incident.
New car replacement - if the same car is not available, we
will get you a similar car with the same list price, or we will
give you the amount that was paid for the car at time of
purchase.
We will not pay more than market value of the car at the
time of the loss or damage, less any excesses that may
apply.
