Schedule of Charges for Non Resident Indian Accounts (w.e.f.
15th Nov’ 2024)
A & B Category Branches - ` 20,000/ 40,000 (Single Account) ` 50,000/ 1,00,000 (Single Account) ` 1,00,000/ 2,00,000 (Single Account)
** ` 10,000/- (Single Account) ` 40,000/- (Grouped) ` 1,00,000/- (Grouped) ` 2,00,000/- (Grouped)
` 20,000/- (NRE & NRO Account,
Combined Balance)
C & Rural Category Branches -
` 5,000/- (Single Account)
` 10,000/- (NRE & NRO Account,
Combined Balance)
10% of the shortfall* subject to 10% of the shortfall* subject to 10% of the shortfall* subject to 10% of the shortfall*
maximum of ` 750 maximum of ` 900 maximum of ` 900 subject to maximum of ` 900
Grouping under same Customer ID permitted
IMPS - Outward Free Free Free Free
Foreign Exchange Remittance (Non-trade)
Inward Remittances Free## Free## Free## Free##
FIRC (Foreign Inward Remittance Certificate) ` 100/- ` 100/- ` 100/- ` 100/-
Issuance charges
Outward Remittance other than Imports - ` 250/- ` 250/- ` 250/- ` 250/-
A2 Remittances
SWIFT/ Wire Transfer ` 500/- ` 500/- ` 500/- ` 500/-
FCY (Foreign Currency) Draft/ DD Issuance ` 350/- ` 350/- ` 350/- ` 350/-
FCY (Foreign Currency) Cheque Collection 0.25%, Min. ` 25 0.25%, Min. ` 25 0.25%, Min. ` 25 0.25%, Min. ` 25
` 450/- per instrument ` 450/- per instrument ` 450/- per instrument ` 450/- per instrument
SB A/C -` 100/- per cheque SB A/C -` 100/- per cheque SB A/C -` 100/- per cheque Free
Collection charges subject to a minimum of Collection charges subject to a minimum of Collection charges subject to a minimum of Collection charges subject to a minimum of
` 100/- plus actual out of pocket expenses ` 100/- plus actual out of pocket expenses ` 100/- plus actual out of pocket expenses ` 100/- plus actual out of pocket expenses
Collection charges subject to a minimum of Collection charges subject to a minimum of Collection charges subject to a minimum of Collection charges subject to a minimum of
` 100/- plus actual out of pocket expenses ` 100/- plus actual out of pocket expenses ` 100/- plus actual out of pocket expenses ` 100/- plus actual out of pocket expenses
Cards
Debit Card
Fee NRO (Domestic NRE NRO (Domestic NRE NRO (Domestic NRE NRO (Domestic NRE
Usage only) Usage only) Usage only) Usage only)
Regular Debit Card NA NA NA NA NA NA NA
Issuance ` 249 +
Annual ` 249
Gold/ Titanium Debit Gold/ Titanium Debit Gold/ Titanium Debit Gold/ Titanium Debit NA NA NA NA
Card, Issuance ` 249 + Card, Issuance ` 249 + Card, Issuance ` 199 Card, Issuance ` 199
Annual ` 249 Annual ` 249 + Annual ` 199 + Annual ` 199
Platinum Debit Platinum Debit Card, Platinum Debit Card, Platinum Debit Card, NA NA NA NA
Card, Issuance ` 899 + Issuance ` 899 + Issuance ` 299 + Issuance ` 299 +
Annual ` 899 Annual ` 899 Annual ` 299 Annual ` 299
Platinum Plus Debit Platinum Plus Debit Platinum Plus Debit Platinum Plus Debit NA NA NA NA
Card, without voucher Card, without voucher Card, without voucher Card, without voucher
Issuance ` 1000 + Issuance ` 1000 + Issuance ` 1000 + Issuance ` 1000 +
Annual ` 799 Annual ` 799 Annual ` 799 Annual ` 799
Platinum Plus Debit Platinum Plus Debit Platinum Plus Debit Platinum Plus Debit NA NA NA NA
Card, with voucher Card, with voucher Card, with voucher Card, with voucher
Issuance ` 1500 + Issuance ` 1500 + Issuance ` 1500 + Issuance ` 1500 +
Annual ` 799 Annual ` 799 Annual ` 799 Annual ` 799
Platinum Premier Platinum Premier Platinum Premier Platinum Premier NA NA NA NA
Debit Card, Debit Card, Debit Card, Debit Card,
Issuance ` 2500 + Issuance ` 2500 + Issuance ` 2500 + Issuance ` 2500 +
Annual ` 799 Annual ` 799 Annual ` 799 Annual ` 799
Signature Debit Signature Debit Signature Debit Signature Debit Signature/ World Signature/ World Signature/ World Signature/ World
Card, at ` 5,000/ Card, at ` 5,000/ Card, at ` 5,000/ Card, at ` 5,000/ Select Debit Card - Select Debit Card - Exclusive Debit Card - Exclusive Debit Card -
7,500/10,000 + 7,500/10,000 + 7,500/10,000 + 7,500/10,000 + Free*** Free*** Free*** Free***
Annual ` 1,499 Annual ` 1,499 Annual ` 1,499 Annual ` 1,499
`249/- `249/- Free Free
Transactions - Own ATMs (IndusInd Bank)
Transactions - Other Bank ATMs - Within India
` 21 per cash withdrawal transaction & ` 10 per Non-cash transaction
done in excess of 5 per month for Non-metro locations &3 per month for metro locations
Zero cash withdrawal charges
