NE
W
ELEMENTARY
UNIT TEST 10 SECTION 2 – VOCABULARY
SECTION 1 – GRAMMAR 3 Choose the correct option.
1 She wants to borrow/lend/save some money to
1 Complete the advice to a friend. Use should or buy a new car.
shouldn’t and the verb in brackets. 2 How much money does he charge/earn/pay
1 He lost his wallet. from his job every year?
You should tell (tell) the police. 3 He forgot his NIP/IPN/PIN number and couldn’t
2 He hasn’t got any money. get any money out of the bank.
You should find (find) a part-time job. 4 Gemma was sure she had her purse/bag/belt in
3 He never saves any money. her pocket, but she couldn’t find it.
You shouldn’t spend (spend) all your money. 5 Not many people pay by cheque/book/paper
4 He didn’t do well in his last exam. these days. They use cards or online transfers.
You should study (study) more. 6 Frank prefers to have notes in his wallet because
5 He doesn’t understand some words. they are easier to carry than fees/coins/cash.
You should use (use) a dictionary. 7 The shop didn’t save/refund/lend Stella the
6 He wants to give all his money to charity. You money for the broken radio. They gave her
think this is bad idea. another radio.
You shouldn’t give (give) all your money to 8 Banks charge/pay/spend you interest if you use
charity. their money.
7 He is unhappy with something he bought. 9 Alex got a loan/lend/refund from the bank to
You should make (make) a complaint. start his own business.
8 He wants to buy a sports car. It’s very expensive. 10 He went to the machine outside the
You shouldn’t buy (buy) a sports car. It’s too supermarket to get some coins/cash/credit.
expensive.
/10
/8
4 Complete the paragraph with the words from the
box.
2 Complete the sentences with the correct form of
have to.
to / from / for (x2) / back
1 Do I have to take (I/take) my passport to open a
bank account?
2 You don’t have to make (make) an appointment. 1 They’re saving money for their retirement.
It’s not necessary. 2 Did the bank lend the money
3 We have to finish (finish) the essay by tomorrow to him?
morning. 3 Did you pay back the money you borrowed?
4 Does she have to pay (she/pay) for the trip now? 4 She borrowed money from her brother for the
5 He doesn’t have to work (work) late today. It’s holiday.
not necessary. 5 How much did you pay for that car?
6 They have to keep (keep) their money /5
safe.
7 Do we have to tell (we/tell) the police about the
wallet?
/7
New Language Leader Elementary Unit Test 10 © Pearson Education Ltd. 2014 1
NE
W
ELEMENTARY
INTEGRATED SKILLS 6 Complete the formal email with the phrases from
the box.
5 Read the information and decide if the sentences
a–e are TRUE or FALSE. I noticed that / I look forward to / Could you please /
I’m writing about / I’m afraid that
1
I'm writing about a problem I had last week. I tried
STARTING A SMALL BUSINESS to get money from the cashpoint, but the machine
didn’t accept my card. I went into the bank to
In the UK, there are more than
complain about the problem. They said they
500,000 new businesses every year but
couldn’t give me any cash because I didn’t have my
not very many have great business
ideas. card.
Finally, they let me have some cash. However, when
So how do you know you have a good
I checked my account, 2 I noticed that you charged
business? First of all you should:
me for this service. The bank clerk did not tell me
• describe what your business does. How this when I was in the bank.
is your product different from similar 3
I'm afraid that I’m very unhappy about this
products or services or businesses?
situation. 4 Could you please put the money you
• have a clear business plan. Are you charged back into my account?
planning to grow slowly or quickly? 5
I look forward to hearing from you.
• do market research to ask what people
want. /5
• find out who the other businesses are
that do the same thing as you.
• decide how much money you need
to start your business.
• know how much money are you
making. To get money for your
business you can:
• use personal savings. There are no interest
payments to the bank, but you may
not have enough money.
• borrow from friends and family. This
can be a problem so talk about it in
detail before you start.
• complete an online application for a bank
a More than half a million new businesses have
good business ideas. F
b You should know how your product is different
from other products. T
c Never borrow money from friends and family. F
d You have to get a bank loan.
e You could get money from the government.
/5
New Language Leader Elementary Unit Test 10 © Pearson Education Ltd. 2014 2
