IRCTC Rupay SBI Card

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Features Description Benefit T&C***

Joining Fee Rs. 500 + GST

Renewal Fee Rs. 500 + GST / Year (with effect from 26th Dec’24)

Credit Limt 20,000 to 10 lakhs

Rate of For Unsecured - 3.75% pm
Interest For Secured - 2.75% pm
350 Activation Bonus Reward Points on
first retail spend of Rs. 500 or more within Cash and fuel spends are not included.
Customer gets welcome gift reward
45 days Bonus Reward Points will be credited to
Welcome Gift points which can be used while
Earn ₹ 100 cash back on your first ATM the IRCTC SBI Platinum Card account
booking tickets.
cash withdrawal within 30 days of within 45 days of eligible transaction
receiving the card
1 RP/ Rs 125 spend on all retail Each Reward Point is equivalent to Re.1
Standard Customer can get a value back on all
transaction, including railway ticket of your ticket fare when redeeming
Reward Points his retail spends.
purchases at irctc.co.in. these Reward Points.
4 SBI Cards Travel Reward Points for
every Rs. 100/- spent if the Date of
travel lies between 01st April to 14th
July or 16th September to 14th January
in any year.

Link your IRCTC SBI Card loyalty

number with your irctc.co.in login id, to
redeem your reward points.

W.e.f. 01 Apr'21, Reward Points will be

transferred to cardholder’s IRCTC
-Up to 10% value back as Reward Points Loyalty A/c and can be redeemed at
Accelerated on AC Train Ticket Bookings at Customer can get value back of upto IRCTC Website or Mobile App (android
reward point www.irctc.co.in – AC1, AC2, AC3, AC CC 10% on particular spends. only)
categories.
W.e.f. 26 Dec'24, the accrual of Reward
Points on ticket purchases at
www.irctc.co.in will be basis the
booking amount, i.e the value of the
Primary Cardholder’s individual fare as
well as that of all other co-travellers, if
any

IRCTC RP cannot be redeemed through

Shop n Smile Catalogue.

IRCTC RUPAY SBI CARD | January’2025

 IRCTC Rupay SBI Card
Milestone 500 Reward Points on payment and
1 Reward Point – Rs. 1
Reward Point realization of Renewal fee
Max 1 per quarter.
4 complimentary railway lounge access in a Complimentary access to railway
Lounge Access
quarter to participating lounges in India. lounges will be applicable only for
primary cardholders
In case you decide to cancel any
railway ticket booked using your IRCTC
Travel Offers Save 1% transaction charges on railway SBI Card (on RuPay platform) online
from IRCTC ticket bookings on www.irctc.co.in. on irctc.co.in, a charge of 1% of the
total refund amount will be debited to
your card
Fuel On purchase of fuel between Rs. 500/- and Maximum expenditure limit in a Month
Customer can save even while
Surcharge Rs. 3,000/- each time, get 1% surcharge is Rs. 10,000.
spending on fuel.
Waiver waiver upto Rs.100 monthly. Get an annual Saving upto Rs. 1,200.
Other Benefits Contactless technology, Add-on cards.

IRCTC RUPAY SBI CARD | January’2025