ZIM ZIM SAVINGS AND CREDIT SCHEME
ZIM ZIM SAVING AND CREDIT GROUPS
LEDGER CARD
A-SAVINGS
Member’s Name: Member’s no. Tel:
DATE SAVINGS WITHDRAW BALANCE MEMBER TREASURE’S DATE SAVINGS WITHDRAW BALANCE MEMBER TREASURE’S
SHS. SHS. SIGNATURE SIGNATURE SHS. SHS. SIGNATURE SIGNATURE
ZIM ZIM SAVING AND CREDIT GROUPS
LEDGER CARD
B-LOANS
Member’s Name: Member’s no. Tel:
DATE LOAN PERIOD INTREST TOTAL AMOUNT BALANCE MEMBER’S DATE LOAN PERIOD INTREST TOTAL AMOUNT BALANCE MEMBER’S
AMOUNT PAID DUE SIGNATURE AMOUNT PAID DUE SIGNATURE
ZIM ZIM SAVINGS AND CREDIT SCHEME RETURN FORM
1- Name of Group: .......................................................................................................................................
2- Date of Formation of Group: ...............................................................................................................
3- Location: Village .................................................................................................................................
Parish.........................................................................................................................................................
Sub=country.............................................................................................................................................
Names of Elected Leaders and Contacts
Office Names [Link]
Chairperson
Vice Chairperson
Treasurer
Secretary
Mobilizer
Committee Member
Committee Member
5- Number of Members at formation of Group: ..........................................
Submitted by:
.................................. .......................... ..........
Names Title Date
Z IM Z IM SAVINGS AN D
CREDIT GROUP
Nebbi District
MEMBER’S PASSBOOK
Member’s Name:
Member’s Number:
“Savings for Prosperity” “Savings for Prosperity”
MEMBER’S PHOTO
BALANCE TREASURE’S
SIGNATURE
NEXT OF KIN
Name:
Tel: MEMBER LOAD RECORD
Village:
DUE
Member Name:
TOTAL
Member’s Number:
INTEREST
Village:
Signature:
PERIOD
Or
Finger Print
AMOUNT
LOAN
Member Contact No.:
DATE
CONSTITUTION OF KANZARI SAVINGS
AND CREDIT GROUPS
ARTICLE 1. BASIC INFORMATION:
1. Name:......................................................... Kanzari Saving and
Credit Group
2. Physical address:
a) Village:
b) Parish:
c) Sub-county:
3. Date of Formation:
4. Core Business:
Savings and Credit
Supporting individual and Group income generating activities
General Development
ARTICLE 2. MEMBERSHIP:
The criteria for membership shall be the following:
All persons above 18 years of age
Children of members (to operate minors accounts)
Membership is limited to residents of the village mentioned in
2 above.
Must have fully paid membership fees.
Should be committed to save regularly as prescribed by the
Group
Must be able to abide by the Constitution of the Group
Must be a person of good integrity (trustworthy)
Must be willing to work with others.
ARTICLE 3. MANAGEMENT COMMITTEE:
The Group shall be managed by a Management Committee comprised
of the following:
1. Chairperson
2. Vice Chairperson
3. Secretary
4. Treasurer financial records
5. Mobilizer Shall be responsible for safe custody of group funds
6. Two (2) Committee Members Shall be responsible for updating members passbooks
The term of office of the Management Committee Members shall be and ledger cards.
two (2) years but may be renewed only once.
4. Secretary:
Shall be responsible for writing minutes of the group
ARTICLE 4. ELECTION OF MANAGEMENT COMMITTEE:
Keeping members register
The following procedures shall be followed while electing Executive 5. Mobilizer:
Shall be responsible for publiefty of group activities
Committee members:
and mobilization of new members.
1. Quorum shall be 70% of all registered Group members.
6. Group Members:
This shall not apply to the interim Executive Committee which shall
To represent members interest in the executive by
serve for only six (6) months from date of formation of the Group.
attending all meetings.
2. Election for office bearers shall take place every two years.
ARTICLE 6: REMOVAL OF EXECUTIVE COMMITTEE MEMBERS
3. The maximum number of consecutive terms any member can Any member of the General Assembly can call for a vote of no confidence
serve in any one position is two. in a member of the Management Committee. The vote can be held if the
4. A member vying for any office shall be proposed and seconded minimum number of members, stipulated in Section 4, is present. If the
by another member before being put forward for election. vote is passed by a majority of the voting members, the member must
5. At least 2 members shall stand for each position but in the step down from the Management Committee and another member shall
event of a single candidate, he/she shall be subjected to a confirmation be elected to the same position.
vote by majority of the members present.
6. The election of members shall be by secret ballot. ARTICLE 7. MEETINGS:
1. Group meetings shall be held every Saturday at 2.00 p.m.
ARTICLE 5. ROLES OF EXECUTIVE COMMITTEE MEMBERS 2. All members are required to attend every meeting of the group.
1. Chairperson: However, there could be acceptable reasons for missing
. Shall be responsible for calling and chairing all Group meetings meetings as under:
Shall be the spokesperson of the Group and its official When a member gets an accident.
2. Vice Chairperson: When a member loses a close relative.
representative When a member is severely sick.
Shall deputise the Chair When a member gets an emergency (such a member must
Shall carry out the roles of the Chairperson in case make a clear communication notifying the Management
(ajhe is absent. Committee about his/her absence).
3. Treasurer: 3. All meetings shall follow a standard agenda:
Shall be responsible for handling group finances and Prayer
Communication from Chairperson
+ Savings
