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Loan Documentation Requirements Guide

The document outlines the required documentation for different business structures including Individual/Proprietorship, Partnership Firm, and Private/Public Limited companies for loan applications. It specifies KYC documents, financial statements, and residency proof needed for each structure. Additionally, it provides commercial loan terms such as LTV, IRR, and tenure for 3W and 4W vehicles.

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vinayakstridegreen
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42 views1 page

Loan Documentation Requirements Guide

The document outlines the required documentation for different business structures including Individual/Proprietorship, Partnership Firm, and Private/Public Limited companies for loan applications. It specifies KYC documents, financial statements, and residency proof needed for each structure. Additionally, it provides commercial loan terms such as LTV, IRR, and tenure for 3W and 4W vehicles.

Uploaded by

vinayakstridegreen
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd

DOCUMENTATION

1) INDIVIDUAL/ PROPRIETORSHIP
 KYC documents (Aadhaar Card, PAN card, Driving license)
 Electricity Bill. (In the case of the Owned House)
 Rent agreement. (Mandatory in rented cases with Electricity Bill, Gas Connection, or any Govt.
Document establishing residency of Owner).
 Bank statement for the latest 6 months for the borrower and co-borrower.
 Performa Invoice.
 GST Certificate. (If Applicable)
 MSME Certificate. (If Applicable)
 ITR and Computation for the last 2 years
2) PARTNERSHIP FIRM
 KYC Documents of all Partner (Aadhaar Card, PAN card)
 MSME Certificate
 Partnership Deed
 Electricity Bill. (In the case of the Owned House)
 Rent agreement. (Mandatory in rented cases with Electricity Bill or Gas Connection
 Document or any Govt. Document establishing residency of Owner).
 Bank statement for latest 6 months of borrower and Co-Borrowers.
 Performa Invoice.
 ITR and Computation for the last 2 years.
 Audited financials for the last 2 Years. (If Applicable)
3) PRIVATE LIMITED/ PUBLIC LIMITED
 KYC Documents of all Directors (Aadhaar Card, PAN card)
 GST Certificate.
 MSME Certificate.
 COI, MOA, AOA.
 Electricity Bill. (In the case of the Owned House)
 Rent agreement. (Mandatory in rented cases with Electricity Bill or Gas Connection
 Document or any Govt. Document establishing residency of Owner).
 Bank statement for the latest 1 year for the borrower and co-borrowers.
 Performa Invoice.
 Audited financials for the last 2 Years.
COMMERCIALS
3W:

LTV – up to 90%
IRR- 10-13% (Flat)
CIBIL Score – 650 or above
Type of Cases – L5 Passenger/Cargo: FTB, NTC, LL – These are allowed with a Higher DP of 20% or
more along with own house cases

4W :

Tenure – L5 : 36 Months
4W – 48 months to 60 Months

Stride Green CapitaI Pvt Ltd, 2nd FIoor, BIock 3A, DLF Corporate Park, Mehrauli-
Gurgaon Rd, Garden Estate, DLF Phase 3, Seetor 24, Gurugram, Haryana 122002.
EmaiI - [email protected]
MobiIe No. - 9024664745

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