#
Zero cash withdrawal charges
#
Exchange Rate mark up on Foreign Currency NRO (Domestic NRE NRO (Domestic NRE NRO (Domestic NRE NRO (Domestic NRE
Debit Card Transactions Usage only) Usage only) Usage only) Usage only)
NA Regular/ Gold/ NA Regular/ Gold/ NA Platinum Select NA Platinum Exclusive
Titanium Debit Card - Titanium Debit Card - Debit Card - 2% Debit Card - 1%
3.5% 3.5% Signature/ Signature/
Platinum/ Platinum Plus/ Platinum/ Platinum Plus/ World Select World Exclusive
Platinum Premier/ Platinum Premier/ Debit Card - 1% Debit Card - 0%
Signature/ World Signature/ World
Debit Card - 2% Debit Card - 2%
Regular Debit Card - `25,000/- Regular Debit Card - `25,000/- Platinum Select Debit Card - Platinum Exclusive Debit Card -
Gold/ Titanium Debit Card - `50,000/- Gold/ Titanium Debit Card - `50,000/- `1,50,000/- per day `2,00,000/- per day
Platinum Debit Card - `1,00,000/- Platinum Debit Card - `1,00,000/- Signature/ World Select Debit Card - Signature/ World Exclusive Debit Card -
Platinum Plus Debit Card - `1,25,000/- Platinum Plus Debit Card - `1,25,000/- `1,50,000/- `2,00,000/-
Platinum Premier Debit Card - `1,25,000/- Platinum Premier Debit Card - `1,25,000/-
Signature/ World Debit Card - `1,50,000/- Signature/ World Debit Card - `1,50,000/-
Regular Debit Card - `50,000/- Regular Debit Card - `50,000/- Platinum Select Debit Card - Platinum Exclusive Debit Card -
Gold/ Titanium Debit Card - `1,00,000/- Gold/ Titanium Debit Card - `1,00,000/- `3,00,000/- per day `4,00,000/- per day
Platinum Debit Card - `2,00,000/- Platinum Debit Card - `2,00,000/- Signature/ World Select Debit Card - Signature/ World Exclusive Debit Card -
Platinum Plus Debit Card - `2,50,000/- Platinum Plus Debit Card - `2,50,000/- `3,00,000/- `4,00,000/-
Platinum Premier Debit Card - `2,50,000/- Platinum Premier Debit Card - `2,50,000/-
Signature/ World Debit Card - `3,00,000/- Signature/ World Debit Card - `3,00,000/-
Statement period Less than 90 days as on date
of issuance - FREE Beyond 90 days - ` 100/-
Internal Transfer/ECS/NACH/Direct Debit Return ` 450/- ` 450/- ` 450/- ` 450/-
(Insufficient Balance)
Transaction Alerts Free Free Free Free
Mobile Alerts Weekly, `30 per quarter. Weekly, `30 per quarter. Weekly, `30 per quarter. Weekly, ` 30 per quarter.
Balance Alerts
Charges waived if AQB >= `25,000 Charges waived if AQB is maintained Charges waived if AQB is maintained Charges waived if AQB is maintained
Inactive Account (>12 months)
Free, subject to AQB maintained in the Free, subject to AQB maintained in the Free Free
Account/s. In case AQB not maintained, Account/s. In case AQB not maintained,
a charge of ` 4 per 1,000 will apply. a charge of ` 4 per 1,000 will apply.
Pick-up and Delivery of documents from 1 Request Free per customer per Financial
NA NA NA
overseas**** Year. Above the Free limit `1,300 per request
All fees and charges mentioned above will attract Taxes as applicable. The charges indicated above are subject to periodic revision.
*Shortfall means the difference between actual balance maintained and the balance required as per product. **Average Quarterly Balance (AQB) requirement varies with location. ^Available at select branches in India.
***Subject to maintenance of Average Quarterly Balance (AQB). #Plus applicable exchange rate mark up on Foreign Currency Debit Card Transaction. ##FX Currency Conversion Tax will be recovered as per actuals.
**** Document should not weigh more than 500 grams. Should be related to a service request or banking product of IndusInd Bank. Should be delivered to an IndusInd Bank office only.
• W.e.f 15th Nov' 2024 number of Non-financial ATM transactions i.e. Balance Enquiry, Mini-statement, PIN Change, Mobile Banking Registration, cheque book request, Statement request and Aadhaar Number Seeding etc. on
Non-IndusInd Bank ATM will be limited to 2 transactions per day.
• Bank reserves the right to assess charges on transactions which are not covered by this schedule and to amend with prior notice the terms and conditions governing such services mentioned above and rates stated in
this schedule”. Any change in the charge tariff will be applied after a notice of atleast 30 days. Any suspicious or unusual transaction activity can lead to levy of charges.
NRISOC/09/24
For more details, call our 24x7 Phone Banking Numbers: 1860 267 7777 / +91 22 4406 6666. • Visit us at [Link]
